Are you in need of some quick emergency cash and perhaps considering an auto title loan to meet those funding needs? If you think a title loan could be the best option for you but are worried you won’t be able to qualify for one because you don’t have a social security number, then Max Cash Title Loans is here to assure you that you can still be approved for a title loan!
There are things that can be used in the place of a social security number to be approved by a whole host of lenders in the United States for auto title loans. Max Cash Title Loans is happy to fill you in on all the necessary information you need so you can get the funding you need to get through this rough patch and get it with as little hassle as possible.
What Can I Use for a Title Loan with No Social Security Number?
Title loan lenders normally require borrowers to provide their social security number in order to be approved for a title loan. However, if you do not have a social security number it is still possible for you to get a title loan. Simply utilize your Individual Taxpayer Identification Number (ITIN).
An Individual Taxpayer Identification Number is what allows individuals without a Social Security Number in the United States to file taxes. These numbers are issued by the Internal Revenue Service. This allows people who may not be US citizens or legal permanent residents to pay income taxes.
An ITIN is that it can be used in the same way you would use your SSN. It functions very similarly. So, if you do not have an SSN, you can use your ITIN in its place to inquire about a title loan!
Process to Get a Title Loan without a Social Security Number
It is incredibly easy to apply for a car title loan when you rely on the help of Max Cash Title Loans.5 If you have your ITIN, all you need to do is follow these three simple steps to get a title loan without a social security number:
- Fill Out the Online Form
Firstly, to see if you qualify, first head to the online inquiry form. That can be found on Max Cash Title Loans’ home page. Fill in a few basic details like your full name, your date of birth, the state you live in, your current income, as well as the make, model, year, mileage, and condition of your vehicle.
- Send Us Some Documents
After reviewing your information, you will be asked to provide some important documents to proceed with the loan. You can easily send in these documents through email or fax. You don’t even have to leave the comfort of your home. See what documents are usually required below!
- See If You Qualify
The minute you qualify for your title loan, a title loan agent will reach out to you. Then, you can review the details of your contract. If you have any things that need to be changed about the contract, be sure to discuss them with your lender before signing.
After signing your contract, you can get your money through a number of options. This includes a wire transfer, or receiving it in cash at a local MoneyGram location!
Required Documents for Qualification without an SSN
The documents required for a title loan outside your SSN or ITIN are standard for loan applications with the odd change as you are using your vehicle to secure the loan. Your title loan lender will likely ask you for the following in the application process:
- Photo Identification
You must be 18 years of age or older in order to qualify for a car title loan. A photo ID is required to confirm you are who you say you are and that you are old enough to qualify. This could be a driver’s license, a passport, or some other kind of state-issued identification card.
- Vehicle Title
As your car is how the loan is secured, the lender will need to receive your car’s title. Once they have that, they can place a lien on it. Your car’s title must be in your name and free and clear.
- Proof of Income
Some documentation will be needed to show that you have the ability to repay the loan. This can be shown through pay stubs, some tax records, or bank account statements.
- Proof of Residence
Title loans are not available in every state so it is important that you can show that you actually reside within the state that you are attempting to get a title loan in. You can do it with a:
- Utility bill,
- A credit card statement,
- Or a lease or mortgage agreement.
Benefits of Working with Max Cash Title Loans
There can be a whole myriad of reasons why working with Max Cash Title Loans is the right move for individuals looking for a title loan. At Max Cash Title Loans, we do the work and research on your behalf so you can rest easy!
Here are just a few of the amazing benefits available to you when you rely on Max Cash Title Loans:
- Top-notch friendly customer service that is available with extended hours 7 days a week. We know financial emergencies don’t care if it’s Sunday!
- Educational resources available to you via our website. You can be fully equipped to succeed, not only in your loan, but in your overall financial health.
- Flexible loan terms that could give you more time to pay off your title loan!4
- Absolutely no hidden fees for pre-payment penalties when you decide to pay off your loan early.3
- Competitive interest rates industry-wide!4
See if you qualify for a car title loan today!5