If you are looking for an auto title loans in Oakland, California, you have come to the right place. Applying for an auto title loan is the process that allows you to use your vehicle as collateral and get fast cash.1
Max Cash® Title Loans provides you with the best and safest experience possible.1 Oakland, California residents often face unexpected financial burdens, such as car repairs, health care fees, or housing expenses. These situations can leave you with the need for instant cash but getting a loan from a direct lender or bank is not always easy.
Having a bad credit score does not mean that you have run out of options. We understand that life happens and getting a cash loan in Oakland, California can be the answer that you are looking for.
Max Cash Title Loans to the rescue! You don’t have to worry about lenders offering you less cash, long loan applications, or getting a bad deal. We are experienced, reliable, and honest individuals that make every effort to get you the best deal possible!1 2 5 Our loan process is fast, easy, and user-friendly. Applying for a short-term car title loan in Oakland California just got easier! Forget the payday loans and get the amount of money you need without the hassle and vigorous credit checks!
If you’re wondering what you need to do to get an auto title loan, you’ll be surprised to learn it’s much less paperwork and personal information than traditional loan options. People with all credit types in Oakland, California are encouraged to inquire about car title loans. Do not worry, if you have bad credit. Your credit criteria do not define the amount of money you get funded for. The loan process is simple in Oakland, California. We strive to take care of the approval process in three easy steps for your convenience.
1.To begin the inquiry process, reach out to us via phone at 855-561-5626, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and your income. Once you submit this information, a friendly loan representative will reach out to you.
2.Once in contact, a loan agent will explain things a little further, and talk to you about your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5
3.If a lender is found and is a good fit, you will apply with an online application!5
To learn more about title loan approvals in Oakland, California, and on Max Cash Title Loans, give us a call at 855-561-5626, or visit our FAQ page!
Requirements for an auto title loan in Oakland, California
- Original vehicle title showing sole ownership also known as the pink slip.
- Government-issued identification matching the name on the title.
- Utility bill or other proof of residency matching the name on the title.
- Current vehicle registration.
- Proof of vehicle insurance.
- Recent proof of income or other proof of ability to repay the loan.
- California also requires you to be at least 18 years old.
Interest Rates on Loans in Oakland
While auto title loan interest rates in Oakland, California are typically on the higher side, Max Cash Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible! 1 4
Your lender and the loan company you work with are required to inform you of all fines and fees related to your title loan, including interest fees, late payment fees if applicable, and processing fees. This is very important because it will ensure you know the exact terms of your loan.1 2 Upon approval, you could receive your auto title loan funding in Oakland, California as soon as the same day, or the next business day! 1 2 5
How to Value a Car for a Title Loan in Oakland
Oakland lenders use the vehicle year, make, model, and mileage to determine the equity in a car in California. Vehicle modifications such as interior/exterior improvements and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash Title Loans may be able to do for you!
Loan Repayment in Oakland, CA
Your repayment plan will be determined by the loan officer and approved by you. Payment plans can be as flexible as a few months long to a 36-month term. If possible, choose to make your payments early, or pay off the entire loan right away. Keep in mind that paying off your loan early is highly encouraged since there are no prepayment penalties and will help you avoid the risk of defaulting on your loan. If for some reason, you are unable to make your monthly payments, you can call your loan officer and let them know that you would like to review your repayment options.
Max Cash Title Loans in Oakland
If the bank or other lenders are reluctant to give you a loan, it is reassuring to know that Max Cash Title Loans is here to help you get the cash you need! Filling out an inquiry only takes a few minutes, and our financial services are free to you! No matter why you need an auto title loan in Oakland, there are options to go about it! Call (855) 561-5626 for instant approval.1