If your emergency fund/savings has run out, you need emergency cash to pay for paper towels. Like other toiletries (toilet paper, bleach, cleaning products, etc.) paper towels may be a household essential. The good news is that paper towels, and other basic essentials don’t cost very much. And so, there are, there are plenty of options that can cover this expense.
One option to consider when looking for emergency cash is Max Cash Title Loans. At Max Cash Title Loans, we are the #1 nationwide title loan marketplace. To get started with an emergency title loan, head to our website, and apply for an online title loan.
Below you’ll find more information on cash options for paper towels and other essential paper products or toiletries. Additionally, you’ll find more information on alternatives to paper towels that are eco-friendly and could save money.
Emergency Cash Through Financial Assistance Programs
If you are financially struggling, there are programs that can help you get the essentials. Here are a few programs you may want to look into:
- Temporary Assistance for Needy Families (TANF)— TANF helps low-income families who are struggling to take care of the essentials.
- Unemployment — if you are struggling financially due to a job loss/loss of hours/layoffs, then consider applying for unemployment.
- Assistance from Your Employer—if you work at a business/retailer that sells toiletries, then you may be eligible for a discount on items. Additionally, an advance may be another option to consider.
- Food Banks— in addition to food assistance, food banks can help with toiletries and other essentials.
- United Way — the United Way’s mission is to help individuals and families who are struggling with poverty.
- Salvation Army — The Salvation Army operates all over the country and can help those struggling with all kinds of expenses. Find your local salvation army to inquire about the help that you need.
- Save the Family—Save the Family is a smaller charity that operates in Arizona. They provide essentials, housing help, and youth programs.
- Your Local Social Services Department— your local social services can help you connect with assistance programs that you may not know about. Definitely a helpful resource and a good place to start.
Alternative Options for Paper Towels
Instead of using paper towels, you may want to consider alternatives as old bath towels, cloth towels, cloth napkins, dish towels, hand towels, washcloths, or rags. After cleanup, just wash them in hot water and detergent/soap. Additionally, with reusable options, you’ll also notice they are more effective/absorbent than their single or double-ply counterparts. To top it off, reusable rags last longer than a paper towel roll, which means saving a lot of money and fewer paper towels in landfills!
Ways to Save When Buying Paper Towels or Other Toiletries
When shopping for paper towels/groceries/toiletries there are many ways to save on the amount of money that you are spending:
- Store Memberships — many stores like Walmart, Costco, and Whole Foods (through Amazon Prime) have memberships and rewards programs for shoppers. If there are grocery stores/retailers you frequent think about signing up. These memberships are often free, and can come with savings on everyday purchases and free items.
- Manufacturer and Store Coupons— Manufacturer and store coupons can be found online, in-store, or sometimes mailed to you.
- Buying in Bulk/Buying Strategically — Another way to save money is buying in bulk or buying when things are on sale. Stores like Costco focus on bulk items, which can add up quite a bit in savings.
- Mail-in Rebates—mail-in rebates are another option that can mean saving some extra money or free products.
- Buying Some Essentials Second Hand— many thrift shops or yard sales sell gently used essentials. Obviously, something like paper towels or paper products may not be an option, but towels/rags/cloth can be.
Emergency Cash Options to Pay for Paper Towels
Emergency loans could be the right option for those who need fast cash. Here are a few loan options to consider:
- Credit Cards— a credit card can be a way to cover costs. Just make sure to be aware of the interest rate on the specific card or cards that you are using, and the amount of debt you are collecting.
- Personal Loans— Personal loan lenders are easy to find, as they are one of the most popular kinds of lending out there. You may be able to find a personal loan with an asset involved, in case your credit history is not great.
- Payday Loans — payday loans are secured with the borrower’s paycheck. Expect a few hundred dollars and repayment within 3 weeks.
- Title Loans — title loans are secured by the borrower’s vehicle. These loans are best suited for those with less than perfect credit, or for those who need funding extremely fast.
The Importance of an Emergency Fund
Once you get things back on track, it will be a good idea to think about building up your emergency fund. A rainy-day fund can help to protect your future, and your family members or loved ones.
A part of saving money is allocating it to a savings account when you are done paying the necessities. Another part of it is avoiding unnecessary purchases, and developing some discipline with how much you spend. If you have tried saving before and it hasn’t worked, don’t give up! Many people have to go through the process several times before finding a budget that works for their household.
Apply for Emergency Cash to Pay for Paper Towels Right Away!
If you, like many Americans are recovering from the COVID/coronavirus pandemic, or have another emergency come up, you may need to find a way to make ends meet.
The good news is that there is help out there, so you and your family members can live comfortably with all the household necessities. If you are thinking of a quick title loan, start with Max Cash Title Loans. Head online and apply for a title loan, or you can call us or text us on your cell phone. Once approved for a title loan, the funds can be made available in as little as 24 hours! 1 2