Auto Title Loan Versus Other Nontraditional Loans

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How Much You Can Get On Your Car Banner
An auto title loan can be a fast and convenient way to get yourself essential funding. If you are currently going through a financial crisis, an auto title loan could be a simple way for you to solve your personal budget issues.

Some other types of funding that might seem convenient, like registration loan, payday loans, or signature loans, can be difficult to pay back and manage because they usually always come with high interest rates and short payback terms. You probably want to avoid these types of funding.

Max Cash® is one of the best brokers in the industry. What does that mean? Well, when you work with Max Cash, we can connect you with a great deal on an auto title loan right near your home neighborhood. In many cases, you can even find your funding and receive it in as little as one business day.

How to Pay Off an Auto Title Loan

The best way to avoid paying more interest than you have to, you should always try to chip away at your title loan balance. Here are some tips for what you can do to pay off your car title loan even faster.

  • Get a second job

If you have the time at night or on the weekends, try getting a second job. There are even many online part-time positions available, so you can make money and not have to leave your house! When you use extra money from a second job to pay off your car title loan, you don’t have to use the money that comes from the paycheck of your full-time job.

  • Take advantage of your car title loan benefits

Max Cash associated car title loans come with many perks, and you should know what they all are! Remember when we talked about the sky-high interest rates that come with registration loans? Well, Max Cash solves that issue because we can connect you with competitive rates4. With the competitive rates, you can see your title loan balance go DOWN instead of up, when you make your monthly installments. Other lenders might stick you with interest rates so high that your balance actually goes up, even though you are making payments.

Max Cash lenders2 also typically offer convenient terms4. Dodge the short-terms that come with many loans when you come to Max Cash. Your lender will probably even create a payment plan for you using convenient terms, so you can see how manageable paying off a successful car title loan can be. Other lenders might leave you in the dark to figure out how to pay for back your loan all on your own. Max Cash will stand by you and help you along any step of the way!

  • Make bigger payments when you can

When you make larger monthly installments than is required, you will end up paying less money in interest on your overall title loan balance. Paying just a bit extra each month will start to add up after a while, and before you know it your title loan balance can be paid off! If you contribute enough extra funding towards paying off your auto title loan balance, you can potentially knock off several months of installments that would have been left to pay if you had not put any money forward.

 

  • Sign up for auto-pay

Sometimes when life gets busy, due dates on bills or payments can sneak by. We’ve all been hit with a late fee before, whether it’s an overdue library book or a past-due bill, it can be frustrating when we don’t do things on time. But when you are trying to pay off your loan balance as soon as possible, missing payments can set you back. Sign up for auto-pay so you are never late on a payment. When you keep up with your monthly installments you won’t acquire any late fees or any additional interest to your balance.

Get the money you need today so you can feel relief tomorrow! Start on your Max Cash inquiry today!