Need a loan now? Worried about credit issues? Max Cash Title Loans in Durham is here to help! With our simple and secure title loan services, we can help you get more money in your pocket in as little as 24 hours!1 Max Cash Title Loans in Durham, NC has an easy and secure loan process that keeps your financial well-being in mind. Max Cash Title Loans brokers title loans with low monthly payments that continue to lower every month as the interest rate and loan amount drops.
The process of applying for a car title loan can feel overwhelming. If you are in need of financial relief, you may even have a lot of questions and have a hard time getting the answers you need. Max Cash Title Loans offers complete support, so you can get a loan of up to thousands of dollars in Durham on the same day you complete the loan application!
We want you to be successful and to provide you helpful tools to plan for your future. Use this easy title loan calculator to figure out how much your payments can be.
What are the Advantages of Getting a Title Loan with Max Cash?
- You have the benefit of a knowledgeable team to advocate for you
- Your interest rate drops with every on-time payment, resulting in up to a 50% decrease!2
- You have up to 3 years to pay off the loan with no penalty to pay it off sooner3
- Peace of mind in knowing you can borrow more money at your current interest rate1,2
- A positive payment record can help your credit score
- No hassle of required inspections
- Upload your documents onto our secure portal
- Absolutely NO Hidden Fees!
Why is Max Cash the best Title Loan Option in Durham?
Lower Your Interest Rate
Loans brokered through Max Cash Title Loans start with an interest rate of 175%, far lower than competitor’s rates of 200-400%.1 Most of these companies keep you tied to their fixed interest parameters throughout the entire life of the loan. With Max Cash Title Loans lenders, your interest actually lowers with every single payment you make on time. Your rate can go down to as low as 32%, potentially making your payments 50% lower than when they started!2
Take Your Time (Or Not)
Max Cash Title Loans offers a generous 36-month payback term. However, you can always pay off the loan earlier, with no penalties to do so. There are no hidden fees or surprises thrown into your contract. What you see is what you get.
We’ve Got Your Back
Even when we are working hard to improve our financial situation, life can still throw a curveball or two. That’s why Max Cash’s lenders offer you an opportunity to borrow more money at the current interest rate of your loan. If you’ve been making payments on-time, you’ve earned your lower interest rate, so your new loan will reflect that!
Help Your Credit
Max Cash Title Loans is in the business of helping provide you financial relief. Therefore, we are happy to provide programs that are created to build or reestablish good credit. Other title loan structures are designed to keep you locked into an impossible payment, giving you an incredibly high debt ratio. But, by providing payments on time, your debt decreases faster and that may reflect positively on your credit history. Max Cash Title Loans reports to all major credit bureaus, so you can feel confident that your hard work will pay off.
Skip the Hassle of Required Inspections
The title loan industry usually requires an in-person vehicle inspection, in order to secure a title loan. Customers are often required to meet with an agent, who will perform a vehicle inspection. This includes everything from taking photos of both the interior and exterior of the car, as well as testing everything to make sure it works properly.
Max Cash Title Loans in Durham simply requires that you upload a few documents. These include pictures of the vehicle (which you can take with your phone), as well as proof of insurance and proof of address. All these documents may be uploaded onto our secure online portal and sent to your loan processor.
What is the Process of Getting a Title Loan?
Start by filling out some basic information about your vehicle on our online application, or contact a representative at (855) 561-5626 to start the process. Our loan processors are happy to help!
After you submit your application, you’ll next get a call from a Max Cash Title Loans processor to go over your preapproved loan amount. They’ll ask a few more questions about you to help you get approved for a loan that works for your situation and budget. Then, you be asked to upload your documents online and we’ll take it from there!
Get Your Money
We have multiple ways to provide you with your cash. During your call, ask your representative about your options, and they will be happy to help.
What are the Requirements to Get a Title Loan in Durham?
- Be a resident of North Carolina who is at least 18 years old
- Own a vehicle that is paid off (or close to being paid off)
- Have a monthly income of at least $800
- Have insurance on your vehicle and proof of residence
- Some personal references
Max Cash Title Loans strives to offer relief and peace of mind to our customers. We carefully pick our lenders so that we can continue to work alongside our customers every step of the way and still maintain our high-quality standards. Max Cash truly values all of our customers in North Carolina.
Need More Information on How Title Loans Work?
Getting a title loan can be a confusing process. But rest assured that we’re with you every step of the way! We’ve put together a complete step-by-step guide on how title loans work, and if you have additional questions, our FAQ’s might be of assistance. But, if you have specific questions about your situation, please feel free to reach out to a representative at (855) 561-5626.
After filling out our application form, you can be preapproved and provided your loan amount in just a few minutes! Our representatives are available to talk, chat, and even text throughout the process.
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location