If you are experiencing a financial emergency at home or abroad, emergency cash on your visa could be the help you need. Whatever your emergency situation may be, emergency cash could help fix it!
If you need emergency cash, consider looking into a loan through Max Cash Title Loans. 2 After completing a simple online application, you could get your emergency cash in as little as one business day if approved!1 Finding emergency cash shouldn’t be a hassle.
To learn more about how to get emergency cash to use on a VISA, keep reading below.
Could I Get a Cash Advance Through a VISA Credit Card?
One of the ways to get emergency cash with your VISA credit card is through an emergency cash advance. This will not work if you have a debit card with VISA, as a debit card does not have a line of credit.
What a cash advance will allow you to do is turn your available credit into cash, just like you would a purchase on the card. To be eligible, you will need to have available credit, and not have already met your credit limit. A cash advance from a credit card can also have high interest rates depending on the credit provider.
Choosing a cash advance from a credit card on an ATM may result in a transaction fee. It is better to do this through a credit card service provider and get approved directly!
How a VISA Credit Card Can Help You Get Cash Disbursement
As a VISA cardholder, you could get the emergency cash in as little as one business day or 24 hours after approval to help your situation.
VISA has Global Customer Assistance Services (GCAS), which means you can contact the toll-free telephone numbers seven days a week if you are in need of emergency cash.
VISA customer care will work with you to find an ATM or bank location that can help you access the money you need, or you will be able to rely on other financial institutions like Western Union. There may be a transaction fee or toll for some telephone numbers abroad in some countries. After GCAS approval, the emergency cash could be sent to a hotel or residence upon the issuer’s approval. One thing to keep in mind if you are abroad is that the local currency may differ from your own home country. The United States dollar is of higher value when you are abroad. The exchange rate is not often equal if you are trying to get emergency cash.
What to Do If Your Card Is Lost or Stolen Abroad
If a VISA card has been lost or stolen, don’t panic. As a VISA cardholder, there are measures you can take to handle the situation. As a VISA cardholder, you have options available to help you get the funding you need in a safe way.
The first thing to do is call the Lost and Stolen Card Reporting line with VISA. Let the agent know any further purchases with the card are fraud. Any further charges made to the card will be flagged. This can help avoid disputing charges in the future, which can be a headache especially if you are abroad and foreign transactions appear on the card.
VISA Global Customer Assistance Services can help connect you to their emergency assistance services, as well as the card replacement services. This can help you get emergency cash for purchases and replace your stolen card in a few business days. Keep in mind that your card number may change on your new card. After receiving approval for your card, a GCAS will follow up and make sure you have been serviced correctly and received your emergency card replacement.
What are the Cash Back Perks With a VISA Credit Card?
With a VISA card, there are card benefits you might not even be using! As a VISA cardholder, you’ll have access to cash back rewards when you use your card. Cardholders can earn extra cash through spending at certain places. This can be used to pay down a card balance, or sent in the mail! While cash back can only be used with credit card purchases and not a debit card, it is still a convenient way to receive extra cash.
Some most common places to receive cash back with your VISA card are:
- Gas Stations
There are other credit card issuers that can offer more cash back benefits:
- American Express Blue Cash Preferred
- Chase Freedom Unlimited
- Capital One Savor One Cash Rewards Card
- Capital One MasterCard
- Citi Diamond Preferred Card with MasterCard
Shop around and find the right card for your finances!
Can Max Cash Title Loans Help Me Get Cash?
Emergency cash through a VISA card can help, but it may not cover all of your expenses. Max Cash Title Loan may be able to help! 2
Getting approved and receiving the emergency cash is simple through Max Cash Title Loans. 5 The process can be quick and hassle free when applying online, or over the phone!