Flexible Title Loans Available in Chapel Hill, NC
Struggling to get a loan with bad or unestablished credit? When life happens, Max Cash Title Loans in Chapel Hill is here to help! Get highly-rated financial service and the emergency cash you need, even if you have little to no credit.2 5
Customers living in Chapel Hill may have a unique loan opportunity available to them through Max Cash Title Loans. We broker title loans ranging from hundreds to thousands of dollars, with easy and convenient payback options!1 5
Max Cash Title Loans connects people with reputable lenders that offer low monthly payments that decrease over time. This means you’re able to keep more money in your pocket while building a better financial future for yourself. With every timely monthly payment, your interest rate reduces, dropping your loan payments by up to 50% throughout the life of your loan.4 What’s more, your payments are reported to the major credit companies, which can improve your credit score.
Applying is very simple. Just fill out our application form.1 5
Benefits of Brokering Through Max Cash Title Loans
- Interest lowers as you keep making payments4
- Up to 3 years to pay back the loan
- Opportunities to borrow more money at current interest rate4 5
- Paying on time could reflect positively on your credit!
- NO Hidden Fees!4
Interested in finding out how much your payments could be? Here is a simple car title loan calculator to help you get a clearer picture.
Why Choose Max Cash Title Loans in Chapel Hill?
Max Cash Title Loans has brokered thousands of loans to the people of North Carolina. With strong lender relationships, we offer secure financial backing that you can trust. Below are a few important reasons to work with Max Cash Title Loans:
- We work with credit issues of all kinds.5
- Our lenders offer fair market interest on loans of all sizes1 4 5
- We can get you money fast, which helps in an emergency5
- Keep your vehicle through the life of your title loan
Why Max Cash Title Loans Beats the Competition in Chapel Hill
Lower Interest Payments4
Other lenders charge between 200-400% for interest, throughout the life of the loan. Max Cash lenders can offer a 175% interest rate. Additionally, your rate with Max Cash lowers with every on-time monthly payment (down to as low as 32%).4 Your final payment may even be as low as 50% of your starting rate!4
No In-Person Inspection Required
Most title loan companies require an in-person vehicle inspection. This means that you will be required to meet with an agent, who will inspect your vehicle. You can expect them to take photos of both the interior and exterior of your car, as well as test everything to make sure it works properly.
Max Cash Title Loans in Chapel Hill merely requires that you upload a few simple documents. These include pictures of the vehicle (which you can take with your phone), and copies of your proof of insurance and proof of address. All these documents may be uploaded onto our secure online portal and sent to a loan processor.
Transparent Programs With No Surprises3 4
You will see hidden fees or pre-payment penalties with most title loan structures. However, with Max Cash Title Loans, you can rest assured that there will be no surprises.3 4 Max Cash Title Loans gives you the freedom to pay off your title loan early at any time with no penalties or hidden charges.3 The loan balance is all you owe and reduces along with the interest for every on-time payment.4
Boost Your Credit
Max Cash Title Loans reports your timely payments to the major credit houses. Keeping up to date on your payments could reflect positively on your credit history, slowly improving your financial health over time. This is an excellent way to re-establish a good financial history. This is not true of other title loan companies, where a loan traditionally reflects badly on your credit.
How Max Cash Title Loans Work in Chapel Hill, NC
Lower Your Monthly Payment4
Max Cash Title Loans’ lenders are able to offer an interest rate of 175%, which is much lower than most competitors’ loans. As you progress monthly, your interest rate may drop, making the next payment even lower.4 This continues throughout the entire life of the loan as you make payments on time, decreasing the payment amount by approximately 50% by the end of the loan.4
Generous Grace Period to Pay Back Your Loan
Max Cash Title Loans come with a 3-year term. However, there are no penalties for you to pay back the loan earlier.3 In fact, there are no hidden fees or surprises of any kind.
Additional Loan Options5
If you find yourself in a position where you may need to borrow more money, it is possible to do so at the current lowered interest rate of the loan.4 5 This works as a new loan, but at a discounted payment amount, because you earned it!4 5
Positively Reestablish Your Finances
Our goal here at Max Cash is to provide financial relief to our customers. One of the ways in which we are able to do this is by helping you to re-establish good credit. By reliably making your monthly payments on time, you can earn positive marks on your credit reports. And by keeping it up, you’ll be able to pay the title loan back faster, reducing the amount you pay in interest.4 Borrowing funds through a Max Cash Title Loans lender benefits you because payments are reported to the three major credit bureaus.
Wondering How to Obtain a Title Loan in Chapel Hill, NC?
Use our online application to answer some basic questions about your vehicle and provide your contact information for our loan processors, or give us a call directly at (855) 561-5626. We are happy to answer any questions you may have about the process!
After Your Application
You will receive a confirmation call from a Max Cash Title Loans processor shortly after you submit your application, with your pre-approval loan amount.1 2 5 They will then ask you a few more questions to make sure they are finding the best loan for you, and help get you fully approved for your desired loan amount.1 5Then, you will be asked to take pictures of your driver’s license, car title, and a few extra documents to upload to our secure portal for approval. It’s really that easy!
Get Your Title Loan Money
Our loan processors can go over the multiple ways for you to receive your title loan cash, making Max Cash Title Loans simple and convenient. In very little time, your money could be available for you to access.5
Requirements to Get a Car Title Loan in Chapel Hill
- Be a resident of North Carolina and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800 a month
- Proof of car insurance
- A few personal references
Working with Max Cash Title Loans in Chapel Hill, NC is guaranteed to be fast, secure, and convenient.2 Life tends to throw a lot of lemons. And when making lemonade doesn’t pay the bills, you need an affordable loan that is not only easy to navigate, but also helps you regain control over your finances. These benefits are the reason why Max Cash Title Loans is the best place to go for a title loan in Chapel Hill, NC.
Our in-house team of loan experts allows for a seamless and positive experience to obtain the loan you need. Cash Max Title Loans prides itself on the quality and care we are able to provide to our customers. Our lenders are hand-picked to match our quality standards, and to provide a fair loan to our greatest asset: you, our customer. We are happy to help clients every day in search of car title loans in Chapel Hill, and in fact, the entire state of North Carolina.
Max Cash Title Loans works with our lenders to address your needs. The ability for our representatives to cater to our customers directly allows us to make the lending experience easy to understand and help ease your mind.2 5 We are dedicated to walking you through the process, so you come out of it with a positive outlook on your financial future!
Need to do Some Research?
If you are in the market for a title loan, you might have a lot of questions. We want to help you navigate through this situation so that you can make an informed choice. We’ve compiled a complete step-by-step guide to explain the process. Also, please feel free to browse through our FAQs if you have any additional questions.
Our loan processors here at Max Cash Title Loans are happy to assist you in finding the loan that works for you. So, give us a call at (855) 561-5626 or click to apply now!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location