Title Loans Richmond, KY

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At Max Cash Title Loans, we make it our mission to serve those who reach out to us, by connecting them with affordable title loans. Here are a few perks you could look forward to when working with our team:

  • A Fast and Simple Process
  • Highly Competitive Interest Rates4
  • Low Monthly Payments4
  • Full Access to Your Vehicle
  • We Cover 38 States
  • We Have Helped over 2 Million People Nationwide5
  • Our Services are Free to You

Benefits of Max Cash Title Loans

Why Work with Max Cash Title Loans
in Richmond, KY

Get Cash Fast1

The process at Max Cash Title Loans is extremely fast. Get your cash in as quick as 24 hours.1

Keep Your Car

Keep driving your car and get the cash you need when you qualify for a title loan.

Bad Credit OK

As long as you meet the other requirements your credit score is not a major factor!

Convenient Terms

You can work with your lender to come up with a payment plan that works for you!4

Call (855) 561-5626 for instant pre-approval2

how it works

The Easy Application Process with
Max Cash Title Loans in Richmond, KY

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week. Here is what the application process will look like:

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

To learn more about title loans in Richmond, KY, and on Max Cash Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash Title Loans has you covered.1

5 Million

Customers Serviced Nationwide

Max Cash Title Loans is proud to have helped over 5 Million people in America.

Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Upon approval, you could receive your auto title loan funding in Richmond, KY as soon as the same day, or the next business day.

Unlike with traditional bank loans in Richmond, KY, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!

Typically for Richmond, KY residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash Title Loans may be able to do for you!

YES! People with all credit types in Richmond, KY are encouraged to inquire about car title loans.

While auto title loan interest rates in Richmond, KY are typically on the higher side, Max Cash Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Richmond, KY Demographics

There are currently 23,016 occupied housing units in Richmond, KY. Out of 23,016 houses, 12,552 are owned and 10,464 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 1,434 3,762 7,856 5,496 2,530 1,938
Owned 274 1,087 2,476 4,521 2,326 1,868
Rental 1,160 2,675 5,380 975 204 70

The table below depicts the monthly gross rent for occupied units percentage (%) in Richmond, KY and nearby areas:

Zipcode City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
01254 Richmond 0.00 0.00 64.30 14.30 21.40 0.00 0.00
04357 Richmond 12.10 65.10 22.80 0.00 0.00 0.00 0.00
05477 Richmond 0.00 52.70 28.20 14.10 4.90 0.00 0.00
23219 Richmond 15.40 32.60 39.80 10.80 0.80 0.60 0.00
23220 Richmond 10.90 35.20 33.20 14.40 4.60 1.00 0.80
23221 Richmond 0.00 34.20 46.30 16.40 2.60 0.20 0.30
23222 Richmond 14.00 40.30 33.40 9.40 3.00 0.00 0.00
23223 Richmond 20.10 37.40 30.90 9.70 1.60 0.10 0.20
23224 Richmond 11.90 49.10 32.50 5.00 1.50 0.10 0.00
23225 Richmond 9.20 45.30 37.80 6.40 0.90 0.00 0.50

The table below depicts formal educational background percentage of householders in Richmond, KY:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 10.10 21.90 33.40 34.60
Owner-occupied housing units 8.40 21.40 26.10 44.00
Renter-occupied housing units 12.10 22.50 42.20 23.30

In Richmond, KY, the total population is 61,474 with 29,719 identified as male and 31,755 identified as female. Under 18 population is 13,156.

Total Male Female
Estimate - Citizen, 18 and over population 48,318 23,014 25,304
Estimate - Total population 61,474 29,719 31,755

The table below depicts total population breakdown by age in Richmond, KY.

Under 5 years 3,446
5 to 9 years 3,688
10 to 14 years 2,950
15 to 19 years 5,776
20 to 24 years 8,687
25 to 34 years 7,481
35 to 44 years 7,331
45 to 54 years 7,153
55 to 59 years 3,540
60 to 64 years 3,622
65 to 74 years 4,639
75 to 84 years 2,053
85 years and over 1,108

Does Max Cash Title Loans Provide
Service in Richmond, KY?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and Cash Options near you.

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Find out More about

Richmond, KY

Need fast cash but don’t have the best credit history or a bad credit score? Title loans in Richmond, Kentucky could be the solution to emergency cash that you are looking for. Because title loans require an asset they may be a viable to people from all sorts of financial backgrounds. 

Keep reading to find out more about title loans in Kentucky, and on Max Cash Title Loans, the experts on title loans and their lenders. To apply for an online car title loan with Max Cash Title Loans, simply head to our website. 

Call(855) 561-5626for instant approval1

What Happens with the Car Title Loan Process in Richmond, Kentucky?

When a title loan is taken out, the lender will add a lien to the vehicle title. What this signifies is that the lender has legal ownership of the vehicle, and will prevent from selling or trading in. This lien will remain on the car’s title until the loan is paid back in full. 

Once paid back, the lender will provide you with the necessary paperwork so the lien can be removed. You can finish the process of getting a new lien-free title by heading to your local DMV/ Secretary of State

If My Car is The Asset, Do I Get to Keep and Drive my Vehicle? 

For many people when considering this loan type, the first question to come up may be about your vehicle. For many, the car that they are considering to use for their title loan, is also the primary vehicle that they use on a daily basis. 

Call(855) 561-5626for instant approval1

The good news is that, as long as you repay your title loan in Richmond, most lenders will let you keep and drive your vehicle. And so, you get to keep the convenience that comes with having a vehicle to use. 

Will There be a Credit Check with Title Loans in Richmond?

Although credit history isn’t an important factor or auto title loan approval, there will be a credit check when applying for a title loan. This is mainly for the lender to check if the applicant is in active bankruptcy.

One of the convenient parts of the process is that a credit check is usually done at the end of the application process, when a borrower is more likely than not to be approved. Additionally, you can also apply for preapproval which will not include a credit inquiry, before deciding to move forward with an actual application. 

Are There Restrictions to How I Can Use Car Title Loan Funds, in Richmond, Kentucky? 

Generally, you can use approved title loan funds for all kinds of expenses! Here are a few emergency situations that people turn to title loans for:

  • mortgage or rent payments. 
  • bills payments 
  • medical bills 
  • vet bills 
  • debt consolidation 
  • car repair 
  • emergency travel expenses 
  • natural disaster relief
  • home repair 
  • groceries and other essentials 

These are just a few ways that that title loans can be used. And so, as you can see they are flexible in many aspects including how they can be used by a borrower. 

What Determines Loan Amount for Title Loans in Richmond? 

Title loan amounts will be determined by a few simple factors: 

  • The value of your vehicle (you must provide the vehicle title, and have several pictures of the vehicle available)
  • Your income (you must provide proof of income)
  • Title loan amounts can range from a few hundred dollars up to thousands, but you never have to borrow more funds than you need. Many loans companies will give you a rough estimate of eligibility and a loan amount, if you simply ask before going through an application. 

Where Should I Begin When Looking for Title Loans in The Richmond Area? 

Not sure where to begin with your title loan search? Doing the work yourself can be overwhelming and time-consuming. This is where Max Cash Title Loans comes in! We are the #1 nationwide online title loan marketplace. 

We work with all kinds of lenders/financial institutions, who are vetted. When you get into contact with us, we will do that hard search work for you. And if the right lender is found, we can help you with the rest of the process. Our team is knowledgeable, compassionate and transparent. 

Check out our FAQ page which covers many questions that you may have about the process. Or reach out to us 7 days via our telephone number:  and a friendly loan agent will be there to discuss any questions you may have. 

What Are Some Loan Benefits When Working with Our Team?

When you work with Max Cash Title Loans, you can rest assured that you are being connected to the best loan companies on the market. Here are a few perks that could come with a title loan, when working within our network of lenders2

  • Low monthly payments4
  • Extremely competitive interest rates4
  • Loan terms that are flexible4
  • No pre-payment penalties3
  • No hidden fees3
  • Honesty and transparency throughout 
  • Approved funds can be made available quickly1 2
  • A no contact, complete, online title loan process

What Should I Have When I am Ready to Apply?

Here are the documents you will need to have when applying. Gathering them before contacting us can make the application process even faster:

  • A state-issued photo ID. 
  • proof of income 
  • proof of residency 
  • the vehicle title 
  • several pictures of the vehicle 
  • car insurance 
  • 3 references 

What Will the Application Process Look Like When Working with Max Cash Title Loans?

The Max Cash Title Loan process is simple, here is what you can expect:

  • Apply—get into contact with our team, and apply for preapproval
  • Discuss details with a loan agent—talk to an experienced loan agent about what you are looking for with a title loan and send in your documents. 
  • Once a lender is found an application can be completed. 
  • Find out approval—finally once approved for a title loan the funds can be made available!1 2 Pick them up at a local MoneyGram location, have them sent to you in the mail via a check, or even easier have them sent to a bank account. You can use the funds right away after receiving them. 

Apply for a Title Loan in Richmond Today! 

When you need fast cash, there is no time to wait! Head to our website and apply for an online title loan or give us a call! There is no cost to apply, and no obligation to move forward after contacting us! You have nothing to lose by filling out a short pre-approval application. Apply today and get the title loan process started!

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location

Did You Know?

Richmond, KY Zipcodes

Richmond, KY Areacodes


Apply for an Online Title Loan in Richmond, KY Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Richmond, KY today!