If you need fast cash, a title loan in Hastings, Nebraska, car title loans could be the loan option that works best for you. And at Max Cash Title Loans in Hastings, we make it easy to connect with title loan lenders all across the nation.5 Keep reading for more information on Max Cash Title Loans, and on title loans in general.
How Do Title Loans in Hastings Work Exactly?
Title loans in Hastings are a type of loan that is secured with the borrower’s vehicle. When the loan is taken out, a lender will add themselves to the car’s title, which will give them temporary ownership of the vehicle.
Once the loan is paid back in full, the lender can remove themselves from the title, and the car will belong to the borrower again.
Can I Get Hastings Car Title Loans Even with Bad Credit?
Yes! Unlike personal loans or traditional bank loans, even with a low credit score or bad credit history, you could be approved! This is because title loan companies will pay attention to the value of your vehicle, and your income.
Can I Keep My Car While I Repay my Auto Title Loan?
Yes, in most instances you can keep and drive your car while you repay your title loan. Keep in mind that legal ownership of the vehicle will belong to the lender until the loan is paid back in full. And if you cannot make your payments the lender has the right to the vehicle.
What Kind of Repayment Can I Expect with an Auto Title Loan in Hastings?
Title loan repayment can vary from one lender to another and can also depend on your loan amount. In general, though, the title loan repayment will involve a monthly minimum payment each month, this will encompass both the principal amount and interest rate.
The longer the loan, the chances are that you will have a lower payment but pay more interest over time. While a shorter loan may mean a lower monthly payment, but less interest for the loan.
What Documents Do I Need for Auto Title Loans?
When going through the application process for an online title loan, you will need to have a few documents:
- A state Issued Photo ID (a driver’s license or passport)
- Proof of income
- Proof of residency
- Several pictures of the vehicle
- 3 References
- The vehicle title
Even if you don’t have all of these documents, do not hesitate to apply! Many lenders are quite flexible regarding required documents.
Benefits of Working with Max Cash Title Loans
When looking for a title loan, begin with Max Cash Title Loans, the # 1 nationwide title loans marketplace. Our mission and the way that we operate is what sets us apart.
We put our client’s needs before everything else, and instead of being a lender ourselves, we connect people with online title loans. Below are some of the benefits that can come with Hastings auto title loans, while working with Max Cash Title Loans:
Highly Competitive Interest Rates4
The interest rates for the title loans we service are highly competitive. And so, you can rest assured you are getting a great deal.4
Low Monthly Payments4
The monthly payments for title loans are kept low from beginning to end of repayment.4
No Hidden Fees3
There are never any hidden fees to worry about when repaying a title loan with the lenders that we work with.3
Flexibility with Loan Terms and Repayment4
Whether you need a long-term or short-term loan, the lenders we work with may be able to accommodate.4
No Pre-Payment Penalties3
you can repay your title loan early without any fees or penalties.3 Paying off your loan early could be a huge advantage when it comes to the amount you pay for interest. When working with our lenders, you only pay interest for the amount of time you have the loan.
The Application Process with Max Cash Title Loans
Our online application s fast and simple and can be completed with a few steps:
1) Fill Out A Loan Application—reach out to our team seven days a week, by text, call, or by going online.
2) Talk to a Loan Agent, Send in Some Documents —talk to us about what you are looking for, and your vehicle. We’ll do the hard work of searching for the right lender. 5 Once a lender is found we’ll ask you for documents for final approval.
3) Find out Eligibility and Get the Funds—once you get loan approval from a lender, look over the loan agreement, sign the contract, and get the funds.1 2 5 Have the funds from these cash loans sent to a bank account through direct deposit, pick up the funds at a local MoneyGram, or have the cash mailed to you as a check.
When you need fast cash in Hastings, start with Max Cash Title Loans, to begin, head to our website and apply for an online title loan, and find our pre-approval. Once approved with a lender the funds can be made available quickly!1 2 5 Get started today!