Title Loans in Phoenix, Arizona

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If you need fast cash, title loans in Phoenix, Arizona could be the answer you are looking for! We service all surrounding cities like Scottsdale, Mesa, Gilbert, Tempe, Avondale, Chandler, and Glendale to name a few. 

Car title loans are popular in the state of Arizona and are loan options for individuals that need quick cash but don’t have the best credit. While banks make it unrealistically difficult to get a traditional loan, we make it easy to get cash today!1 2 5

Max Cash Title Loans in Phoenix, Arizona, and all surrounding cities connect with title loan lenders across the nation to get you the best deal possible usually on the same business day.1 2 5 We find competitive rates and can also refinance your current loans to get you a lower payment!3 4

All you have to do is complete our hassle-free online form, send some documents via text or email, and get funded.1 2 5 How do we do it you ask? Keep reading for more information on fast approvals at Max Cash Title Loans, and on the Arizona title loan process in general.

How Do Title Loans in Phoenix, Arizona Work?

Title loans in Phoenix, Arizona are secured with the borrower’s vehicle as collateral. When you fill out the application, your vehicle will be valued using Kelly Blue Book or sometimes Black Book. This will determine the amount of cash you qualify for. When the loan is taken out, a lender will add themselves to the car’s title, which will give them temporary ownership of the vehicle. You keep driving the vehicle, make payments and get funded through your bank account or a check! You decide how you want to get funded.

Once the loan is paid back in full, the lender can remove themselves from the title, and the car will belong to the borrower again. You will get your title back.

Can I Get a Car Title Loan in Phoenix, Arizona Even with Bad Credit?

Yes! Unlike personal loans or traditional bank loans, even with a low credit score or bad credit history, you could be approved! This is because title loan companies will pay attention to the value of your vehicle, and your income. Your credit does not determine if you get approved or denied.

What Kind of Repayment Can I Expect with an Auto Title Loan in Phoenix, Arizona?

Title loan repayment can vary from one lender to another and can also depend on your loan amount. In general, the title loan repayment will involve a monthly minimum payment, this will encompass both the principal amount and interest rate. When the loan has a longer-term, the payment is usually lower, but you could pay more interest over time. If you decide to get a shorter loan term, it may mean a higher monthly payment, but less interest for the loan. Whatever you decide, we are happy to go through your options in detail. We encourage all borrowers to make extra payments when possible, to save money. If for some reason, you are not able to make a payment, contact your lender and express your financial situation to them. They will usually offer some type of renegotiation or give you additional options.

What Documents Do I Need for Auto Title Loans In Phoenix?

When going through the process for an online title loan, you will need to have a few documents:

  • A state Issued Photo ID (a driver’s license or passport)
  • Proof of income
  • Proof of residency
  • Several pictures of the vehicle
  • 3 References
  • The vehicle title is also known as a pink slip

Even if you don’t have all of these documents, do not hesitate to apply! Many lenders are quite flexible regarding required documents.

Benefits of Working with Max Cash Title Loans in Phoenix

When looking for a title loan, begin with Max Cash Title Loans, the # 1 nationwide title loans marketplace. Our mission and the way that we operate are what sets us apart.

We put our client’s needs before everything else, and instead of being a lender ourselves, we connect people with online title loans. Working with Max Cash Title Loans in Phoenix, Arizona has numerous benefits. 

Highly Competitive Interest Rates4

The interest rates for the title loans we service are highly competitive. And so, you can rest assured you are getting a great deal.4

Low Monthly Payments4

The monthly payments for title loans are kept low from beginning to end of repayment.4

No Hidden Fees3

There are never any hidden fees to worry about when repaying a title loan with the lenders that we work with.

Flexibility with Loan Terms and Repayment4

Whether you need a long term or short-term loan, the lenders we work with may be able to accommodate.4

No Prepayment Penalties3

You can repay your title loan early without any fees or penalties.3 Paying off your loan early could be a huge advantage when it comes to the amount you pay for interest. When working with our lenders, you only pay interest for the amount of time you have the loan, nothing else.

The online process with Max Cash Title Loans in Phoenix, Arizona is fast and simple and can be completed with a few steps:

1) Fill Out a Loan Form—reach out to our customer service representatives seven days a week, by text, call, or by going online. Call us at 855-561-5626.

2) Talk to a Loan Agent and send documents —talk to us about what amount of cash you are looking for and tell us about your vehicle. We’ll do the heavy lifting and search for the right lender.5 Once we find the lender, we’ll ask you for documents for final approval.

3) Find out Eligibility and Get the Funds1 2 —once you get loan approval from a lender, look over the loan agreement, sign the contract, and get the funds.1 2 Have the funds from these cash loans sent to a bank account through direct deposit, pick up the funds at a local MoneyGram, or have the cash mailed to you as a check.

When you need fast cash in Phoenix, Arizona, start with Max Cash Title Loans. To begin, head to our website and apply for an online title loan, and find our pre-approval. Once approved with a lender the funds can be made available quickly!1 2 5