Do you like options? Max Cash Title Loans in Des Moines does! We offer multiple choices for your lending needs, so you can receive the money you need, fast! We offer resources for you to borrow up to thousands of dollars as quickly as possible!1 5 Let our loan brokers work to connect you with the best lender option for you. You can come to visit us and submit your information in person, or you can inquire online by choosing the Max Cash Title Loans virtual option.
Still on the fence? Use our simple and handy auto title loan calculator to easily get an idea of how much your first payment may be.5
Many of our first-time borrowers are unsure of how the process works. You might have a lot of questions about how to start or how much you can borrow. Rest assured that we want you to go into this informed and confident. The main factor is going to be the value of your vehicle. Our representatives will go over your vehicle stats and help you determine what our lenders will be able to offer. Of course, with multiple options in Des Moines, you can rest easy knowing that the hard part – finding the best lender – will be taken care of for you! And bonus! The majority of our customers get their title loans in Des Moines the same day they fill out the form with us!5
Ready to learn more about Max Cash Title Loans’ two unique loan acquisition options?2 Here are some details about both!
Option 1: Inquire Online
- Convenient monthly payments at fair interest rates
- Payments decrease every month as the interest lowers3 4
- You have up to 3 years to pay back the loan
- The ability to borrow more money at your current interest rate1
- A successful payment history could reflect positively on credit!
Option 2: Inquire In-Person
- Must drive to a physical location to finalize your loan
- Provide documents in person as well as have the vehicle present
- Interest rates are higher
- In person vehicle inspection
- Get a check or cash on the spot1
You can apply in just a few minutes with our simple application form. Or if you prefer, you can call a Max Cash Title Loans representative any day of the week at (855) 561-5626. You can be pre-approved and provided your potential loan amount in just a few minutes! 2 5 Our representatives are available to talk, chat, and text with you every step of the way.
Why Choose Max Cash Title Loans in Des Moines?
Max Cash Title Loans has connected customers with the very best loans all over the beautiful state of Iowa. What are some benefits to the people of Des Moines?:
- We work with all types of credit!
- Fair Market Interest on loans that range from hundreds to thousands of dollars
- Receive your money quickly2 5
- Continue to drive your car through the life of your loan5
Why Max Cash Title Loans Beats the Competition in Des Moines
Other lenders charge between 200-400% for interest, throughout the life of the loan. Max Cash lenders can offer a 175% interest rate. Additionally, your rate with Max Cash lowers with every on-time monthly payment (down to as low as 32%).4 Your final payment may even be as low as 50% of your starting rate!4
No In-Person Vehicle Inspection with the Online Option
Most title loan companies require an in-person vehicle inspection. This means that you will be required to meet with an agent, who will inspect your vehicle. You can expect them to take photos of both the interior and exterior of your car, as well as test everything to make sure it works properly.
If you are opting to do the process online, Max Cash Title Loans in Des Moines merely requires that you upload a few simple documents. These include pictures of the vehicle (which you can take with your phone), and copies of your proof of insurance and proof of address. All these documents may be uploaded onto our secure online portal and sent to a loan processor.
NO Hidden Fees and NO Surprises3 4
The title loan industry has been negatively affected by bad lenders who build their businesses around hidden fees and inflated interest rates. With Max Cash Title Loans, you can expect a straightforward service without the noise. We are in the business of helping people, therefore we make it known to our lenders that we will not broker bad loans. Max Cash Title Loans gives you the freedom to pay off your loan early at any time with no hidden penalties or fees.3 4 Your balance and interest reduces monthly with every on-time payment.3
Rebuild Your Credit
When you borrow through other lenders, you are subject to the unpredictable (and often negative) ways the loans can affect your credit. Max Cash Title Loans reports your positive payment history to all the major credit houses, which means you have an opportunity to rebuild or establish positive credit!
What Can You Expect From Max Cash Title Loans?
A Lower Monthly Payment4
Max Cash Title Loans’ lenders are able to offer an interest rate of 175%, which is much lower than most competitors’ loan rates of 200-400%. As you continue to make payments on time, your interest rate drops, making the next payment even lower.4 This will continue throughout the entire life of the loan. You can possibly decrease your payment amount by approximately 50% by the end of the loan!4
Generous Repayment Period
As a standard, Max Cash Title Loans offers a 3-year term. However, there are no penalties if you decide to back the loan earlier.3 In fact, there are no hidden fees or surprises of any kind, period.
Additional Loan Options5
Life is often unpredictable. If you find yourself in a position where you may need to borrow more money, it is possible to do so at the current lowered interest rate of the loan.4 5 We want you to keep your lower interest rate because you earned it!4 5
Three Easy Steps to Get a Title Loan
Start by filling out some basic information about your vehicle on our online application, or contact a representative at (855) 561-5626 to start the process. Our loan processors are happy to help!
Shortly after you submit your application, you’ll get a call from a Max Cash Title Loans processor to go over your preapproved loan amount. They’ll ask a few more questions about you to help you get approved for a loan that works for your situation and budget. Then, you be asked to upload your documents to our online portal and we’ll take it from there.
Get Your Money
We have multiple ways to provide you with your cash. During your call, ask your representative about your options, and they will be happy to help.
Requirements for Getting Car Title Loans in Des Moines
- Be a resident of Iowa and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800/month
- Have proof of car insurance and residence
- A few personal references
Max Cash Title Loans in Des Moines, IA is fast, secure, and convenient. We strive to offer relief and peace of mind to our customers, without the hassle that has given title loans a bad name. We carefully pick our lenders so that we can continue to work alongside our customers every step of the way and still maintain our high-quality standards. Max Cash truly values all of our customers in Iowa.
Need More Information on How Title Loans Work?
Getting a title loan can be a confusing process. But rest assured that we’re with you every step of the way! We’ve put together a complete step-by-step guide on how title loans work, and if you have additional questions, our FAQs might be of assistance. But, if you have specific questions that we can answer for you immediately, please feel free to reach out to a representative at (855) 561-5626.
After filling out our application form, you can be preapproved and provided your loan amount in just a few minutes! Our representatives are available to talk, chat, and even text throughout the process.
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location