If you need fast cash in St. Paul a title loan could be the perfect option. Title loans in St. Paul, Minnesota make it fast and easy to get the cash you need. Below is more information on how title loans work, and some of the benefits available for residents of St. Paul. At Max Cash Title Loans, we make it easy to get connected with title loan lenders in St. Paul.
Are Car Title Loans in St.Paul, Minnesota Right for Me?
If you have no experience with a title loan or secured lending, your first question may be whether these loans are right for you. To get a better idea, it may be helpful to know the main reason that people take out title loans:
- They have bad credit, or credit history — one of the unique things about title loans and other secured loans like payday loans, bad credit history, or low credit score is okay for approval.
- They need fast cash — title loans are incredibly fast, and once approved, the funds can be made available as soon as 24 hours/ a business day.
Keep in mind in order to qualify for a title loan in Saint Paul, you will need to own your vehicle and have some source of ongoing income.
And so, if you need emergency cash, have a low credit score, and meet some of the basic requirements, a title loan may be the right option for you!

What is Involved with the Actual Process of Title Loans?
When a title loan is taken out the borrower will have to give up legal ownership of their vehicle. This is done by adding a lien to the car’s title. Once the loan is paid back the lender will remove themselves from the car’s title. It’s that simple. Title loan eligibility and the loan amount will be based on the value of the vehicle, the borrower’s income, and the ability for repayment.
Are Interest Rates High for Auto Title Loans?
When researching title loans in St. Paul, Minnesota you may find that interest rates can be high when compared to personal loans or credit cards. One reason for this is the risk the lender is taking with title loans.
The good news about title loan interest rates is that there are definitely lenders who offer competitive interest rates, it’s just about finding the right ones. At Max Cash Title Loans we are the #1 nationwide online title loan marketplace. We work hard to connect people all across the United States with affordable and flexible title loans.
Why Work with Max Cash Title Loans in St.Paul?
At Max Cash Title Loans we can do all the work of looking through title loan companies, and we can help you with everything from sending in required documents to questions about loan agreements. Below are a few benefits that could come with the title loans that we service.2:
Low Monthly Payments4
The monthly payments for the title loans we work with are kept low from beginning to end of the loan terms.
Highly Competitive Interest Rates4
No matter what your financial situation looks like, the lenders we work with come with high competitive interest rates.
Short Term or Long-Term Loan Options4
Whether you need a short-term loan, or a long term loan option, the lenders we work with may be able to accommodate those needs.
Fast Funds Once Approved1 2
Once approved for a title loan the funds can be made available as soon as 24 hours.1 2
Make Early Payments
No matter why you may want to make early payments, or when you want to do so, you can do so without any fees or penalties.3
No Hidden Fees3
The title loan process when working with us will be highly transparent and so there will never be any hidden fees with the process.3
An Easy Loan Process
Because the team at Max Cash Title Loans does most of the work for you, the title loan process will involve just a few simple steps:

- Begin by completing a short inquiry form either online, or by talking to a loan agent.
- Next, talk to a loan agent about the type of loan that you are looking for, and provide more information about your vehicle, and income. At this point you will need to send in a few documents.
- Finally, once a lender is found, finish the application.
- Once approved with a lender the funds can be made available.1 2 They can be sent as a check through the mail, picked up at a MoneyGram location, or sent straight to a bank account.
What Required Documents Do I Need When Applying for Title Loans in St.Paul?
Here is what you will need when you are ready to reach out to us:
- A State Issued Photo ID (driver’s license, passport, etc.)
- Proof of Income
- Proof of Residency
- Several Pictures of the Vehicle (to determine the value of your vehicle)
- 3 References
- The Vehicle’s Title
- Proof of Insurance
Start with a Title Loan Right Away!
No matter what unexpected expense in St. Paul you may be facing a title loan could be the emergency assistance that you need. Unlike a traditional bank loan there is no need for perfect credit.
And at Max Cash Title Loans, we are the best place to begin your title loan search. Head to our website and apply for an online title loan, or give us a call right away. We are here 7 days a week to answer any questions, or to start the process.
For more details on our title loan process head to our FAQ page, a very useful resource for commonly asked questions. Max Cash Title Loans is there for residents of St. Paul when they need an online title loan!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location