04:09:03 PM [Title Loans in] Hi, How can I help you today?
04:10:00 PM [Visitor] Hi, i just got a job today so i dont have anypaychecks for income verification, caan i still get a loan
04:11:20 PM [Title Loans in] What state are you located in?
04:12:02 PM [Visitor] Calif
04:12:36 PM [Title Loans in] Our lender out in California is 1-800LoanMart who are very understanding
04:13:03 PM [Visitor] I am also in career college and will graduate in 7 months
04:13:36 PM [Title Loans in] So you’re currently in college, but you are employed. Right?
04:13:47 PM [Visitor] Are they on stevens creek blvd in san jose
04:14:30 PM [Visitor] Yes and yes. In school to have a higher paying career after.
04:15:31 PM [Title Loans in] The first step would be to apply online, which I would encourage you to do, and then they would eventually send you to a signing location to pick up your check. I’m not exactly sure there exact signing location in San Jose, but they’re located all over California. You might have seen their commercials with Hulk Hogan. They’re also a sponsor of the LA Clippers.
04:16:40 PM [Visitor] Yikes. Ok i have another question, would i be able to pay off entire loan at once
04:17:22 PM [Title Loans in] You would. There’s no prepayment penalties. The loan lasts for a couple years if you need it that long.
04:17:24 PM [Visitor] Or are there restrictions on amount paid at once
04:18:03 PM [Title Loans in] It’s a fully amortized loan, so if you’re planning on paying early it makes sense to do it in the first few months to reduce the amount of interest you would pay.
04:18:23 PM [Visitor] Ok thank you. The interest rate is how much
04:19:20 PM [Title Loans in] The interest rate varies from person to person. Once you apply for the loan, you’ll receive a call from a loan underwriter who will tell you how much you have been approved for and what the rates and payments will be like.
04:19:37 PM [Visitor] Ok. Thank you.
04:19:47 PM [Title Loans in] You’re welcome.