Mental health is an essential part of your general wellbeing, and if you have depression, anxiety, or any other mental illness, just like other health conditions, you’ll need ongoing treatment. For many people, this treatment comes in the form of medication, along with tools like therapy. If you or someone you know needs emergency cash to pay for depression/anxiety medicine, there are options out there.
If you need medication quickly, then looking into emergency cash options like a loan may be your only option to pay for depression/anxiety medicine. For those who have a little more time, places like assistance programs, non profits, or mental health services. Below, you’ll find more information on emergency cash to pay for depression/ anxiety meds.
Loan Options for Emergency Cash to Pay for Depression/Anxiety Medicine
A loan can be a great option when you have an emergency and don’t really have the time to look at other options that may take longer. Here are a few loan options that you can consider to pay for the medication that you need:
- Personal Loans. Personal loans can be fast depending on the lender that you go with. In general, an online lender will be faster. Additionally, with personal loans, the amount and interest will vary. One of the major requirements for a personal loan is going to be having a fair or good credit history.
- Credit Cards. If you have a credit card that you can use, consider it for an emergency. Furthermore, for those applying for a credit card, keep in mind that, just like personal loans, your credit history will be taken into account.
- Borrowing from Friends or Family. Immediate friends and family can be a great resource when you are facing an emergency. Further, borrowing from them could mean no or low cost interest and flexibility with repayment.
- Payday Loans. Payday loans are a type of secured lending that works with the borrower’s income schedule in mind. Generally, these loans are for a few hundred dollars and need to be repaid, usually in about 2 to 4 weeks. One advantage for some may be that credit score or credit history isn’t taken into consideration for approval. Keep in mind, in some cases, you may have to authorize a one time transfer from your primary bank account.
- Title Loans title loans use the equity of a vehicle to make funds available for borrowers’ Instead of focusing on credit history, lenders will look at the borrower’s ability to repay the loan and the value of the vehicle. When the loan is taken out, the lender will add a lien on the car’s title, giving them temporary ownership. While repaying your loan, you can keep and drive your vehicle.
How Max Cash Title Loans Can Help
If you are thinking of a title loan, Max Cash Title Loans is the best place to begin. We are the #1 nationwide title loan marketplace and can come with all kinds of perks. Here are some benefits that could come with the lenders that we work with:
- Low Monthly Payments 4
- A Completely Online Process
- Flexible Repayment Options 4
- Competitive Interest Rates 4
- No Hidden Fees 3
- Make Early Payments without Penalties 3
- A Fast Process
The requirements for a title loan are very minimal. Here is what most lenders will ask their applicants have before applying:
- You should have a safe working vehicle
- Have a steady income
- Have the ability to repay the title loan
When you are ready to apply, you should have the following documents:
- A Government Issued Photo ID
- Proof of Income (bank statements, pay stubs, etc.)
- Proof of Residence (a few pieces of mail)
- The Car’s Title
- Car Insurance
- A Few References
Health Insurance Coverage for Medicine Costs
If you have health insurance, that is another huge resource to cut down on mental health medications. If you have private health insurance, then you can contact your service provider, and they should take care of most of the costs, if not all, the costs for the prescription medicine you need. Additionally, insurance should cover treatment plans that come with treating behavioral health/mental health.
Medicare, Medicaid, Or CHIP
Medicare, Medicaid, or CHIP can all help provide low cost health insurance for those who qualify. When working with these insurance programs, you will most likely be eligible for Medicare Part D. Medicare Part D can help with all kinds of prescription costs.
Savings with Depression / Anxiety Medicine Via Your Pharmacy
Choosing a low cost pharmacy for your depression/anxiety meds, you can lower the costs of any out of pocket expenses that you have to pay.
There are also prescription savings cards, you sign up for savings on all kinds of prescription medications, simply by signing up for them.
Look for Help to Get Emergency Cash to Pay for Depression/Anxiety Medicine
Even with insurance, a loan, or savings, you may need additional assistance. This is where assistance programs come in. Here are a few to look into for yourself or a loved one to get help with prescription drug costs:
- Lower Cost Clinics or Hospitals. There are many low cost health centers all across the United States. Find one local to you. They can provide help with all kinds of mental health treatment and anxiety disorders.
- Community Mental Health Centers. As their name suggests, these centers help those who need help with all kinds of mental illness or mental health conditions, including anxiety, depression, bipolar disorder, panic attacks, substance abuse, just to name a few. They offer low cost or free care on a sliding scale to the public. Additionally, you can expect to go through an interview with a medical professional that determines the kind of care you will receive.
Additional Sources of Emergency Cash to Pay for Depression/Anxiety Medicine
From short term to long term help (things like follow ups or ongoing treatment options/treatment plans), these mental health centers can help. Whether you or a loved one is an adult, child, or young adult, they may be able to service you, find your local mental health center by contacting your local government. Also, they provide emergency room assistance.
- Free Support Groups /Helplines
Although helplines, or support groups, aren’t always a substitute for medication, they can definitely help with the thoughts that can come with mental illness. Dealing with side effects of medication, suicidal thoughts, or other negative thoughts, there are supportive spaces out there that can help those who are treating their illness.
- Local Non Profits or Religious Groups
One of the largest non profits is the Substance Abuse and Mental Health Services Administration, or SAMHSA may be a great place to start. Additionally, local nonprofits or religious groups could be another great resource.
Crowdfunding is fundraising done online, with platforms like GoFundMe. The great thing is that you can reach out to all the connections (family members or friends) you may have on social media, and strangers can donate as well. Additionally, you’ll have to set up a goal, and individuals can donate as little as a dollar or as much as they want to help reach your goal.
Apply for Emergency Cash to Pay for Depression/Anxiety Medicine
When you or a loved one needs mental health medication, there is no time to waste. The good news is that there are many resources out there for those struggling with depression, anxiety, substance use disorders, or other mental health illnesses.
A loan may be a good option for fast cash, while other things like assistance programs or health care coverage can take on the costs associated with getting prescription medication.
If you are thinking of a loan, begin with Max Cash Title Loans, the #1 nationwide title loan marketplace. Our mission is to provide you with the best service we can while keeping your needs at the forefront of the process. Apply for an online title loan right away, and you could have the funds that you need in as little as 24 hours. 1 2 5