Can I Get a Title Loan from My Bank?

Let’s get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
By Submitting the application, this is my express written consent that I certify that I am a US resident, at least 18 years of age and authorize this website, business owned by this site, lenders and/or their affiliates to contact me about my account by phone, automatic dialer, text message, voicemail messages, pre-recorded messages, mail, or email, and give information concerning this transaction to others if it is required to originate, fund, collect, or service my Account. I also certify that I agree to the terms of this websites Privacy Policy, Terms of Website Use, Consent to Electronic Disclosures, and Wireless Policy and that my consent is not condition of a purchase.

Application Submitted

For Fastest Service Call Us Now!



Want to know how much your payments will be? Use our title loan calculator to find out.

Max Cash Calculator
Big Phone Icon - Transparent and Black

Instant Pre-Approvals

Call us anytime seven days a week for instant pre-approvals! 2

(855) 561-5626

How Much You Can Get On Your Car Banner

Can I Get a Title Loan from My Bank?

When searching for ways to get cash fast, you’ve probably stumbled upon car title loans and have wondered, since it’s a loan, “can I get a title loan from my bank?” Usually you can get a loan for a car through a bank, however, you typically cannot get a car title loan from a bank. So, what’s the difference between a loan for your car and a car title loan?

The difference between a loan for your car and a car title loan is easy to explain. When you are trying to buy a used or new car, you can take out a loan through your bank or dealership financing to pay for the loan. A car title loan is a different type of loan. In this case, you use the title of a car you already have as collateral for money to use on whatever you may need.

Vehicle Loan from a Bank

When you are trying to purchase a car, you have a couple options. You can save up enough money to purchase it with cash, but nowadays that’s a little harder to do for a decent car that doesn’t need much work. You can also finance your car with the dealerships financing or a loan from your own bank.

Whichever is more convenient and cheaper for you is the best option to choose when trying to get a loan for a car. The more you know about bank loans, the better informed you can be in making the decision to use one as a vehicle loan.

Dealership Financing for an Auto Loan

Most of the time, people will purchase cars with the help of dealership financing. When buying a new car or a used car from a dealership, the dealership will typically help with financing the loan by finding you the best rate. Unless you tell them you want it through your bank, they’ll probably find one for you online.

Bank/Credit Union Finance for a Car Loan

If you are trying to purchase a car from an individual, you may need to take out a loan if you haven’t saved enough money. There are many benefits to using your own bank or credit union to get a car loan to buy a car. Because it’s your bank or credit union, they may be able to negotiate a lower interest rate just because you remained loyal to them. That means lower payments for you in the end!

A good idea is to get pre-approved with your bank, so you know how much you’ll be able to afford when looking for a car. Then, you won’t have to worry about being turned down for financing at a dealership or approved for less than you were hoping when you try to buy it.

Car Title Loan with Max Cash Title Loans

As mentioned before, a car title loan is a secured loan that gives you fund based on the title of your car being used as collateral. This means your loan isn’t based off of your credit score or other finances, but rather the market value of your vehicle and the ability to pay back the loan each month.

Unfortunately, banks do not offer car title loans to cover unexpected expenses. Instead, they offer loans like personal loans. With banks, those usually require a lot of time and stipulations to acquire them. It could take weeks before your approval, and that’s a problem if you need your money now. Not to mention you usually need a nearly perfect credit score to get approved, and for some people in financial difficulties, they may not have that perfect score.

With car title loans found through Max Cash Title Loans, not only will you most likely be qualified, but you could get your money the same day with the completion of your application and document submissions1. Only a few documents are typically required:

  • Title of the vehicle in borrower’s name
  • Proof of insurance
  • Proof of income
  • Registration card
  • Valid identification
  • 4 references

Applying for a Title Loan

Using Max Cash Title Loans for your car title loan needs is a speedy process, not to mention simple. We’ve streamlined the process so it is as easy and efficient as possible. To get started, pick the option that is most convenient for you:

  1. Fill out our online inquiry form from your computer, tablet, or phone.
  2. Call us on the phone to speak with a qualified representative.

Once your initial inquiry is complete, a representative will contact you to help you with the rest of the process.

About Max Cash Title Loans

Just like choosing a bank to do business with, you probably want to know a little more about the people helping you get a title loan.

One of our main goals is to help all people. We want to make sure you get the money you need with minimal complications in a short amount of time.2 We have representatives waiting to talk with you to help you through this financial difficulty.

Max Cash Title Loans also offers you benefits you can’t find anywhere else. We do all the work for you in finding the best lender that fits your needs, all for free! Our extended network of lenders have some most competitive interest rates in the industry.4 We don’t want to burden you with rates that just don’t fit your lifestyle.

Get started with our easy online process today and get connected to a lender who can give you the money you need now! Choose to receive your money via direct deposit, Money-Gram pickup, check-by-mail, or even wire transfer!

So, contact us today with any questions you have regarding your future car title loan! Feel free to begin on the inquiry form on our homepage, call or text us at 855-561-5626 to get your car title loan process started!