How long do I have to make payments on a title loan?

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How long do I have to make payments on a title loan?

  1. Depends on which title loan company you used.
  2. Typical title loans range from 1 year to 3 years.
  3. Most title loans have fully amortized payments.
  4. Most title loans have no pre-payment penalties.

You should be aware that the longer you take to repay the loan the more you will pay in interest. You are “renting” money and there is a daily “rental” charge (interest rate payment). So the longer you have the title loan out, the money you end up paying back.