If you are faced with a situation that requires you to come up with some emergency money in a hurry, you may not have many options. You might have even fewer if you have past-bankruptcy. However, Max Cash® Title Loans may still be able to give you the help that you need by helping you obtain a car title loan.2 5
Title Loan with Past Bankruptcy
When you acquire a title loan through us, Max Cash Title Loans does check to see if you have past-bankruptcy or are currently in credit counseling. However, although we perform credit checks, the results may not keep you from obtaining the money you need with a car title loan through us.2 5 As long as you are able to show that you have a consistent form of income to pay back a car title loan, you may still be approved.5 Such forms of regular income may include (but are not limited to):
- A traditional job
- An “under the table” job
- Inheritance money
- Court settlement money
- Worker’s compensation
- Annuities
- Severance pay
- Social Security benefits
Obtaining a Car Title Loan Through Max Cash Title Loans
Obtaining a car title loan through Max Cash Title Loans is as easy as 1-2-3.2 To get started, first go to our website and fill out the online inquiry form so we may determine pre-approval. If we approve you, you will be asked to provide some identifying documents so that reputable lenders we work with have the information they need to determine approval.5
If you receive approval by the lender we pair you with, you will be given a contract to sign which will signify that you agree to the loan’s terms. After this, you will be able to receive the money you will be borrowing through a check, by direct deposit, going to a MoneyGram location, or by going to the direct lender’s physical store.
The Necessary Documents
There are a number of important documents you will need to complete the title loan process. The documents needed will depend on the direct lender you are paired with. After you fill out the online inquiry form, these documents may be required:
- Government-issued photo I.D.
- Qualifying car title in your name
- Pictures of your vehicle (all four sides, VIN, and odometer)
- Insurance (some states will require this but not all)
- Social Security Card (or a document with both your name and SSN)
- Three references that are not related to you
How Lenders Usually Value Your Vehicle
When obtaining a car title loan through Max Cash Title Loans, the title lender we pair you with will need to know some car details to determine a loan value. This is because the loan amount they are willing to lend you will be determined by not just your income, but by your vehicle. Such things will likely include:
- Year
- Model
- Mileage
- Make
- Trim package and/or modification details
Perks for You
There are quite a few useful perks that Max Cash Title Loan customers receive when they obtain a title loan through us. The perks include, but are not limited to:
- Car title loan service available 7 days a week
- No sitting around waiting for pre-approval5
- Bad credit or no credit may not keep you from receiving a loan5
- Past bankruptcy may not prove to be a problem5
- No pre-payment penalties3
- You could receive your money the very same day you file5
Talk to Max Cash Title Loans Without Delay!
There is a knowledgeable staff of loan processors at Max Cash Title Loans that are ready to help you well into the evening hours with all of your car title loan related questions and needs – even later than most other business hours. At Max Cash Title Loans, our utmost priority is making sure that we are there for our customers when they need us the most. If you have any car title loan questions or you simply need to speak with us, we may be easily reached via:
- Calling or texting us directly at 1-855-561-5626
- Emailing us at info@maxcashtitleloans.com
- Writing to us or giving us a visit in person at 1270 E. Broadway Rd. Suite 208, Tempe, Arizona 85282