How Long Are Car Title Loans For?

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Max Cash Title Loans can help get you a title loan in just about any area code!

If you are not familiar with car title loans, your first question may be about how long car title loans for? In general title loans can range from a few months to a year. However, when working with Max Cash Title Loans, and the lenders that we work with you can repay your loan early or get longer than the average for repayment.

At Max Cash Title Loans, we know that unexpected situations may arise the need for fast cash. Regardless of the reason, you need a financial service you can rely on for your financial needs. If you need help finding the best title lender for your situation, contact Max Cash Title Loans today. 4 5

To apply, give us a call seven days a week or start an online application to begin the process right away! We’re available seven days a week for any of your auto loan questions. To learn more about how long car title loans are for, keep reading below!

How Do Car Title Loans Work?

How long the duration of a vehicle title loan lasts typically depends on the loan amount and monthly payment amount that a borrower can afford. A short-term loan means a higher the monthly payment, while a longer loan term means the borrower faces more interest rates.

While most personal loans work in similar ways, title loans, also called title pawns, work a bit differently.

Car title loans are a special sort of short-term loans that provide borrowers with more flexibility. Title loans are a secure loan, which means the borrower’s vehicle as collateral for a loan amount. In exchange for the title loan, a borrower provides a lender with their car’s title.

Title loans also offer unique advantages in comparison to other loan products such as payday loans or cash advances. Because of the process, things like bad credit scores aren’t a significant factor in the loan process.

Additionally, as long as the borrower maintains loan payments, they can continue driving their vehicle during the loan term without fear of repossession. Whether you have bad credit or bad credit history, you are still eligible to apply for a title loan. That’s right, you do not need to fear what might appear on your credit report or credit check.

Most of all, title loans provide borrowers with the emergency money that they need while still maintaining possession of their vehicles. If a title loan seems like something you may benefit from, contact Max Cash Title Loans today!

How Do I Get a Car Title Loan Online with Max Cash Title Loans?

At Max Cash Title Loans, we work with title lending services that are honest and transparent. This means we’ll work to find you a title loan with competitive interest rates, no hidden finance charges or additional fees, and refinancing options in the future. 3 4 5 With our help, we could get you the fast cash you need in your bank account or credit union in as little as one business day! 1 2

All we need from you to start the loan application process are a few documents of personal information:

  • A government-issued photo ID
  • Your vehicle title
  • Proof of income
  • Proof of residence
  • 3 References
  • Pictures of your vehicle

Once you have the necessary information, you can move on to the application itself.

  • First, you will need to complete an online title loan application or speak with a loan specialist over the telephone.
  • Following your application, a loan processor will call you to discuss your financial needs. During this call, you might also need to provide additional personal information, and the search for a lender will begin. 5
  • When your application receives final approval, a loan specialist will contact you to review your loan agreement. 5
  • The only thing left is to determine how you would like to receive your cash! 1 2 With Max Cash Title Loans, you may opt to get your title loan amount via check or direct deposit into your bank account or credit union. 1 2

At Max Cash Title Loans, we strive to make the title loan application process simple and fast. The entire thing could just take a few minutes to complete! If you are ready to begin your application, give us a call today!

Advantages of Working with Max Cash Title Loans

When you choose to work with Max Cash Title Loans, you open up the possibility of several benefits. Take a look at some of them below!

Competitive Interest Rates 4

The interest rates our network of direct lenders offers are always highly competitive. 4 This means you can be sure that you’re getting the money you need at a reasonable rate. 4

Flexible Loan Conditions 4

As previously mentioned, car title loans are designed to be short-term loans. But what if you need something a little more flexible? With our lender network, that’s not a problem. 4 The lenders we work with could offer repayment terms that are just a couple of months longer, or even up to a couple of years. 4 Speak with a loan specialist about what you’re looking for, and they’ll work to find a lender that can make it happen!

Completely Online Process

We want to provide an application process that saves you time and energy. The whole title loan process can be complete from the comfort of home or anywhere you have a reliable internet connection. There is no need to make an appointment or come into a store. Simply head online and apply!

Get Quick Cash 1 2

Once you receive approval, the funds could be made available as soon as the next business day! 1 2 Your quick cash can be sent via check or direct deposit into your bank account or credit union! 1 2

No Hidden Charges 3

We maintain transparency throughout the title loan process. This means you never need to worry about hidden fees or charges as you repay your loan. 3

Flexible Repayment 3 4

Together, with our network of lenders, you are able to repay your title loan as soon as you want, without facing any prepayment penalties! 3

Find the Right Title Loan for You with Max Cash Title Loans

Max Cash Title Loans has friendly staff, ready to assist

Whether you live in California, Arizona, New Mexico, or Missouri, we may be able to help you! Contact us today or apply online to learn more about how we can find the right secured loan for you. We look forward to hearing from you!