Do I Need Good Credit for an Auto Title Loan?

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Not always! Lenders for title loans don’t focus on good credit or bad credit. But why? Well it’s simple, a title loan is a secure loan based on the equity value of a vehicle and ability to repay the loan. The borrower still gets to drive the car, but you also get the funding. Whether you have good credit or bad credit, it is still possible to get a car title loan for fast and efficient funding1!

When getting title loans, you are using your car as collateral, which allows lenders to take risks on borrowers who need cash, even if they have good credit or bad credit.

So, if it’s Not Good Credit, What Do I Need?

Now that you know you don’t need good credit or bad credit to get an auto title loan, what is the next step? Well one of the most important documents you need to have to get an auto title loan is having your car title.

Before we get ahead of ourselves, what is exactly a car title? To put simply, it’s a document that is the proof of ownership of a vehicle. If you are well organized, the title should be located along with your car registration, insurance, and other car documents that were signed and given to you when you purchased your car. But even if you have lost or damaged your car title, you may be able to get a replacement.

Other items to have for the title loan application include state issued ID, proof of income, and proof of residence.

In addition, here are all the documents at a glance to keep in mind when getting title loans:

  • Identification documents: This may be a driver’s license or state issued ID.
  • Residence documents: Papers that offer a proof of residence.
  • Financial documents: Paystubs or bank statements can be used to prove income.
  • Title Be sure you have proof of ownership by having your car title.
  • Photos Include several photos of your vehicle

With that in mind, let’s get a closer look into these important documents that you need to qualify for an auto title loan:

A major requirement for title loans is to provide proof of residence. Many title loans are not available in all states so knowing your state of residency will help to determine if you have the right lender in the right place. Residency documents can also help determine qualification for the auto title loan.

You will be required to provide financial documents to prove your income and ability to repay the auto title loan. If you are not employed, you may still be able to qualify for the auto title loan. Retired people may provide pension, SSA or retirement account statements. Self employed people may provide tax records and business financial documents.

Once again, be prepared to provide the title in your name as proof of ownership. You may still qualify for the loan even if your car has not been paid off.

But once all of that has been said and done, do you know what title loans could be available for you?  Whether you have good credit or bad credit, do you know what to find in title loans that works for your credit? Well that’s why we’re here! At Max Cash Title Loans, we work for you to look for the best title loans, and your good credit or bad credit doesn’t stop us from helping you find the right one5!


Max Cash Title Loans Makes Looking for Title Loans Easy!

At Max Cash Title Loans, experience counts, especially when you need a title loan that doesn’t focus on either good credit or bad credit.

We have specially trained staff members who have one priority to get you the auto title loan for the money you may need1. Yes, we give our staff a little “extra” to do this task and we of course pass this cost to the lender who pays us to do this, but our focus is on your customer satisfaction.

Our staff members have worked for hundreds of hours getting tools in place and solutions that other lenders could not even dream about, just so you can get title loans fast1. As a bonus to you, out work will not cost you a penny!

Here at Max Cash Title Loans, we created our business around you to give you a better option for your auto title loan needs, regardless of bad credit or good credit5.

We have re defined the lending process and made it much easier for you to get your auto title loan and get the money that you need2. We take the guess work out of who a quality auto title loan lender is and know that interest rates really do make a difference4. We have simplified the process of getting title loans nationwide.

We have done the research and hard work for you and have found the better lenders with the best title loans. Use our network and let us prove to you that getting an auto title loan through Max Cash Title Loans is the better option for the money you need fast1!