Fast and Convenient Title Loans in Temple, Texas
Do you need money quick? Do you have low or no credit? Like having options? You could receive a loan of hundreds to thousands of dollars in very little time!1 5 Max Cash Title Loans in Temple offers two choices to connect you with a lender. You can come to visit us and submit your information in person, or you can inquire online by choosing the Max Cash Title Loans virtual option. Use our simple and handy auto title loan calculator to easily get an idea of how much your first payment may be.5
Many customers who could benefit from a title loan are uncertain of where to turn first and what to expect. The main factor is going to be the value of your vehicle. With Max Cash Title Loans in Temple, you have multiple options. The majority of our customers get their title loans in Temple the same day they fill out the form with us!5
Max Cash Title Loans make the process of getting a loan easy and painless by dealing with two unique loan acquisition options.2 Here are some details about both options!
Option 1: Inquire Online
- Monthly Payments That Drop with Every Successful Payment
- Payments continue to decrease every month as the interest lowers3 4
- You have up to 3 years to pay back the loan
- The ability to borrow more money at your current interest rate1
- Successful payments could reflect positively on credit!
Option 2: Inquire In-Person
- Must drive to the store to meet face to face
- Provide documents in person as well as have the vehicle present
- Interest rates are higher
- Vehicle must be inspected on the spot by a loan officer
- Get a check or cash on the spot1
Apply in just a few minutes with our simple application form. You can also make a call to a Max Cash Title Loans representative any day of the week by dialing (855) 561-5626. You may be pre-approved and provided your potential loan amount in just a few minutes! 2 5 Live representatives are available to talk, chat, text with you every step of the way.
Why Choose Max Cash Title Loans in Temple?
Max Cash Title Loans has connected customers with excellent loans all over the beautiful state of Texas. Here are just a few of the reasons why Max Cash Title Loans in Temple is a good choice:
- Low or no credit? No problem!
- Title loans ranging between hundreds to thousands of dollars with fair market interest
- Receive title loans quickly in as little as 2 hours2 5
- Continue to hang on to your car during the loan period5
Why Max Cash Title Loans Beats the Competition in Temple
Other title loans typically have a 200-400% interest rate. With loans through Max Cash Title Loans, the starting interest rate typically is just around a mere 175%.4 So, right off the bat, you could be saving money compared to other title loans.
Other title loans keep a consistent interest rate throughout the entire life of the loan. This is not so with loans through Max Cash Title Loans. The rate drops with every single on-time monthly payment (down to as low as 32%).3 4
Your payments could eventually be 50% less than when they started!
No In-Person Vehicle Inspection with the Online Option
Many other title loans require an in-person vehicle inspection where a title loan agent will come out and take photos of the inside and outside your car and even test everything to make sure it works.
Max Cash Title Loans in Temple just requires a few simple documents, including vehicle pictures which you can take with your own phone, and pictures of documents such as proof of insurance and address. All of these you may take on yourself at home and then upload online.
NO Hidden Fees and NO Surprises3 4
Most other title loans surprise the customer with hidden fees and even go so far as to overextend loan amounts. With Max Cash Title Loans, you can rest assured that there will be no surprises.2 3 Loans through Max Cash Title Loans give you the freedom to pay off your loan early at any time with no hidden penalty or fees.3 4 The loan balance is all you owe and reduces along with the interest with every on-time payment.3
Reflects Positively on Credit
Other title loans are known to keep people with low credit scores down in the dumps, but not loans through Max Cash Title Loans! Making consistent payments on time can reflect positively on credit, which means you may see improvement over time!
How Max Cash Title Loans Work
Low Payments that can Decrease Monthly3 4
The interest rate starts out typically at 175%, which is much lower than most competitors’ loans. With each monthly payment, the interest rate will likely drop, making the next payment even lower. This continues throughout the entire life of the loan, decreasing the payment amount by approximately 50%.3 4
Up to 3 Years to Pay Back and NO Hidden Fees3 4
Loans through Max Cash Title Loans are typically set with a fixed 3-year term. However, you can always pay off the loan earlier. Also, there are no hidden fees throughout the entire life of the loan.3 4
Borrow More at a Discount
After making on-time monthly payments to your loan, you have the potential to borrow more money at the current interest rate. This is a unique opportunity that would be rewarded to you because you earned it!
Three Easy Steps to Get a Title Loan
- Apply for a Loan
First, just provide basic information about your vehicle. Then provide some simple personal information. You can choose to fill out the secure online application or apply over the phone by calling (855) 561-5626.
- Get Approved5
You will next receive a confirmation call from a Max Cash Title Loans processor with your pre-approval loan amount.1 5 Next, just answer a few questions to get fully approved for your desired loan amount.5 Then take a picture of your driver’s license, car title, a few extra documents and upload to receive a response right away. It’s really that easy!
- Get your Money!
There are multiple ways for you to receive your cash, making loans through Max Cash Title Loans simple and convenient. In very little time, your entire loan amount will be directly available for you to access upon approval.
Requirements for Getting Car Title Loans in Temple
- Be a resident of Texas and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800/month
- Car insurance
- A few personal references
Max Cash Title Loans in Temple, Texas is fast, secure, and convenient. Sometimes life throws you lemons. And when making lemonade doesn’t help matters, you need an affordable loan that is not only convenient but also helps you reestablish your financial stability. With all these benefits, you can be certain that you’re getting the best deal possible on a title loan in Temple, Texas when you work with Max Cash Title Loans.
The service Max Cash Title Loans offers is meant for you and not for the lender. Working side by side with our in house team of experts allows you an opportunity to approach this experience not only as a customer, but as a client of Max Cash Title Loans. We help consumers each and every day in search of car title loans in Temple. In fact Max Cash Title Loans services the entire state of Texas, and other states throughout the United States as well!
Max Cash Title Loans works with you to address the needs that matter most. Our ability to cater to our customers directly allows us the opportunity to make the experience unlike any other. We can carefully walk you through the process to ease your mind! Max Cash Title Loans wants to make getting the money you need in the time that you need it a simple experience without the hassle.
Need More Information on How Title Loans Work?
Title loans can seem confusing to most people. Here is a complete step-by-step guide on how title loans work. Also, take a look at the Max Cash Title Loans frequently asked questions to see if we can better assist you!
So, what are you waiting for? Inquire with Max Cash Title Loans today and get your finances back on track!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location