Being in a tough financial situation is enough to make anyone wonder how to get emergency cash help. You may be behind on medical bills, facing an eviction, or you simply can’t make ends meet this month. When this happens in the United States, you have cash assistance options available!
As someone who is struggling in the short term or long term, you should consider all of your options available. Getting a title loan through Max Cash Title Loans could help you through this hard time! Applying can take just minutes to do, and borrowers that are qualified could get their cash in as little as one business day.1
To learn more about your cash assistance options and how to get help, keep reading below!
What Cash Assistance Government Programs Are Available to Me?
As the COVID pandemic continues to hurt millions of low-income families and people, emergency cash assistance programs are there to help. While eligibility may vary depending on your income, many of these programs were designed with the coronavirus pandemic financial crisis in mind.
SNAP and TANF Benefits:
When you are a low-income family that needs emergency cash to help pay for food, these benefits can be helpful. SNAP (Supplemental Nutrition Assistance Program) can help provide food assistance for families who are struggling financially. TANF (Temporary Assistance for Needy Families) can provide cash assistance per child and help pregnant women financially. SNAP and TANF benefits have eligibility requirements that are determined by your state laws. Generally, you must make below a certain income level to qualify for food and cash assistance programs.
The Additional Requirements for Emergent Needs program can also provide additional assistance to recipients of SNAP and TANF benefits. Eligibility is dependent on your income or household income, and it is reserved for low-income families. If you are experiencing emergency expenses and require further financial help or cash assistance, this program can help.
If you have lost your employment at no fault of your own, you may be entitled to unemployment benefits. As a result of the CARES act passing, self-employed persons because of the pandemic could also qualify for benefits. Additionally, those that were temporarily furloughed could seek benefits in some states as well. If you have a Social Security Number and meet the qualifications, applying is easy online or in an unemployment office.
A one-time Stimulus Check was sent to many Americans across the United States as a form of temporary relief. While a new bill may be in the works, the CARES Act provided a lot of financial relief for many Americans that were struggling as a result of the pandemic.
Housing Choice Vouchers:
Formerly known as the Section 8 program, this is a federal program designed to help low-income households afford shelter or a home. Your local Public Housing Agency can help connect you to a home when you are in a financial crisis.
Programs and Non-Profits That Can Help Through an Emergency Fund
If you are in need of emergency money and financial help, there are nonprofit organizations and other resources that can help. Many organizations offer emergency funds to help pay for bills that you might be struggling with:
Community Action Agencies
These non-profit organizations (CAA) can help families living in poverty with financial help. Community Action Agencies all over the United States, help give emergency money to those in need.
While they do get their funding from federal grants, most of the money is passed down into local groups to be distributed to the community. Many of these programs provide emergency money aid and can even help with childcare or health care. Some programs can even help with rent or mortgage bills if needed, as well as high energy bills, and transportation. Getting in touch with these agencies is as easy as searching for the local ones in your area online. While not every city has a helpful resource agency, there may be one close to you to take advantage of.
The PAN Foundation
If you need emergency money to help with medical bills, the PAN Foundation (Patient Access Network) can help. If you are lacking health insurance or need assistance eligibility, the PAN Foundation can be of great help to you. Insurance does not cover out of pocket costs, or “elective” procedures. This can lead to high medical bills and payments that are out of your budget. Many choose medical credit cards to cover lifesaving procedures, which can come with high-interest rates that hurt your credit score. Instead, the PAN Foundation can provide financial help.
The 211 Program
This nonprofit can help connect low income families and persons to aid programs nearby. Some programs include financial help through:
- Food and Nutrition Programs, Such as Food Banks
- Job Training and Education Opportunities Nearby
- Emergency Information and Disaster Relief During the Pandemic
- Employment and Health Services for Veterans
- Housing Aid, And Utility Bill Assistance
- Shelter Assistance
To access this help, a person would simply need to call 2-1-1 to get connected to these local programs. While the availability of help depends on your location, you can often get connected to additional resources.
Food Pantries and Soup Kitchens
While it can seem like a last resort, your local programs can be of some help. If you are spending too much of your budget on food and you need to allocate cash to other bills, consider visiting the local food pantry. This can help save on grocery bills when you find yourself struggling to make ends meet. Soup kitchens can often be found locally, especially if you are in a populated area. They often have scheduled meals throughout the week to go to when you are short on groceries and need an extra helping hand.
How Can Max Cash Title Loans Help You Get Emergency Cash?
While many different cash assistance programs exist to help you, they may not be enough for your financial situation. That’s where Max Cash Title Loans can step in. We are available seven days a week to help borrowers like yourself get the financial help they need. 2 If you qualify, you can get your cash in as little as one business day!1
Get connected to the financial help you need today. Apply for an online title loan, or call a representative toll-free! Connecting to the right title loan lender for your finances has never been easier.