What to do If You Can’t Get a Bank Loan

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Getting a car title loan could be a good option when trying to alleviate financial stress caused by an unexpected bill or expense. When searching for a car title loan however, it can be difficult to track down and secure the best deal, especially if you are dealing with banks on your own. Luckily, Max Cash® Title Loans could help you get the best car title loan deal possible, sometimes better than if you were just going straight to a bank.5

What Are Auto Title Loans?

Auto title loans are a type of secured loan that uses your car as a collateral, meaning lenders don’t really care about good or bad credit. If you own a clear title under your name, then you are ready to start the title loan process! And that’s where Max Cash Title Loans can help you get the fast cash you need, even if you don’t have a bank account.1 2 5

What do I Need for an Alternative Loan When I Can’t Get a Bank Loan?

When getting a car title loan when you can’t get a bank loan, your lender is going to ask for a few pieces of documentation. These documents usually include:

  • The physical, clear title of the vehicle with your name.
  • Proof of residence.
  • Photos of the vehicle.
  • Contact info.
  • Driver’s license and registration.
  • Proof of income, which is not limited to bank statements for a car title loan

Why is Max Cash Title Loans Better than a Bank?

Max Cash Title Loans provides connections to loan options that you might be looking for.5 The following are some factors people might consider if they choose Max Cash Title Loans to find a loan rather than going to a bank.1

Choices

  • Max Cash Title Loans offers one thing that financial institutions can’t: choices. Choices on multiple lenders, big or small, are what set Max Cash Title Loans apart from direct lenders.1 If you do not have the time to look and research loans around your area to find the best possible loan deals, turn to Max Cash Title Loans. We do the work for you by comparing and contrasting multiple loan offers, as well negotiating on your behalf for better terms and rates.4

Customer Service:

  • Max Cash Title Loans could offer a lot of ways to communicate with potential borrowers. Because we are the connection that brings lenders to borrowers and vice versa, maintaining communication is a big part of what we do. Whether it’s on the phone or online, Max Cash Title Loan customer service is available for you when a direct lender can’t be reached.1 Not to mention that we offer superior service seven days a week with extended hours.

Convenience:

  • Online loans are becoming a new norm in the world of economics, and so many major financial institutions are attempting to adapt in innovative ways. Max Cash Title Loans is doing the same, which is why we offer online inquiries, as well as several other convenient means of communication. A bank may be working just as hard as Max Cash Title Loans, but we could do online loan hunting for you and compare your loan deal options with ease.5

Preferences

  • Everyone is in a different financial situation, but that’s okay. Using Max Cash Title Loans could help you find deals for loans that could benefit you in acquiring a loan that suits your financial situation the best.5

With so many benefits to choose from, it’s good to know that Max Cash Title Loans may be the superior choice for those unfamiliar with the title loan industry. Other financial institutions may have their own agendas and won’t tell you the details, like hidden fees. However, let’s look at some specific problems that banks seem to have trouble with when it comes to being the direct lender choice.

Types of Loans When You Can Get a Bank Loan

Mortgage Loan

Home loans typically require a lot of your information so that the borrower understands that you will be able to handle the payments on time.

Auto Loan

Auto loans tend to ask for different qualifications, but a bank account could be required depending on your lender.

  • Proof of income.
  • Employer contact information, and your contact information.

Personal Loan

A personal loan is considered an unsecured loan, and may require specific documentation, which includes things like a bank account.

  • Proof of income.
  • Employer contact information, and your contact information.
  • Most recent tax returns.
  • Proof of assets that relate to ability to pay.
  • Information on all your credit and bank account(s).

Car Title Loan

One of the examples of a secured loan, car title loans is one of the only loans that could provide fast cash, and usually does not need any information that you would need from a bank account!

  • The physical, clear title of the vehicle with your name.
  • A vehicle that qualifies.
  • Proof of residence.
  • Contact info.
  • Driver’s license and registration.
  • Proof of income, which is not limited to bank statements for a car title loan!

Payday Loan

With high interest rates and short terms, we at Max Cash Title Loans do not recommend this type of loan. With that said, they would need you to have a bank account, along with the following.

  • Proof of income.
  • A check from a valid bank account.

Why Should I get a Title Loan and How can Max Cash Title Loans Help?

We are proud to say we have years of experience with car title loans, and we are willing to help you for the low price of zero dollars.1 2 5 That’s right! We don’t charge you a cent as your car title loan connection. 1 2 5 With a good staff and a big catalog of connections in car title loan lenders, we hope that we can help you get fast cash as soon as possible.

Call now at 855-561-5626 or use on our online inquiry form so we can get you choices in car title loans in your area, and don’t worry, will get you ones that don’t require you to have or use a bank account!