Title Loans in Owensboro

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Looking for fast funds but not sure where to start? Title loans in Owensboro could mean the fast cash that you need for an emergency or any unexpected expense! To apply for an online car title loan, simply fill out an inquiry form! 

Below you’ll find more information on title loans in Owensboro along with details on Max Cash Title Loans, the #1 nationwide title loan marketplace. 

How Do Title Loans in Owensboro, Kentucky Work?

Title loans are sometimes referred to a car title loans, auto title loans, or pink slip loans. No matter what they are called, they all operate in the same way. Title loans use the borrower’s vehicle as collateral. When the loan is taken out, the lender will add a lien to the car’s title. And once the loan is paid back, the lender will remove themselves from the title. 

Can I Keep My Car While Repaying a Title Loan in Owensboro, Kentucky? 

Yes, in most cases, you can keep and use your vehicle while repaying the title loan. However it is important to keep in mind that the lender will own the vehicle until the loan is repaid in full. 

How Much Could I Get with a Title Loan? 

Title loan amount will be based on a few factors: the value of the vehicle, your income, and your ability to repay a title loan. In general title loan amounts can range from a few hundred dollars up to a few thousand dollars. Because every lender works a little differently it may be a good idea to get estimates from a handful of lenders. Additionally, even if you are offered a large amount, you never have to borrow more than you need. 

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Can I Get a Title Loan Even with a Low Credit Score, or Bad Credit History? 

The unique and flexible thing about title loans is that you don’t need to have good credit in order to qualify. Even with things like a past bankruptcy or no established credit history you may be eligible for a title loan in Kentucky. 

The major requirements for a title loan are a safely working vehicle that you own, and steady income. Because of the security of the vehicle, lenders can focus on these two variables, rather than just basing approval on a credit score—which you will find with personal loans or credit cards. 

While there is a credit check with the process, it is only to check for a bankruptcy in progress. And so, even with bad credit or no credit at all, do not hesitate to apply for this kind of lending. 

What Documents Do I Need for a Title Loan in Owensboro?

When applying for a title loan you will need to have a few documents. In general these documents will be used to verify your identity, income, and vehicle ownership. Here are what you will need when applying:

  • A State Issued Photo ID 
  • The Vehicle Title 
  • Proof of Income 
  • Proof of Residency 
  • 3 References 
  • Several Pictures of the Vehicle 
  • Proof of Car Insurance 

If you do not have all of these documents, so not hesitate to apply! 

What will Title Loan Repayment Look Like?

Just like the amount of money a lender could provide; repayment terms are going to vary from one lender to another. When trying to figure out whether a repayment plan works for you, pay attention to:

  • The interest rates—interest is going to be the most expensive part of lending, and it important to pay attention to how much interest you will be paying each month and overtime. 
  • Any add on fees— things like late fees, or balloon payments, early payment fees, can make a loan more expensive, so make sure you know how to avoid them, or find a lender with them altogether. 
  • Length of the loan —for some having a longer loan is worth the manageability even if it mean more interest overtime. For others paying their loan off ASAP is more important. Think about what you are looking for and try to find a loan that fits. 

Really looking at these factors can help you find a loan that works for budget on top of taking care of your financial needs. 

If you have already searched for title loans yourself, or if it your first time, you may be overwhelmed by the options. This is where Max Cash Title Loans may be able to help! 

At Max Cash Title Loans, we do the hard work of filtering through all the lenders out there. From here we have added only the most affordable, and flexible to our online marketplace. When you reach out to us, we will do our best to connect you with the right title loan. 

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Additional Benefits of Max Cash Title Loans in Owensboro?

On top of saving you effort and time with the title loan process, whew are a few advantages that could come when working with our team, and the lenders that we work with: 

  • Competitive Interest Rates4
  • Low Monthly Payments4
  • A Fast Online Application
  • No Hidden Fees3
  • No Pre-Payment Penalties3

What Does the Title Loan Process Look like with Max Cash Title Loans? 

The application process with Max Cash Title Loans involves just a few simple steps. Here is what you can expect with the process: 

1) Apply with an online title loan application

2) Discuss details with a loan representative, and send in some documents

3) Find out approval with a lender

4) Once approved with a lender, get your funds.1 2 Funds can be sent to a bank account, mailed to you via a check, or picked up at a local MoneyGram location. 

Apply for a Title Loan in Owensboro, Kentucky Right Away! 

When you need fast cash a title loan may be able to help! Get started with a title loan by heading online and applying right away! You will find out preapproval in just a few minutes, and once approved for a title loan, the funds can be made available in as little as 24 hours.1 2 Get started today!

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location