Need a loan now, but you have credit issues? Max Cash Title Loans in Iowa City can help you get an auto title loan today! We have two options for you to get your loan, making Max Cash the easiest, most convenient option around. Choose to walk-in and get your loan the same day; or enjoy a much lower payment option and save with Max Cash Title Loans’ online process.
The process of applying for a car title loan can feel overwhelming. If you are in need of financial relief, you may have been looking around for a loan. You might even have a lot of questions and uncertainty with the process. Max Cash Title Loans offers complete support, so you can get a loan of up to thousands of dollars in Iowa City with confidence on the same day you complete the loan application!
Max Cash Title Loans in Iowa City has two convenient options for you:
Option 1 – Low Monthly Payments That Reduce Every Month
- Your interest rate drops with every on-time payment, resulting in up to a 50% decrease!2
- You have up to 3 years to pay off the loan with no penalty to pay it off sooner3
- Peace of mind in knowing you can borrow more money at your current interest rate1,2
- A positive payment record can help your credit score
- No vehicle inspections! Simply upload pictures to our secure, online portal
Option 2 – Faster Walk-In Process
- Come to the store and meet your loan officer
- Bring documents in person as well as have your car present
- Higher interest, but faster payout
- Our loan officers perform the vehicle inspection
- Get cash or a check the same day!
We want you to be successful and to know what to expect. Use this easy title loan calculator to figure out how much your payments can be.
More On How Option 1 Works
Get a Lower Interest Rate
Loans brokered through Max Cash Title Loans start with an interest rate of 175%, far lower than competitor’s rates of 200-400%.1 Our competitors keep you tied to their high fixed interest rates throughout the entire life of the loan. Max Cash Title Loans chooses our lenders to give you interest that actually lowers with every single payment you make on time. Your rate can go down to as low as 32%, potentially making your payments 50% lower than when they started!2
Take Your Time (Or Not)
Max Cash Title Loans offers a generous 36-month payback term. However, you can always pay off the loan earlier with no penalties. Our lenders will not throw surprise fees into your contract. What you see is what you get.
We’ve Got Your Back
Even when we are working hard to improve our financial situation, unexpected things can arise. That’s why Max Cash’s lenders offer you an opportunity to borrow more money at the current interest rate of your loan. If you’ve been making payments on-time, you’ve earned your lower interest rate, so your new loan will reflect that!
Help Your Credit
Our goal here at Max Cash Title Loans is to provide you with financial relief. Therefore, we are happy to offer programs that can help to establish or repair bad credit. Title loan structures from other companies are designed to keep you locked into an impossible payment and damage your credit. But, by maintaining a positive payment history with Max Cash your payment amounts decrease faster and that may reflect positively on your credit history. Max Cash Title Loans reports to all major credit bureaus, so you can feel confident that your hard work will pay off.
Skip the Hassle of Required Inspections
Traditionally, title loan companies require an in-person vehicle inspection. This means that a loan agent will come out and take photos both inside and outside your car, as well as run tests to check for vehicle maintenance. The online option with Max Cash Title Loans in Iowa City only requires a few simple documents, such as pictures of your vehicle and proof of insurance and address. You can take these pictures yourself, on your own time, and then upload them to our secure online portal.
Why You Should Choose Max Cash Title Loans in Iowa City for Your Title Loan
Max Cash Title Loans brokers quality loans to customers everywhere in the state of Iowa. Here are just a few of the reasons why Max Cash Title Loans in Iowa City is a good choice for you:
- Your payment and interest continues to drop with every on-time payment
- You have up to 3 years (36 Months!) to pay back the loan
- You have the ability to borrow more money at current your interest rate1,2
- Fix your credit with timely payments
- We have a clear process with NO Hidden Fees!
3 Simple Steps to Get a Car Title Loan
Start by submitting an online application to provide basic information about your car, such as the year, make, model, and mileage. You’ll also be asked to provide your contact information. If you prefer, you also have the option to apply over the phone by calling (855) 561-5626.
After your initial application, you will receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. They will go over a few more questions specific to your situation to help get you fully approved without lenders. Afterward, you’ll be asked to upload documents, such as proof of income, proof of residency, insurance, title, and photos of the vehicle to our secure portal for the final approval. It’s really that easy!
Get Your Money
Max Cash makes it simple and convenient to get paid. We hand-pick our lenders to be able to provide an easy, fast solution for our customers. Our representatives can go over the multiple ways in which you can get your money.
Requirements to Get Car Title Loans in Iowa City
- Be a resident of Iowa and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800/month
- Be able to provide proof of insurance and residency
- A few personal references
Need More Information on How Title Loans Work?
Getting a title loan can be a confusing process. We’ve put together a complete step-by-step guide on how title loans work. Our FAQs also might be able to help. Additionally, we have representatives who are ready to answer your questions at (855) 561-5626.
Apply in seconds using our simple application form. You can also call a Max Cash Title Loans processing expert any day of the week by dialing (855) 561-5626. You can be preapproved and provided your loan amount in just a few minutes! Live representatives are available to talk, chat, and even text throughout the process!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location