Why Use Max Cash for a Title Loan in Cleveland?
First let’s define what exactly a title loan is. A title loan1 also sometimes called a car title loan, or auto title loan is a loan for a small amount of money for a short period of time. Max Cash offers an innovative way to get a title loan in Cleveland with competitive rates and convenient funding, while also saving money on the loan over time.2
Sometimes there are situations beyond a persons control. Rent increases without warning, a water line breaks, a family member’s health declines2 a last minute flight out of town needs to be booked. When these things happen, you need cash fast. If you have unestablished or bad credit, it can be harder to get a personal loan through a bank or credit union. It can also be difficult to qualify for a credit card, especially one with an affordable interest rate. Luckily, title loans exist and mean a whole different way of borrowing.1
Now you can secure a loan that will give you flexible repayment options with zero hidden fees or surprises. No matter what your financial situation is like, your ability to get car title loans in Ohio is based on the equity value of your vehicle, as well as your ability to pay back the loan. Another advantage to choosing Max Cash is that with every timely payment you make, your interest and payment amount reduces, saving you money over the life of your loan!2
Max Cash is here to help residents of Ohio looking for a title loan in Cleveland. Even better, you can get your title loan online which means the money you need lands in your hands in as little as one business day3.
How Do I Get a Title Loan in Cleveland Online?
Max Cash offers a variety of convenient options for you to receive your car title loans in Cleveland. After you choose from one of our title loan application options, you pick the payout method that works best for you:
- Electronic Deposit
How Does a Car Title Loan in Cleveland Work?
Max Cash offers an affordable option for Ohio residents. Simply use your car’s title as collateral for a loan that is based off the value of your vehicle. The process of getting a title loan in Cleveland is as easy as possible by offering the following steps.
Step One: Choose How To Apply
- Fill out this online form on a computer or smart device
- Call (216) 232 5001 and an agent will walk you through the application
Step Two: Upload Your Documents
- A clean title with the borrower’s name on it
- Driver’s license or another government issued photo ID
- Proof of income that shows your ability to repay your title loan
- Proof of residency, such as a piece of mail
Step Three: Collect Your Cash
- Electronic Deposit
- Bank issued check
- Pick up from a participating location
- MoneyGram through your local Walmart
After answering a few simple questions on the online form, a Max Cash loan representative will be in contact with you to confirm your information and take you through the rest of the approval process. Once its determined how much can be secured for you, just use the convenient online tools to upload the required documents. 1
How Will a Title Loan in Cleveland Affect my Credit Score?
Max Cash understands that shopping around for a loan can be a difficult and frustrating process. Having a bunch of credit checks on your history can negatively affect your credit for up to 24 months. This causes many people to avoid credit checks as they don’t even want to try if they know that their credit is not strong to begin with.
Here at Max Cash, financial hiccups in your past will not hinder your ability to move forward. Getting a title loan in Cleveland is a great way to do that, because you can use your car’s title as collateral for the terms of the loan.
Max Cash starts with a “soft” check, which typically does not affect your credit score at all. A high credit score is not the fundamental factor in determining your credit. There are a lot of different options for car title loans in Ohio that are meant for people of all credit limitations. Depending on the results of the soft check, you will be prompted with the available terms, and prepared for the hard check at the end of the application process.
Can I Keep My Car if I Get a Title Loan in Cleveland?
One of the more common questions is whether you get to keep your vehicle while you are still paying off your loan. The answer to that is yes! You can absolutely keep possession of your vehicle during the life of your car title loan in Cleveland as long as you are continuing to make payments. And, unlike other title loan companies, Max Cash does not require tracking devices on all the customer’s cars.1
Please note that if you default or stop paying on your loan you will be at risk of repossession, or negatively affecting your credit. However, Max Cash wants to work with you to avoid these situations. Please contact (216) 232 5001 if you anticipate a financial hardship and a Max Cash rep will try their best to make an arrangement that is acceptable to all parties involved.
What are the Requirements for a Title Loan in Cleveland?
The process is easy and streamlined, so you can receive your title loan in Cleveland fast. Before you apply, please take note of the following requirements you will need, in order to be approved for a Max Cash title loan:
- Own your vehicle
- Provide a clean title
- Have the necessary documents:
- such as proof of income, proof of residency, and a government issued photo ID
What Are the Repayment Terms for my Title Loan in Cleveland?
Max Cash offers multiple different payback options that are catered to your specific situations and lifestyle. The loans can range anywhere from 12 to 48 months, and you will set the terms with a Max Cash team member when you finalize the specifics of your loan.
Use our convenient mobile app to make online payments and manage your billing statements! You can get it easily by downloading it from the app store on your mobile device.
One of the best advantages that Max Cash offers is that you will never be penalized for paying off the loan faster. Having good payback history with Max Cash means that the best future deals will be offered to you!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location