Can I Get Auto Title Loans Without Vehicle Inspections?

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We are happy that you have chosen us to guide you through the auto title loan process. There are many options for online loans out there, but not all are as efficient and user-friendly as Max Cash Title Loans. Max Cash Title loans are here for you, we specialize in helping customers that need information, resources and you guessed it, quick cash! It is possible to get auto title loans without vehicle inspections that are filled with inconveniences.

When you apply for an auto title loan, you fill out an application, speak to a real live agent. and send a couple of verification documents. The next step is getting pre-approved, your vehicle will be inspected. It may sound like a hassle, but it can be easier thank you think!

What are the Requirements to Get an Auto Title Loan?

For the pre-approval process, you may need to provide proof of income, proof of residency, bank account, a driver’s license as well as a couple of other things for example: 

  • Free and Clear Vehicle Title 
  • Three References – Personal, Professional, or Both
  • Insurance (some states require this but not all)
  • Social Security Card (or a Document on which your name and SSN both are listed)
  • Pictures of Your Car (all 4 sides including VIN and Odometer)

Prove Your Income to Get an Auto Title Loan Without Vehicle Inspection

The ability to pay back a loan is important. We want to make sure your situation gets better, not worse. You must receive enough consistent income to comfortably repay the title loan. Typically, you can show proof of income by submitting a paystub, bank statements, or documents providing such information. It is also possible to be a small business owner and use your tax forms or bank statements as income. If you would like to learn more about what is accepted as proof of income, give us a call today! 

Why Do Title Loan Lenders Inspect Vehicles?

The lender will evaluate the value of your vehicle to determine how much a vehicle is worth. A vehicle inspection determines the amount you get as a loan as well as the accuracy of your title loan. Making sure that a vehicle is in working condition is important to the lender as well as it would result in loss of revenue if it was not working properly.

That loan amount could be boosted if the vehicle is in great condition, has luxury features, or even a sunroof. There are many important factors of a vehicle that can affect its market value. Once the amount is disclosed, it would be approved by a lender and will be presented to you with an interest rate and payment schedule. 

How to Get Auto Title Loans Without a Vehicle Inspection

While you still have to have a vehicle inspection performed for your car to qualify for an online title loan, know that the process is easier than it sounds. You can submit documents through email or text and a loan agent will review them. Just take a few photos of your car to bypass an in-person inspection and send those over to an agent! Some lenders will require you to show:

  • Vehicle Make,
  • Model,
  • Style,
  • and Current Vehicle Mileage. 

Benefits of a Title Loan without a Vehicle Inspection

With an online title loan, you don’t need an onsite vehicle inspection. Numerous benefits come along with getting an auto title loan online. 

  • Long Repayment Terms4
  • Low Monthly Payments you can afford4
  • No Prepayment Fees on your loan
  • Competitive Interest Rates4
  • Quick Emergency Cash5
  • No surprise charges4

Does Having Bad Credit Affect My Ability to Get an Auto Title Loan?

Having bad credit is not a major issue when applying for an auto title loan or cash advance. Your credit score is not that important. The determination of the value will come from Blue Kelly Book or sometimes Black Book ( a book that estimates values of vehicles ). They will use those tools to determine the amount of money that your vehicle is worth. It’s not just solely based on the year, make, model, and mileage of the car. The title loan application process can be uncomplicated for a car owner that is looking for financial assistance. The representatives at Max Cash Title Loans are prepared to guide you every step of the way. Turn your vehicle title into cash!

Does the make and model of the vehicle matter? 

Yes, the more your vehicle is worth the better. For example, an older car that has minimum miles may be worth more than a newer model with a lot of models. The evaluation is going to depend on your vehicle specifically.

What if my vehicle is unique?

Of course, as vehicle owners, we tend to show our personalities through our belongings. When it comes to cars, special paint jobs, interior light additions, or any electronic enhancements could add value to a basic car. A vehicle inspection can be in your favor if you have a unique vehicle.

What if the inside or the exterior of my car is not the best?

The interior and exterior condition of a vehicle is one of the bigger factors that can affect the car’s value. An older car with a lot of mileage but the inside is nearly perfect could mean an extra amount of cash in your account. If it’s an older car with a lot of body damage, it can be worth almost nothing.

Why Choose Max Cash Title Loans to Get Auto Title Loans Without Vehicle Inspections? 

You can apply using our quick online form and get easily approved for your auto title loan or refinancing. Get your loan as fast as the next business day, in most cases. 

  1. BAD CREDIT IS OKAY5 – We don’t expect you to have the best credit or even good credit, we understand that credit history does not define your financial situation. Even if you have bad credit or no credit, you can still get a loan with us if your vehicle carries enough value.
  2. MINIMAL PAPERWORK – With the car title loan process, you won’t need to fill out a mountain of paperwork just to get approved for your loan. We are not like those financial institutions that ask for 10 years of proof of income. We just need the basics.  
  3. A LOAN YOU CAN AFFORD5 – You and your loan officer can decide on a payment plan that is right for you and your current situation so you can feel confident and secure.

If you do need more information on the auto title loan process without an onsite inspection, look no further. Start the process today by applying online through Max Cash Title Loans. If you have any questions, our loan agents are available 7 days a week to take your call at 855-561-5626!