Title Loans in Lexington-Fayette

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Looking for fast cash in Lexington-Fayette? One of the fastest and easiest options out there are title loans in Lexington-Fayette. Title loans also referred to as car title loans, auto title loans, or pink slip loans, are a type of secured lending which uses the borrower’s vehicle as collateral. 

If you are looking for a title loan in Lexington-Fayette, Kentucky then start with Max Cash Title Loans. At Max Cash Title Loans, we are the #1 nationwide online title loan marketplace.  Below you will find more information on title loans in general and on the services that Max Cash Title Loans offer! 

The Ins and Outs of Title Loans in Lexington-Fayette

A title loan can get you the cash you need!

Before applying for a title loan, or when deciding if it the right loan option for you, it will be important to know how these loans work, along with some pros and cons that can come with these loans. 

As mentioned above, title loans work by using the borrower’s vehicle as collateral. And so, when a loan is taken out the lender will add a lien to the car’s title, this will give them temporary ownership of the vehicle. While you repay your title loan, you can continue driving your vehicle. And once it is paid back in full, the lender will remove themselves from the car’s title. 

Why Do People Usually Borrow Cash from Car Title Loans? 

Many people turn to title loans because even with a low credit score/bad credit, or bad credit history, they can be approved for a loan. This is a huge difference when compared to personal loans, credit cards, or other loan processes. Additionally, unlike other subprime loans like payday loans, the loan amounts can be up to thousands of dollars, and repayment can be more flexible. 

Some people with better credit choose personal loans or credit cards over title loans because the higher interest rates that come with title loans. And for others, using their vehicle as collateral may not be their first choice. 

And so, although title loans are not for everyone, they work extremely well who have bad credit, have a vehicle, and need a good amount of cash quickly for an unexpected expense. 

One of the best ways to reduce some of the cons is to find an affordable and flexible lender. And this is where Max Cash Title Loans may be able to help. More on that below! 

How Do I Get my Title Back After Repaying a Title Loan? 

Once you repay your title loan, the loan company you are working with will remove themselves from the car’s title. Depending on how the lender operates, they will start the process of an electronic title transfer, or simply give you the necessary paperwork stating that the loan is paid off. You can then head to your local DMV/ Secretary of State to finish up the rest of the process, and a lien-free title! 

What Requirements Do I Need to Meet for a Car Title Loan?

There are a few basic requirements when it comes to title loan eligibility. You’ll need to: 

  1. Be at least 18 years of age. 
  2. Own your vehicle, that is in working condition (some lenders may work with an existing loan on the vehicle).
  3. Be a resident of Kentucky
  4. Have ongoing income 

And so, as you can see, even with bad credit, as long as you fulfill the requirements above, chances are, you will be eligible for title loans Hammond. 

When applying for a title loan, you’ll need to verify the requirements/ basic information listed above, here are the documents you’ll need to do so: 

  • Proof of income
  • The vehicle title.
  • 3 references 
  • Proof of residence 
  • Pictures of the vehicle 
  • Car insurance 
  • Proof of insurance
  • A Gov. issued Photo ID (i.e., a driver’s license)

Why Begin with Max Cash Title Loans in Lexington- Fayette, Kentucky? 

How Much You Can Get On Your Car Banner

When you are ready, to begin with, the title loan process, start with the experts at Max Cash Title Loans in Lexington-Fayette, Kentucky. 

At Max Cash Title Loans, we do not provide financial services ourselves. Instead, at Max Cash Title Loans, we are the #1 nationwide online marketplace for title loans. Because of the way we operate we can make the title loan process easy and fast. Here are some of the benefits that could come with the lenders that we work with: 

  • Competitive interest rates4
  • ​Low monthly payments4
  • Flexibility with loan terms4
  • A simple process 
  • No hidden fees3
  • No early payment penalties3
  • Use approved funds for all kinds of financial needs or financial situation

What Does the Application Process Look Like When Working with Max Cash Title Loans?

Here is what the application process will look like with car title loans Lexington-Fayette when working with our team, and the lenders that we work with: 

1) Apply for pre-approval—reach out to us online, or over the phone, and answer a few simple questions. 

2) Talk to a loan agent about eligibility and send in documents—then, talk to a loan agent about loan details, send in your documents and we will take care of the rest!

3) Find out approval with a title loan lender—If we can find a lender for your needs, we will connect you with them, and they will let you know about approval. 

4) Once approved, get the funds! —once approved for a title loan, you can review the contract, sign, and get the funds.1 2 The funds can be transferred to a bank account, sent to you via mail, or picked up at a local MoneyGram. 

Apply for a Title Loan Right Away! 

If you need fast funds for a title loan in Lexington-Fayette, don’t wait any longer! Apply for a title loan right away! Once approved the funds can be made available in as little as 24 hours!1 2 To apply fill out an online title loan application or give us a call at 1-(855) 561-5626. We are here seven days a week and will get back to you ASAP. Apply for the fast funds you need right away! 

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location