Why is February the Best Month to Get a Title Loan?

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
By Submitting the application, this is my express written consent that I certify that I am a US resident, at least 18 years of age and authorize this website, business owned by this site, lenders and/or their affiliates to contact me about my account by phone, automatic dialer, text message, voicemail messages, pre-recorded messages, mail, or email, and give information concerning this transaction to others if it is required to originate, fund, collect, or service my Account. I also certify that I agree to the terms of this websites Privacy Policy, Terms of Website Use, Consent to Electronic Disclosures, and Wireless Policy and that my consent is not condition of a purchase.

Application Submitted

For Fastest Service Call Us Now!


Thanks for Applying

Congrats! We received your application. You might need car insurance for your loan. Click here to compare rates.

Click to Find Insurance

Application Submitted

While we process your info we recommend also applying for a personal loan or credit card to get more money!

Click Here

Thanks For Applying!

We don't offer title loans in your state might be able to help with a personal loan or credit card.

Click Here

Thanks For Applying!

We got your application. If you need immediate cash try a personal loan or credit card offer and we will call you 1st thing in the morning.

Click Here

Thanks For Applying!

Congrats! We received your application. Click below for finance your new car.

Click Here


Want to know how much your payments will be? Use our title loan calculator to find out.

Max Cash Calculator
Big Phone Icon - Transparent and Black

Instant Pre-Approvals

Call us anytime seven days a week for instant pre-approvals! 2

(855) 561-5626

How Much You Can Get On Your Car Banner
Anyone keeping track of the title lending industry might notice that it slows down around the month of February. This slow-down may actually pose a huge advantage for potential title loan borrowers, as lenders will become more aggressive with their interest rates.

At Max Cash Title Loans, even with the competition, interest rates you may find through us are competitive – especially in the month of February4. So for those considering a title loan, February can be the best time of year to get one through Max Cash Title Loans1!

How Max Cash Title Loans Could Offer the Best Interest Rates, Even In February

The great thing about Max Cash Title Loans is that we are a title loan referral service- meaning we do not give out title loans directly, but instead work with hundreds of lenders to connect customers with great deals on title loans1. In the month of February many lenders offer aggressive interest rates, and it may take some search work to find the best offer. Max Cash Title Loans wants to do that search work for you!

And because we are a financial referral provider, our top priority is to match our customers with the best rates in the industry, rather than focusing on getting business for one specific lender. So take advantage of our free service and the special Max Cash Title Loans-only interest rates for title loans during February, get started with us today!

What Causes the Slow-Down in February, Making it the Best Month to Get a Title Loan?

·         February is the Best Month for Title Loans Because Of Tax Season

The main reason that most people seek out title loans is for some extra funding. During the months of February and March the same people who might look to title loans opt to instead wait for their tax return. This usually eliminates the need to even inquire about the title lending industry.

·         February is the Best Month for Title Loans Because Of Tax Refund Loans

Tax refunds loans are another large reason that accounts for the slow-down of the lending industry. Tax refund loans are provided by several financial companies, with a fee, and they make the funds of a tax return available before it actually arrives. Once the tax return does arrive the borrower will pay back the lender.

This makes tax return funding even more convenient and eliminates the need to wait the standard time it takes for the money to arrive. And so many Americans find that they do not need to turn to the title lending industry.

Every financial industry has a time of year where it flourishes and a time where things slow down. For the title lending industry February can be one of its slowest months. But at Max Cash Title Loans, the interest rates are already highly competitive year round, and so in February the deals are even better!