Title Loans in Boise City

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Need fast cash but don’t have the best credit score? Max Cash Title Loans in Boise City could help you connect with a loan.
BREAKING NEWS! LIMITED TIME! We have lenders that will now take unemployment insurance as proof of income!


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Do you need fast cash in Boise City, Idaho but don’t have the best credit history? Title loans in Boise City could be the perfect solution for funding. 

When looking for title loans start with Max Cash Title Loans. We are the # 1 nationwide online title loan marketplace. We have helped thousands of customers all across the United States. 

To learn more about title loans in Boise City, and on Max Cash Title Loans keep reading below. If you are ready to apply for an online title loan, simply head to our website, or give us a call at 1-(855) 561-5626. Once approved, the funds could be made available in as little as 24 hours. 

How Do Title Loans in Boise City, Idaho Work? 

Title loans are a type of secured lending, which work by using the borrower’s vehicle as collateral. When the loan is taken out, the title loan lender will add a lien to car’s title. This will give the lender temporary ownership of the vehicle. Once the loan is paid back in full, the borrower will get ownership of the vehicle again. 

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Advantages of Title Loans over Payday Loans

When looking for title loans, you may also be thinking of payday loans. Payday loans are another type of loan available for those who have bad credit. 

Payday loans can work well for fast cash, but they have some drawbacks. Their loan amount can range from $50-$500, which may not be enough for everyone. Their repayment terms are usually about a few weeks, and they can come with many additional fees or interest rates. 

What Do Lenders Look at for Approval with Car Title Loans in Boise City? 

When it comes to title loan eligibility instead of focusing on credit history and on credit score, title loan lenders will look at your income and the value of your vehicle. 

There will be a credit check with the title loan process, to check if there a borrower is in active bankruptcy. 

What Documents Do I Need for Title Loans in Boise City? 

When applying for a title loan you should have the following documents: 

  • A State-Issued Photo ID (driver’s license, passport, etc.)
  • The Vehicle Title 
  • Proof of Income 
  • Proof of Residence 
  • 3 References 
  • Proof of Insurance 
  • Several Pictures of the Vehicle 

Are Interest Rates for Title Loans High? 

When compared to personal loans, or credit cards, you may notice that the interest rates for title loans are higher. The main reason for this is that personal loans and credit cards focus on credit history, while title loans do not. 

What Will be My Monthly Payments Look Like for an Auto Title Loan? 

Before taking out a title loan, you may be curious about what you can expect for the monthly payment. Your specific monthly payment will depend on a few factors:

  • The loan amount you borrowed.
  • Your repayment terms (how long the loan is)
  • The interest rate 

Generally, there will a monthly payment for your title loan, which will have the same due date each month. As long as you make these payments, most lenders will let you keep and drive the vehicle. 

When taking out a title loan is important to think about whether a monthly payment amount works well for your budget. If your finances change overtime, you may want to consider loan refinance with your existing lender, or a new lender. Check out Max Cash Title Loans title loan payment calculator. 

Why Work with Max Cash Title Loans in Boise City, Idaho? 

If a title loan seems like the right option for quick cash, Max Cash Title Loans is the best place to start! By working with title loan companies that we pick ourselves, we offer connection to flexible and affordable online Idaho title loans, and online title loans in other states. 

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Here are a few advantages that could come with the lenders that we work with: 

A Hassle-Free Application Process 

The entire process is extremely simple and can be done from the comfort of home. 

Flexibility with Title Loan Amount4

Whether you need a few hundred dollars or a much larger amount, we may be able to find a lender that may be able to accommodate what you are looking for with these installment loans!4 5

No Prepayment Penalties3

Additionally, you pay your loan as early as you would like without paying pre-payment penalties.3

Get Cash Quickly Once Approved1 2

Once approved for a title loan with a lender, residents of the Camden area can have their funds as soon as 24 hours!1 2 The funds can be transferred to a bank account (provided you give the lender some basic account information), have the funds sent by mail, or picked up at a local MoneyGram.1 2

No Hidden Fees3

The loan process is highly transparent, there are never any hidden fees to worry about during repayment, or after the loan is paid back.3

Competitive Interest Rates4

The interest rates with all of the lenders that we work with are highly competitive!4 This could mean a great deal with total payments while getting the funds that you need.4 5

Flexibility with Repayment4 

With the lenders in our network, you could get up to a few years for repayment.4 

Apply with Max Cash Title Loans in Boise City, Idaho! 

Whenever you are ready to begin, start with our team! We are here 7 days a week for your convenience. To get started with an online title loan head to our website and apply or give us a call 1-(855) 561-5626. Once approved for a title loan the funds could be made available in as little as 24 hours.1 2

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location