Title Loans Birmingham, AL

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At Max Cash Title Loans, we make it our mission to serve those who reach out to us, by connecting them with affordable title loans. Here are a few perks you could look forward to when working with our team:

  • A Fast and Simple Process
  • Highly Competitive Interest Rates4
  • Low Monthly Payments4
  • Full Access to Your Vehicle
  • We Cover 38 States
  • We Have Helped over 2 Million People Nationwide5
  • Our Services are Free to You

Benefits of Max Cash Title Loans

Why Work with Max Cash Title Loans
in Birmingham, AL

Get Cash Fast1

The process at Max Cash Title Loans is extremely fast. Get your cash in as quick as 24 hours.1

Keep Your Car

Keep driving your car and get the cash you need when you qualify for a title loan.

Bad Credit OK

As long as you meet the other requirements your credit score is not a major factor!

Convenient Terms

You can work with your lender to come up with a payment plan that works for you!4

or
Call (855) 561-5626 for instant pre-approval2

how it works

The Easy Application Process with
Max Cash Title Loans in Birmingham, AL

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week. Here is what the application process will look like:

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

To learn more about title loans in Birmingham, AL, and on Max Cash Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash Title Loans has you covered.1

2 Million

Customers Serviced Nationwide

Max Cash Title Loans is proud to have helped over 2 Million people in America.

or
Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Upon approval, you could receive your auto title loan funding in Birmingham, AL as soon as the same day, or the next business day.

Unlike with traditional bank loans in Birmingham, AL, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!

Typically for Birmingham, AL residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash Title Loans may be able to do for you!

YES! People with all credit types in Birmingham, AL are encouraged to inquire about car title loans.

While auto title loan interest rates in Birmingham, AL are typically on the higher side, Max Cash Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Birmingham, AL Demographics

There are currently 202,466 occupied housing units in Birmingham, AL. Out of 202,466 houses, 118,044 are owned and 84,422 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 11,596 29,728 61,266 48,014 25,107 26,755
Owned 2,670 8,216 22,224 36,581 22,958 25,395
Rental 8,926 21,512 39,042 11,433 2,149 1,360

The table below depicts the monthly gross rent for occupied units percentage (%) in Birmingham, AL and nearby areas:

Zipcode City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
35203 Birmingham 48.00 20.40 23.90 6.10 1.70 0.00 0.00
35204 Birmingham 38.40 47.30 14.00 0.30 0.00 0.00 0.00
35205 Birmingham 10.40 69.60 15.10 3.50 0.80 0.60 0.00
35206 Birmingham 11.90 55.20 28.20 4.60 0.00 0.00 0.00
35207 Birmingham 42.80 47.80 9.40 0.00 0.00 0.00 0.00
35208 Birmingham 12.70 51.70 30.30 5.20 0.00 0.00 0.00
35209 Birmingham 3.10 54.70 28.40 8.30 3.00 1.20 1.30
35210 Birmingham 2.40 60.80 27.80 6.20 0.00 0.00 2.90
35211 Birmingham 21.80 43.70 29.40 4.80 0.00 0.30 0.00
35212 Birmingham 36.20 52.10 9.60 2.10 0.00 0.00 0.00

The table below depicts formal educational background percentage of householders in Birmingham, AL:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 10.45 24.01 29.86 35.68
Owner-occupied housing units 8.12 20.66 27.22 44.00
Renter-occupied housing units 12.83 26.88 32.93 27.35

In Birmingham, AL, the total population is 500,176 with 235,999 identified as male and 264,177 identified as female. Under 18 population is 129,632.

Total Male Female
Estimate - Citizen, 18 and over population 370,544 169,261 201,283
Estimate - Total population 500,176 235,999 264,177

The table below depicts total population breakdown by age in Birmingham, AL.

Under 5 years 32,397
5 to 9 years 32,917
10 to 14 years 30,459
15 to 19 years 30,830
20 to 24 years 33,187
25 to 34 years 76,743
35 to 44 years 62,886
45 to 54 years 62,706
55 to 59 years 33,576
60 to 64 years 31,865
65 to 74 years 42,068
75 to 84 years 20,931
85 years and over 9,611

The table below depicts estimated amount which you can receive by car make/model/mileage in Birmingham, AL.

Year Make Model Miles Funded Amount
2012 Mercedes-Benz C-Class 150,164 $5,000
2010 Toyota Camry 145,000 $1,300
2010 Toyota Camry 145,000 $750
2009 Chrysler 300C 218,996 $1,500
2009 Pontiac G6 166,587 $500
2004 Toyota Corolla 168,283 $250
2003 Ford F-150 151,000 $900
2000 Ford Taurus 166,000 $400
1999 Chevrolet Cavalier 261,000 $2,550
1999 Chevrolet Cavalier 261,000 $150
1998 Chevrolet Silverado 158,000 $1,000
2018 Acura 1.6 EL 12,345 $1,750
2008 Dodge Charger 133,000 $1,000
2007 Chevrolet Suburban 89,000 $3,200

Does Max Cash Title Loans Provide
Service in Birmingham, AL?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and Cash Options near you.

Select Your State
Alabama
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Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
Nebraska
New Hampshire
New Jersey
New Mexico
Nevada
Ohio
Oklahoma
Oregon
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
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Find out More about

Birmingham, AL

Do you like options? Max Cash Title Loans in Birmingham does! We offer multiple choices for your lending needs, so you can receive the money you need, fast with title loans in Birmingham! We offer resources for you to borrow up to thousands of dollars as quickly as possible!1 5 Let our loan brokers work to connect you with the best lender option for you. You can come to visit us and submit your information in person, or you can inquire online by choosing the Max Cash Title Loans virtual option.
Still on the fence? Use our simple and handy auto title loan calculator to easily get an idea of how much your first payment may be.5

Many of our first-time borrowers are unsure of how the process works. You might have a lot of questions about how to start or how much you can borrow. Rest assured that we want you to go into this informed and confident. The main factor is going to be the value of your vehicle. Our representatives will go over your vehicle stats and help you determine what our lenders will be able to offer. Of course, with multiple options in Birmingham, you can rest easy knowing that the hard part – finding the best lender – will be taken care of for you! And bonus! The majority of our customers get their title loans in Birmingham the same day they fill out the form with us!5

Ready to learn more about Max Cash Title Loans’ two unique loan acquisition options?2 Here are some details about both!

Option 1: Inquire Online

  • Convenient monthly payments at fair interest rates
  • Payments decrease every month as the interest lowers3 4
  • You have up to 3 years to pay back the loan
  • The ability to borrow more money at your current interest rate1
  • A successful payment history could reflect positively on credit!

Option 2: Inquire In-Person

  • Must drive to a physical location to finalize your loan
  • Provide documents in person as well as have the vehicle present
  • Interest rates are higher
  • In-person vehicle inspection
  • Get a check or cash on the spot1

You can apply in just a few minutes with our simple application form. Or if you prefer, you can call a Max Cash Title Loans representative any day of the week at (205) 235-8281. You can be pre-approved and provided your potential loan amount in just a few minutes! 2 5 Our representatives are available to talk, chat, and text with you every step of the way.

or
Call (205) 235-8281 for instant approval1

Why Choose Max Cash Title Loans in Birmingham?

Max Cash Title Loans has connected customers with the very best loans all over the beautiful state of Alabama. What are some benefits to the people of Birmingham?:

  • We work with all types of credit!
  • Fair Market Interest on loans that range from hundreds to thousands of dollars
  • Receive your money quickly2 5
  • Continue to drive your car through the life of your loan5

Why Max Cash Title Loans Beats the Competition in Birmingham

Low-Interest Payments with Title Loans in Birmingham4

Other lenders charge between 200-400% for interest, throughout the life of the loan. Max Cash lenders can offer a 175% interest rate. Additionally, your rate with Max Cash lowers with every on-time monthly payment (down to as low as 32%).4 Your final payment may even be as low as 50% of your starting rate!4

No In-Person Vehicle Inspection with the Online Option

Most title loan companies require an in-person vehicle inspection. This means that you will be required to meet with an agent, who will inspect your vehicle. You can expect them to take photos of both the interior and exterior of your car, as well as test everything to make sure it works properly.
If you are opting to do the process online, Max Cash Title Loans in Birmingham merely requires that you upload a few simple documents. These include pictures of the vehicle (which you can take with your phone), and copies of your proof of insurance and proof of address. All these documents may be uploaded onto our secure online portal and sent to a loan processor.

or
Call (205) 235-8281 for instant approval1

NO Hidden Fees and NO Surprises3 4

The title loan industry has been negatively affected by bad lenders who build their businesses around hidden fees and inflated interest rates. With Max Cash Title Loans, you can expect a straightforward service without the noise. We are in the business of helping people, therefore we make it known to our lenders that we will not broker bad loans. Max Cash Title Loans gives you the freedom to pay off your loan early at any time with no hidden penalties or fees.3 4 Your balance and interest reduces monthly with every on-time payment.3

Rebuild Your Credit

When you borrow through other lenders, you are subject to the unpredictable (and often negative) ways the loans can affect your credit. Max Cash Title Loans reports your positive payment history to all the major credit houses, which means you have an opportunity to rebuild or establish positive credit!

What Can You Expect From Max Cash Title Loans?

A Lower Monthly Payment4

Max Cash Title Loans’ lenders are able to offer an interest rate of 175%, which is much lower than most competitors’ loan rates of 200-400%. As you continue to make payments on time, your interest rate drops, making the next payment even lower.4 This will continue throughout the entire life of the loan. You can possibly decrease your payment amount by approximately 50% by the end of the loan!4

Generous Repayment Period

As a standard, Max Cash Title Loans offers a 3-year term. However, there are no penalties if you decide to back the loan earlier.3 In fact, there are no hidden fees or surprises of any kind, period.

Additional Loan Options5

Life is often unpredictable. If you find yourself in a position where you may need to borrow more money, it is possible to do so at the current lowered interest rate of the loan.4 5 We want you to keep your lower interest rate because you earned it!4 5

Three Easy Steps to Get a Title Loan

Apply!

Start by filling out some basic information about your vehicle on our online application, or contact a representative at (205) 235-8281 to start the process. Our loan processors are happy to help!

Get Approved

Shortly after you submit your application, you’ll get a call from a Max Cash Title Loans processor to go over your preapproved loan amount. They’ll ask a few more questions about you to help you get approved for a loan that works for your situation and budget. Then, you be asked to upload your documents to our online portal and we’ll take it from there.

Get Your Money

We have multiple ways to provide you with your cash. During your call, ask your representative about your options, and they will be happy to help.

Requirements for Getting Car Title Loans in Birmingham

  • Be a resident of Alabama and be at least 18 years of age
  • Own a vehicle that is fully (or is close to being) paid off
  • Have a verifiable source of income of at least $800/month
  • Have proof of car insurance and residence
  • A few personal references

Max Cash Title Loans in Birmingham, AL is fast, secure, and convenient. We strive to offer relief and peace of mind to our customers, without the hassle that has given title loans a bad name. We carefully pick our lenders so that we can continue to work alongside our customers every step of the way and still maintain our high-quality standards. Max Cash truly values all of our customers in Alabama.

Need More Information on How Title Loans Work?

Getting a title loan can be a confusing process. But rest assured that we’re with you every step of the way! We’ve put together a complete step-by-step guide on how title loans work, and if you have additional questions, our FAQs might be of assistance. But, if you have specific questions that we can answer for you immediately, please feel free to reach out to a representative at (205) 235-8281.

APPLY TODAY!

After filling out our application form, you can be preapproved and provided your loan amount in just a few minutes! Our representatives are available to talk, chat, and even text throughout the process.

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location

Did You Know?

Birmingham, AL Areacodes

205

Apply for an Online Title Loan in Birmingham, AL Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Birmingham, AL today!