Can You Get An Auto Title Loan While Still Financing Your Vehicle?

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
By Submitting the application, this is my express written consent that I certify that I am a US resident, at least 18 years of age and authorize this website, business owned by this site, lenders and/or their affiliates to contact me about my account by phone, automatic dialer, text message, voicemail messages, pre-recorded messages, mail, or email, and give information concerning this transaction to others if it is required to originate, fund, collect, or service my Account. I also certify that I agree to the terms of this websites Privacy Policy, Terms of Website Use, Consent to Electronic Disclosures, and Wireless Policy and that my consent is not condition of a purchase.

Application Submitted

For Fastest Service Call Us Now!


Thanks for Applying

Congrats! We received your application. You might need car insurance for your loan. Click here to compare rates.

Click to Find Insurance

Application Submitted

While we process your info we recommend also applying for a personal loan or credit card to get more money!

Click Here

Thanks For Applying!

We don't offer title loans in your state might be able to help with a personal loan or credit card.

Click Here

Thanks For Applying!

We got your application. If you need immediate cash try a personal loan or credit card offer and we will call you 1st thing in the morning.

Click Here


Want to know how much your payments will be? Use our title loan calculator to find out.

Max Cash Calculator
Big Phone Icon - Transparent and Black

Instant Pre-Approvals

Call us anytime seven days a week for instant pre-approvals! 2

(855) 561-5626

How Much You Can Get On Your Car Banner
Max Cash Title loans has almost 5-star rating with Consumer Affairs so it is a promise made to you that the agents at Max Cash Title loans will do their best to make sure you get the funds your requesting if completing the loan is possible, every option will be explored for you, and every tool utilized to assist in the completion of the loan.

Can you get a loan on a vehicle that is still being financed? Yes, you can! Depending on the state you live in and how much you still owe on the vehicle.

Getting a loan on a vehicle that is still being financed through a bank can be a little tricky, especially when trying to stay within the Federal guidelines to get the loan completed. Now in some states you are unable to get a loan against any vehicle traditionally financed, but that would not be the decision of the lender, but a state mandate. Having a vehicle that is still traditionally financed requires certain criteria to be met, to have the loan accomplished legally.

Now when you purchased your new vehicle the last thing on your mind was, thinking about getting an auto title loan on it. The agents at Max Cash Title Loans understand that this may be embarrassing situation for you and you may be a little frustrated with your current financial position.

When first inquiring about the loan there are certain issues needed to be discussed about the vehicle and what is owed on it. The general rule of thumb when trying to get an auto equity loan is to make sure there is still equity in the vehicle. When doing a buy out on your current loan, financed through your bank its key to confirm that equity in the vehicle is double to what is owed on the vehicle. So, let us say you owe $5,000 on your traditionally financed vehicle, to have the vehicle paid off (buy-out), and a loan received against its equity, the vehicle needs to have a minimum of $10,000 in equity. Now of course this really depends on the type of vehicle you have, that can hang on to that kind of equity still. In some cases when the consumer puts a large down payment on the vehicle, this increases their ability to able a loan out on it later down the road.

When trying to get a loan on a vehicle that is traditionally financed the biggest issue customers have is what they owe on it. The typical lender likes to have a traditionally financed vehicle with-in 4-5 payments of being paid off, they tend to like it around there because again of the equity concern, again this does depend on the type of vehicle you have. Most customers do not understand that there are some vehicles that lose their equity much slower than the others, for example take a 2008 Toyota Matrix with 145k miles on it will hold more equity then its rival the Pontiac Vibe now these cars are very similar visually but when it comes to valuing them the Matrix would hold on to its equity twice to what the Pontiac Vibe would, the only reason for this is the brand and quality of the vehicle Toyota’s depreciate at a much slower rate than a Ford or Chevy.

There are so many customers that do not even apply because they think they cannot be helped, but the agents at Max Cash Title Loans have an Ace up their sleeve, since they hand pick the lenders that they do business with, Max Cash Title loans is constantly searching out the best lenders that can bring unique tools and funding options to the table, so completing the loan like this is possible.

Max Cash Title Loans has found a lender that have created a special program that are specific for customers still financing their vehicles. Now that this option is being offered and is now available in all the states the lender services, the Max cash Title Loans agents have successfully completed multiple loans using this effective program.

Give the agents at Max Cash Title loans a call or visit them on line at apply today!