Are you in need of fast cash, but have bad or no credit? Max Cash title loans in Lafayette might be the best solution for you. Get the cash you need even if you have little to no credit.1 Many of our customers in Lafayette are able to secure a loan the same day that they apply.
Max Cash Title Loans in Lafayette, LA is able to offer a unique title loan opportunity that will keep your financial well-being at the forefront. We broker deals with reputable lenders, so you don’t have to navigate the process alone. We can get you the money you need now with affordable loans of hundreds to thousands of dollars!
Max Cash’s lenders offer loans with low monthly payments that can decrease over time, which means more money in your pocket. With every on-time monthly payment, Max Cash rewards you with a lower interest rate reduction, making it faster for you to repay your loan.2 Building a strong payment relationship with Max Cash offers many benefits that might help to provide a better financial outcome for you. Get started today by filling out our online application form.
How is Max Cash Different from the Other Guys?
- Your payments continue to drop with lower interest every time you make a payment on time
- You have up to 3 years (36 Months!) to pay back the loan
- You have the ability to borrow more money at current your interest rate1,2
- Your timely payments are a great way to increase your credit score and reestablish good credit
- We report to all major credit bureaus
- We have a clear process with NO Hidden Fees!
Want to figure out how much your payments will be? Use our car title loan calculator to easily plan for your financial future. We also have an FAQ if you find yourself with questions.
Max Cash Title Loans in Lafayette is a Solid Choice
Max Cash Title Loans has brokered loans to customers all over the beautiful state of Louisiana. Here are just a few of the many reasons why Max Cash is a good choice:
- We work with your credit to find the best lender for you
- We research to get you the cash you need at the best interest rates available
- Secure your loan fast. Most loans are approved the same day that you apply
- You keep your vehicle during your re-payment period
How Does Max Cash Title Loans Beat the Competition in Lafayette?
Max Cash Title Loans’ lenders offer an interest rate of 175%. Other title loan companies typically start out with a 200-400% fixed rate. You could save thousands of dollars compared to other title loans, because with a loan through a Max Cash lender, your rate drops with every single on-time monthly payment (down to as low as 32%). Your payments could eventually be 50% less than when they started!
No in-person vehicle inspection
Traditionally, title loan companies require an in-person vehicle inspection. This means that a loan agent will come out and take photos both inside and outside your car, as well as run tests to check for vehicle maintenance. Max Cash Title Loans in Lafayette only requires a few simple documents, such as pictures of your vehicle and proof of insurance and address. You can take these pictures yourself, on your own time, and then upload them to our secure online portal.
NO hidden fees and NO surprises
Most title loan companies make the process difficult to navigate, with hidden fees and penalties for making faster payments. With Max Cash, our loans are brokered with your financial relief in mind, so there will be no surprises. Max Cash Title Loans gives you the freedom to pay off your loan early at any time with no hidden penalty or fees.3 The loan balance is all you owe and reduces along with the interest with every on-time payment.
Improves your credit history
Historically, the title loans process has been known to injure credit ratings. However, we report to all the major credit bureaus, so your credit score has a chance to improve as long as you make on-time payments with Max Cash. This is an excellent way to reestablish a good credit history.
How Max Cash Title Loans Work
Low payments that decrease monthly
Our lenders’ interest rates start out at 175%, which is much lower than most competitors’ loans of 200 to 400%. With each monthly payment, your interest rate drops, which means your following payment can be even lower. This continues throughout the entire life of the loan, decreasing the payment amount by approximately 50%.
Up to 3 years to pay back and NO hidden fees
Max Cash title loans are set with a 36-month term. However, you can always pay off the loan earlier. There are no hidden fees or pre-payment penalties throughout the entire life of the loan. What you see is what you get.
Borrow more at a discount
As our customer, if you ever find yourself in a situation where you need to, we offer options to borrow more money at the current interest rate of your loan. This works as a new loan but at a discounted payment amount because you earned it!
Increase credit score and improve your credit history
Max Cash title loans can reestablish good credit and increase your credit score. Other title loans are designed to make it almost impossible to pay off, and also affect your credit negatively. By providing payments on time, you’ll be able to pay the loan back faster as the interest rate decreases and increase your credit score. This is an excellent opportunity because Max Cash title loans report to all major credit bureaus.
How Do You Get a Title Loan?
Easy Application Process
Start by submitting an online application to provide basic information about your car, such as the year, make, model, and mileage. You’ll also be asked to provide your contact information. You also have the option to apply over the phone by calling (855) 561-5626.
After your initial application, you will receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. They will go over a few more questions specific to your situation to help get you fully approved for your desired loan amount. Afterward, you’ll take a picture of your driver’s license, car title, and a few extra documents and upload them to our secure portal for instant approval. It’s really that easy!
Get Your Money
There are multiple ways for you to receive your loan, which makes Max Cash simple and convenient. We hand-pick our lenders to be able to provide an easy, fast solution for our customers.
What are the Requirements to Get a Car Title Loan in Lafayette?
- Be a resident of Louisiana and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income
- Car insurance
- A few personal references
Max Cash title loans in Lafayette, LA is fast, secure, and convenient. Life is unpredictable at times. If you’ve been hit by a curveball, you need options that fit your situation. With all the benefits offered to you by Max Cash Title Loans, you can be certain that you’re being backed by the best company possible for a title loan in Lafayette, LA.
Here at Max Cash, we pride ourselves on being a great resource for our customers. Our team of loan experts works hard to navigate you through the loan process so that you come out on the other side with a better understanding and a positive outlook regarding your financial future. We help consumers each and every day in search of car title loans Lafayette. In fact, Max Cash services the entire state of Louisiana.
Max Cash Title Loans works to make the process as easy for you as possible. We work with our customers directly, which allows us to cater the process to your needs. We are always eager to help with any questions you might have. Max Cash can make getting the money you need in the time that you need it, an easy experience without the hassle.
Need More Information on How Title Loans Work?
Getting a title loan can be a confusing process. We’ve put together a complete step-by-step guide on how title loans work. Our FAQ’s also might be able to help. Additionally, we have representatives who are ready to answer your questions at (855) 561-5626.
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location