2020 has been a challenging year for everyone, but finding emergency cash for families in need has proven to be more difficult than it has in the past. Luckily, there are still viable options for families in need to turn to when they need emergency cash.
If you’re looking for a simple way to apply for quick cash, Max Cash Title Loans can help. 2 5 At Max Cash Title Loans, we are a team of focused and dedicated car title loan experts. We strive to make the process of searching for an auto title loan simple and straightforward. If you’re ready to start your online title loan application form, apply online using our easy to use web application or give us a call. Our loan specialists are standing by, ready to assist you.
Continue reading below to learn more about the types of programs available that provide emergency cash for families in need.
Temporary Assistance for Needy Families (TANF)
The Temporary Assistance for Needy Families (TANF) is a financial assistance program that offers temporary financial assistance for pregnant women and households with one or more dependent children. TANF benefits also provide financial assistance to help cover additional expenses. These expenses may include food, shelter, utility bills, and other costs other than medical costs.
To be eligible for Temporary Assistance for Needy Families, an individual must either be pregnant or have a child under the age of 19 that resides in the same household. A child under the age of 18 must also be a full-time high school student. A pregnant woman may also be eligible for assistance through this program, even if they don’t have the same kids. To qualify for this program, applicants must be a US citizen or meet specific immigration requirements.
EarnFare for Emergency Cash for Families
EarnFare is a financial assistance program designed to provide adults that currently receive Supplemental Nutrition Assistance Program (SNAP) benefits. This program offers individuals a chance to obtain valuable work experience and receive cash assistance so that they eventually operate within standard means of self-sufficiency. The individual’s local court system arranges EarnFare allowance and benefits.
Additionally, Non-Custodial Parent (NCP) EarnFare is a financial assistance program designed for jobless parents who don’t have custody of the kids when their kids receive benefits through the Temporary Assistance for Needy Families program. This program provides parents with a chance to obtain work experience while also fulfilling their child support responsibilities.
Participants in the EarnFare program undergo an initial orientation and a complete evaluation to determine service requirements. Following their approval, EarnFare participants are delegated to an EarnFare location to acquire skills that will help them become more employable. Participants in the EarnFare program
EarnFare participants operate in federal or state minimum wage laws; whichever option is higher so that they can earn income for cash child support payments to the custodial parent. EarnFare participants also have to chance to earn a bonus cash supplement, but must work additional hours and work off the value of the SNAP benefits. Participation in this program is limited to six months or 12 consecutive months.
Supplemental Nutrition Assistance Program (SNAP) for Emergency Cash for Families
The Supplemental Nutrition Assistance Program (SNAP) (formerly known as food stamps) provides low-income families and individuals with financial assistance to by the food they need for good health. The Supplemental Nutrition Assistance Program delivers benefits through a digital debit card that most grocery stores accept. The Food and Nutrition Service (FNS) of the United States Department of Agriculture oversees SNAP. Local government agencies may also have additional oversight.
While the rules are complicated, most families with low income may receive SNAP advantages. The most significant factors in determining eligibility depend on how many individuals live in the “SNAP unit” (household), as well as monthly expenses and household income/revenue.
Emergency Cash Assistance
The Emergency Cash Assistance financial assistance program provides two monthly cash payments to households that have lost a job or lost at least 50% of the earned income as a result of the COVID-19 (Coronavirus) global health pandemic. The Temporary Assistance for Needy Families program finances cash for this program. The program offers the following amounts of emergency cash for families: $500 for a family of 1 to 2 individuals; $750 for a family of 3 to 4 individuals; $1,000 to get a family with five or more individuals.
To qualify for Emergency Cash Assistance, households must have lost employment and are now receiving unemployment benefits. They are also eligible if they earned at least 50% of their expected earned income as a result of COVID-19 or have a child under the age of 18 living in the same household. They must also have a valid Social Security number and should not have a monthly income exceeding $2,000. Additionally, their gross or unearned monthly income may not exceed 85% of the state’s median income. State median incomes are the following: $2,696 for a family of one; $3,526 for a family of two; $4,356 for a family of three; $5,185 for a family of four; $6,015 for a family of five.
The Family Assistance (FA) financial assistance program provides emergency cash assistance to qualified needy families that have a small child living in the household or with a caretaking relative. The Family Assistance program functions under the federal Temporary Assistance for Needy Families program.
Under Family Assistance, qualified adults may only receive emergency cash benefits for a total of 60 months. At that time, members of their Family Assistance program are ineligible to receive any additional benefits.
Additionally, there are further requirements for Family Assistance eligibility. Every individual who applies for or receives Family Assistance must work with local and state government agencies related to social services and human services to find an absent parent and receive child support payments, as well as any other items or property. Not cooperating with support services and public health officials without good cause could result to lower Family Assistance benefits.
Safety Net Assistance for Emergency Cash for Families
The Safety Net Assistance (SNA) cash assistance program provides emergency cash for families and eligible households that don’t meet eligibility requirements for Family Assistance. Safety Net Assistance is primarily for unmarried adults, childless couples, children living apart from their parents.
Typically, households can receive Safety Net Assistance for a maximum of two years. After the two-year limit, should you qualify for Safety Net Assistance, the landlord receives a direct payment. Additionally, the household’s utility company may also receive a voucher to pay for services.
Choose Max Cash Title Loans for Emergency Cash for Families
If you’re in a dire situation and need fast cash today, contact Max Cash Title Loans to find out more about how we may be able to help. With our network of title loan lenders, we can find you title loans with competitive interest rates. Additionally, we can also search for flexible terms and a payment term that fits your budget. 2 4 5
With years of experience, each of our title loan specialists has all the knowledge necessary to make the online title loan application process as seamless as possible for our customers. Give us a call or apply online today to find out more about how much you could get with your title loan.