How to Get a Car Title Loan Without a Clear Title

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Many people turn to car title loans when they need fast cash. If you are thinking about a car title loan without a clear title you may have a few questions. The good news is that it may be possible to still qualify for a title loan even if you don’t have a clear title. 

When looking to get a car title loan without a clear title, start with the experts at Max Cash® Title Loans. At Max Cash Title Loans, the lenders we work with offer tons of flexibility with eligibility requirements! To get started, simply head to our website and apply for a title loan

For more details on the process of getting a car title loan without a clear title, keep reading below.

Title loan, car title loan, pink-slip loan

What Does it Exactly Mean to Have a Clear Title?

A clear title means that there are no liens on your vehicle title. This will mean that you are the primary owner of the vehicle. Even if you have equity in your vehicle, this does not mean that you have a clear title. 

In what Situations will I See a Lien on my Vehicle Title?

There will be a few situations in which there will be a lien on the vehicle title:

  • An existing title loan. 
  • A car being leased.
  • A car being financed through a loan.

Why Do Some Auto Title Loan Lenders Require a Clear Title? 

Many title loan lenders will require a clear title because they need to confirm that you outright own the vehicle and because it makes the process simple. Some lenders may be willing to work around a lien on a car’s title, as an existing loan can be refinanced if you qualify. 

How Will the Refinance Process Work with Title Loans Work?

Refinancing with a loan can be fairly simple. Essentially what happens is that you take out a new loan, to pay off the existing loan. Ideally, you would get a much better interest rate or repayment terms with the new loan. 

Of course, in order to refinance your loan, you will have to be approved for the new loan. 

How Do I Conduct a Title Transfer?

Let’s say that your loan is paid back but you haven’t completed a title transfer, doing so is simple. The first step is to gather all the documents that you need, this will include a lien release which you can get with your previous lender, and your vehicle title. In some cases, your lender may be able to just do an electronic transfer so all you have to so is simply head to your local DMV.  

Working with Max Cash Title Loans Without a Clear Title 

At Max Cash Title Loans, we make it easy to connect with title loan lenders all across the nation. All the lenders that we work with are flexible and many of them may be willing to work even if you need a car title loan without a clear title/lien free title. Here are a few benefits that can come with the lenders that we work with: 

Competitive Interest Rates

The interest rates for a title loan are highly competitive! 

Flexible Loan Terms 

Whether you need a short-term loan or a long-term loan the lenders that we work with could accommodate.4  

Keep and Drive your Motor Vehicle!

While repaying your title loan you can keep and drive your vehicle! Just continue with your monthly payments and everything will be a breeze.

Low Monthly Payments 

The monthly payments for the loans that we service are kept low from beginning to end. 

Apply Even with a Low Credit Score or Bad Credit History 

Even with a low credit score you could be approved for a title loan. 

No Hidden Loan Costs/ Finance Charges3

While repaying an auto title loan in with our lenders, you never have to worry about hidden fees!2 3 Everything will be transparent in the loan agreement, and again as long as you keep up with repayment, you won’t have to pay extra for borrowing.3 

Our Financial Services are Free to You. 

From beginning to end we try our best to help you through the process, at no cost yo you. 

Getting started on a title loan is easy with Max Cash Title Loans

The Title Loan Process when Working with Our Team

Here is what the hassle-free application process will look like with Max Cash Title Loans and the online lenders that we work with: 

  1. Inquire with Max Cash Title Loans

The first step of the car title loan process is going to be to inquire with Max Cash Title Loans, this can be done over the phone or online. You’ll have to submit some basic information about you, your finances, and the title loan amount you need.

  1. Discuss Details with a Loan Representative

Once you submit the form, a loan agent from Max Cash Title Loans will get into contact with you, to discuss more of the details of what you are looking for. From here we will try our best to match you with the right title loan lender, from our network.

  1. Find Out Eligibility and Review Loan Terms

If the right car title loan lender is found, you can submit some documents and wait for the approval. 

  1. Once Approved Get Your Cash Loan1 2

Finally, once approved, you can review the loan terms, and if they seem right for you, you can go ahead and move forward. Loan proceeds can be made available through a transfer to a checking account, mailed to you, or picked up in person.1 2

Apply for a Car Title Loan Right Away! 

When looking for title loans without a clear title, start with the experts at Max Cash Title Loans. To get things started simply head to our website and apply for a title loan right away!