Title Loans in Johnson City

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Are you a resident of Johnson City, Tennessee, and find yourself in need of extra cash, but not sure where to begin? When searching for a cash option check out title loans in Johnson City, Tennessee. If you already know about these loans and are ready to begin, start with an online title loan application with the #1 nationwide online title loan marketplace, Max Cash Title Loans. 

For more information on title loans in Johnson City, Tennessee, continue reading below! 

The Basics of Title Loans in Johnson City 

Title loans are secured loans, which means that they use an asset as collateral. In this case, that asset is the borrower’s vehicle. When the loan is taken out the lender will have legal ownership of the vehicle. However, the borrower can continue using the car, while they repay the title loan. 

After getting a title loan you'll have plenty of cash in hand

When it comes to title loan eligibility, lenders will look at the value of the borrower’s vehicle and their income. Unlike personal loans or credit cards, there isn’t a strong emphasis on credit score or credit history. Even those who have bad credit history, or a poor credit score could get a title loan in Johnson City. However, there will be a credit check, to check for active bankruptcy. Additionally, you don’t have to have a bank account, or checking account with a credit union.

How Much Can I Get with a Car Title Loan in Johnson City, Tennessee? 

The title loan amounts can range from a few hundred dollars up to thousands. The value of your vehicle and income will play a large role when determining the loan amount. The convenient thing is that most title loan lenders can give you estimates, even before filling out an official application. 

Why Choose Title Loans over Other Subprime Loans? 

When researching title loans, you may come across other subprime loan types (loans for bad credit). The most common types of subprime loans are: 

  • Payday loans 
  • Home equity loans / Heloc Line of Credit

Payday loans are meant to help people get through financial hardship in between paychecks. Although these loans are fast and simple, they can come with tons of fees, extremely high-interest rates, and a relatively small loan amount. 

Home equity loans and HELOC loans are another type of secured lending. Even with their high loan amounts, you will have to use your home as collateral– a risk that many people would not want to take. 

And so, auto title loans could work better than other alternatives, depending on the type of loan are looking for. 

What will Title Loan Repayment Look Like with Title Loans? 

Repayment for a title loan will generally begin the following month. Your monthly payment will encompass the interest rate and principal loan amount. 

Your specific repayment amount and time period will depend on your specific loan terms given to you by the lender. 

What Documents Will I Need When Applying for a Title Loan in Johnson City, Tennessee?

When applying for a title loan in Johnson City, Tennessee you will need a few documents with you. In most scenarios you will need to have: 

  • A State-Issued Photo ID (a driver’s license, passport, etc.)
  • Proof of Income (bank statements, pay stubs, etc.)
  • Proof of Residency (mail, utility bills, leases, etc.) 
  • Several Pictures of the Vehicle 
  • 3 References 
  • Proof of Insurance 
  • The Vehicle Title 

Why Work with Max Cash Title Loans in Johnson City?

At Max Cash Title Loans, we work hard to connect people all over the United States with online title loans. By working as the middleman, we can make the process fast and simple. No matter what kinds of unexpected expenses may come up, our team is ready to help connect you with fast cash. 

happy title loan customer

Here is what the process will look like when working with our team and network of title loan lenders: 

• Apply—the first step is going to be to reach out to us! You can head to our website to fill out an online application, or give us a call, our phone number is 855-561-5626.

• Discuss Details—once you submit an application, a loan agent will reach out to you. Then you’ll discuss details and can ask any questions that you may have.

• Learn About Eligibility—after a lender is found you can move forward and apply with them, they’ll then let you know whether or not you are eligible.

•  Once Approved, Get Funding—once approved for the title loan, you could have the funds in as little as 24 hours!1 2 Receive them via check, direct deposit, or pick them up at any local MoneyGram!1 2  

And so, as you can see the process is extremely simple! 

Benefits of Working with Max Cash Title Loans in Johnson City

Because we get to choose the loan companies that we work with, you could get tons of benefits with your title loan. Here are a few perks:

  • Competitive interest rates4
  • Low Monthly Payments4
  • No Hidden Fees3
  • Short-term or long-term loans4
  • No Early Payment Penalties3
  • A completely online title loan process 

These are just a few benefits that could come with the title loans we service! To learn more give us a call, or head to our FAQ page

Apply for an Online Title Loan Right Away! 

When you need help with financial emergencies, a title loan could be the perfect solution. To apply for an online title loan simply head to our website or give us a call! We are here seven days a week for all your online title loan needs! Call us today, and once approved, you could get the funds as soon as 24 hours.1 2

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location