While finding emergency cash for disabled individuals may seem like a difficult task, with the proper resources, it can be much easier than one might assume. There are several long-term and temporary assistance for needy families. Additionally, there are also social services and human services programs available for people with disabilities looking for emergency cash. In this article, we’re going to take a look at a few of them.
If you’re looking for a simple and straightforward way to find emergency cash for disabled individuals, Max Cash Title Loans may be able to help. At Max Cash Title Loans, we help consumers search for the best auto title loans that fit their financial needs. 2 5
To start your search today, apply for a title loan found through Max Cash Title Loans using our easy to use online title loan application form. Continue reading below to learn more about some simple ways you can find emergency cash for disable individuals below.
Emergency Cash for Disabled Individuals Who Are Veterans
If you or a loved one is a disabled veteran, there are resources to look into:
Housing Grants for Disabled Veterans
The U.S. Department of Veterans Affairs (VA) provides several grant opportunities to former service-members and veterans with specific types of disabilities. This program assists them with buying or building homes. It may also cover payments to renovate their current home to accommodate their handicap.
Veteran Disability Compensation
Veterans disability compensation is a grant or financial aid package that offers cash compensation to individuals with prior service experience in the US military. If the handicap is the result of accidents, injuries, or diseases that happened while on active duty or was made considerably worse following their service, then these individuals may benefit from this type of emergency cash.
During the application process, the U.S. Social Security Administration (SSA) may also speed up the inspection and approval process of handicap applications from U.S. veterans and injured warriors. The expedited process will allow these individuals to receive their disability benefits and any cash reimbursement in significantly less time.
Other Emergency Cash Options for Disabled Individuals
Below are additional resources, which may be available to disabled individuals, regardless of their veteran status:
Disability Scholarships and Grants
There are also several scholarship and grant opportunities available to students. There’s been a significant push to provide grants and scholarships for disabled students to give them the chance to pursue their educational goals. Not only are there grants and scholarships available for individual students, but they also provide technical support services. These services help disabled students participate in on-campus activities, as well.
Most scholarships and grants for disabled students are in addition to the conventional student loan package a student may receive. These grants are not necessary to pay back. Full-time, part-time, and postgraduate students with handicaps are able to apply for these types of scholarships and grants.
Heating or Cooling Bill Assistance
Disabled individuals can receive heating, cooling, and energy assistance through the Low Income Home Energy Assistance Program (LIHEAP). Although the federal government covers this program, applications receive approval at the local and state level of the individual applying. Community action agencies determine priority for this type of emergency cash for disabled individuals. Applicants with a disability or who might be at risk with no cooling or warmth services often receive first priority.
Direct Financial Assistance
Direct financial assistance is typically available to individuals who qualify for social security, as well as Supplemental Security Income (SSI) through the Supplemental Security Income Program. Emergency cash made available through this program covers all types of fees, whether they are medical conditions, medical treatments, home expenses, or other financial burdens.
The federal government administers this type of emergency cash program, in addition to the US Social Security Administration. Furthermore, there are several requirements in place. Financial assistance is only available to individuals who have a handicap that meet specific medical standards. The US Social Security Administration determines these standards.
Social Security Disability Insurance (SSDI)
Social Security Disability Insurance (SSDI) is a cash assistance program that offers financial benefits to disabled individuals. This type of disability program provides monthly cash benefits to disabled individuals under the age of 65. It also covers immediate family members, household members, and dependents. Additional coverage members must meet specific program requirements and conditions.
Much like the Old-Age and Survivors Insurance (OASI) program, the function of the Social Security Disability Insurance (SSDI) program is to replace any income that is lost if the wage-earner is unable to perform daily job operations and activities. Individuals can use Social Security Disability Insurance in the event of a significant medical illness, injury, or another hardship that prevents individuals from participating in daily life activities or if the handicap affects your lifespan. Social Security Disability Insurance is the primary health insurance plan in the U.S. for protecting employees from the possible loss of income due to physical or mental health that leads to an inability to complete their job duties.
Supplemental Security Income (SSI) As Emergency Cash for Disabled Individuals
Supplemental Security Income (SSI) is the second primary federal government application for disabled individuals behind SSDI. This program provides financial assistance to the blind, elderly, and disabled individuals. It may also cover their children that have extremely low or perhaps even no earnings. Supplemental Security Income also helps cover food, housing, and clothing necessities, among other items that the individual(s) need. Cash benefits are determined based on candidate requirements.
Emergency cash generated through this program is compensated for by general tax revenues as opposed to social security taxes. In contrast to other social security programs, SSI applicants do not need to attain guaranteed status to qualify for financial assistance. Should they choose to do so, states can supplement federal SSI benefits through State Supplementation Programs (SSP).
Government Cash Grants
The government offers these cash grants through several national and state government agencies. These cash grants focus on assisting disabled veterans. However, they may also provide cash assistance for kids, teenagers, or other individuals living in poverty. Evidence of handicap, household needs, and household income is necessary when applying for this program. Furthermore, there are several types of applications that can help pay different kinds of expenses. Funds through this program can also help with costs expenses such as travel expenses, school expenses, utility bills, and more.
Additional government assistance programs include the Supplemental Nutrition Assistance Program (SNAP), the Temporary Assistance for Needy Families (TANF) program, food stamps, and Medicaid.
Low-Interest Loans for Emergency Cash for Disabled Individuals
Low-interest loans are accessible to individuals waiting for a final decision from any of the previously mentioned programs. Individuals can use money found through low-interest loans during the time period between them receiving their monthly SSI handicap check and if their bills are overdue with a creditor or credit agency. Private businesses, nonprofits, or other government agencies and associations can also issue these types of emergency cash payment options. This cash option can pay for a range of expenses, such as medical care, food expenses, or home needs.
Find Your Emergency Cash Today with Max Cash Title Loans
At Max Cash Title Loans, we strive to make the process of finding emergency assistance for disabled persons as simple as possible. Regardless of your experience with the title loan process, our team of knowledgeable car title loan specialists can help you with the entire journey, start to finish.
If you’re ready to start your online title loan application form today, give us a call or apply online to begin searching for the money you need.