Fast and Flexible Title Loans in Memphis
In need of fast cash, but have bad or no credit? Max Cash title loans in Memphis has the best solution for you. Get high rated service and the cash you need even if you have low or no credit.1
Memphis, Tennessee has a unique title loan opportunity that will keep your financial well-being at the forefront. Max Cash Title Loans deals with the lenders so you don’t have to and can get you the money you need now with loans of hundreds to thousands of dollars!
Max Cash deals loans that offer low monthly payments which decrease over time, which means more money in your pocket. With every on-time monthly payment, the interest rate reduces, making it faster for you to repay your loan. The majority of our customers get their title loans in Memphis the same day they fill out the online application form with us.
Here’s What Max Cash Title Loans Special
- Payments continue to drop every month as the interest lowers
- You have up to 3 years to pay back the loan
- The ability to borrow more money at current interest rate1,2
- Great way to increase your credit score and reestablish good credit
- Reports to all major credit bureaus
- No Hidden Fees!
Use the simple and handy car title loan calculator to easily get an idea of how much your first payment amount will be.
Why You Should Choose Max Cash Title Loans in Memphis
Max Cash Title Loans has provided excellent loans to customers all over the beautiful state of Tennessee. Here are just a few of the reasons why Max Cash is a good choice:
- Low or no credit? No problem.
- Title loans ranging from hundreds to thousands of dollars with fair market interest
- Receive title loans FAST in as little as 2 hours
- Continue to hang on to your car during the loan period
Why Max Cash Title Loans Beats the Competition in Memphis
Other title loans typically start out with a 200-400% interest rate. With Max Cash title loans, the starting interest rate typically is just around a mere 175%. So, right off the bat, you’ll be saving money compared to other title loans.
Other title loans keep a consistent interest rate throughout the entire life of the loan. This is not so with Max Cash. The rate drops with every single on-time monthly payment (down to as low as 32%). Your payments could eventually be 50% less than when they started!
No in-person vehicle inspection
Many other title loans require an in-person vehicle inspection. The title loan agent will come out and take different photos inside and outside your car and even test everything to make sure it works. Max Cash title loans in Memphis requires a few simple documents, including vehicle pictures which you can take with your phone, and pictures of documents such as proof of insurance and address. All of these you take on your own and then upload online.
NO hidden fees and NO surprises
Most other title loans surprise the customer with hidden fees and even go so far as to overextend your loan amount. With Max Cash, you can rest assured that there will be no surprises. Max Cash title loans give you the freedom to pay off your loan early at any time with no hidden penalty or fees.3 The loan balance is all you owe and reduces along with the interest with every on-time payment.
Improves your credit history
Other title loans are known to keep people with low credit scores down in the dumps. Max Cash title loans do the exact opposite. Just as long as you make on-time payments, your credit history will improve every month. This is an excellent way to reestablish a good credit history.
How Max Cash Title Loans Work
Low payments that decrease monthly
The interest rate starts out typically around 170%, which is much lower than most competitors’ loans of 200 to 400%. With each monthly payment, the interest rate drops, causing the following payment to be even lower. This continues throughout the entire life of the loan, decreasing the payment amount by approximately 50%.
Up to 3 years to pay back and NO hidden fees
Max Cash title loans are set with a fixed 3-year term. However, you can always pay off the loan earlier. Also, there are no hidden fees throughout the entire life of the loan. What you see is what you get.
Borrow more at a discount
You can potentially borrow more money at the current interest rate of the loan. This works as a new loan but at a discounted payment amount because you earned it!
Increase credit score and improve your credit history
One of the most amazing benefits of Max Cash title loans is that it can reestablish good credit and increase your credit score. Other title loans are designed to make it almost impossible to not only pay off but also to positively affect your credit score. By providing payments on time, you’ll be able to pay the loan back faster as the interest rate decreases and increase your credit score. This is an excellent opportunity because Max Cash title loans report to all major credit bureaus.
3 Easy Steps to Get a Title Loan
Apply for a loan
First, just provide basic information about your car such as the year, make, model, and mileage. Then provide a little personal contact information. You have the choice of completing the secure online application or apply over the phone by calling (855) 561-5626.
You will next receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. Next, just answer a few questions to get you fully approved for your desired loan amount. Then take a picture of your driver’s license, car title, a few extra documents and upload for instant approval. It’s really that easy!
Get your money
There are multiple ways for you to receive your cash, making Max Cash simple and convenient. In very little time, your entire loan amount will be directly available for you to access.
Requirements to Get Car Title Loans in Memphis
- Be a resident of Tennessee and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income
- Car insurance
- A few personal references
Max Cash title loans in Memphis, Tennessee are fast, secure, and convenient. Sometimes life throws you lemons. And when making lemonade doesn’t help matters, you need an affordable loan that is not only convenient but also helps you reestablish your financial stability. With all these benefits, you can be certain that you’re getting the best deal possible on a title loan in Memphis, Tennessee.
The service Max Cash offers is meant for you and not for the lender. Working side by side with our in house team of experts allows you an opportunity to approach this experience not only as a customer but as a client of Max Cash. We help consumers each and every day in search of car title loans Memphis. In fact, Max Cash services the entire state of Tennessee.
Max Cash Title Loans works with you to address the needs that matter most. Our ability to cater to our customers directly allows us the opportunity to make the experience unlike any other. We can carefully walk you through the process to ease your mind! Max Cash can make getting the money you need in the time that you need it, an easy experience without the hassle.
Need More Information on How Title Loans Work?
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location