Title Loans Rochester, MN

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At Max Cash Title Loans, we make it our mission to serve those who reach out to us, by connecting them with affordable title loans. Here are a few perks you could look forward to when working with our team:

  • A Fast and Simple Process
  • Highly Competitive Interest Rates4
  • Low Monthly Payments4
  • Full Access to Your Vehicle
  • We Cover 38 States
  • We Have Helped over 2 Million People Nationwide5
  • Our Services are Free to You

Benefits of Max Cash Title Loans

Why Work with Max Cash Title Loans
in Rochester, MN

Get Cash Fast1

The process at Max Cash Title Loans is extremely fast. Get your cash in as quick as 24 hours.1

Keep Your Car

Keep driving your car and get the cash you need when you qualify for a title loan.

Bad Credit OK

As long as you meet the other requirements your credit score is not a major factor!

Convenient Terms

You can work with your lender to come up with a payment plan that works for you!4

Call (855) 561-5626 for instant pre-approval2

how it works

The Easy Application Process with
Max Cash Title Loans in Rochester, MN

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week. Here is what the application process will look like:

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

To learn more about title loans in Rochester, MN, and on Max Cash Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash Title Loans has you covered.1

5 Million

Customers Serviced Nationwide

Max Cash Title Loans is proud to have helped over 5 Million people in America.

Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Upon approval, you could receive your auto title loan funding in Rochester, MN as soon as the same day, or the next business day.

Unlike with traditional bank loans in Rochester, MN, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!

Typically for Rochester, MN residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash Title Loans may be able to do for you!

YES! People with all credit types in Rochester, MN are encouraged to inquire about car title loans.

While auto title loan interest rates in Rochester, MN are typically on the higher side, Max Cash Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Rochester, MN Demographics

There are currently 50,282 occupied housing units in Rochester, MN. Out of 50,282 houses, 35,546 are owned and 14,736 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 3,144 6,674 14,424 13,391 6,771 5,878
Owned 831 3,113 7,857 11,651 6,429 5,665
Rental 2,313 3,561 6,567 1,740 342 213

The table below depicts the monthly gross rent for occupied units percentage (%) in Rochester, MN and nearby areas:

Zipcode City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
02770 Rochester 0.00 49.50 30.50 20.00 0.00 0.00 0.00
03839 Rochester 19.00 27.10 32.30 21.60 0.00 0.00 0.00
03867 Rochester 10.90 43.00 37.20 7.90 0.90 0.00 0.00
03868 Rochester 0.00 36.50 61.30 2.20 0.00 0.00 0.00
05767 Rochester 8.00 65.50 26.40 0.00 0.00 0.00 0.00
15074 Rochester 30.60 54.30 11.70 1.80 1.70 0.00 0.00
42273 Rochester 57.10 42.90 0.00 0.00 0.00 0.00 0.00
46975 Rochester 14.70 78.70 3.40 0.00 0.00 0.00 3.10
48306 Rochester 0.00 52.70 10.50 8.50 7.00 5.20 16.00
48307 Rochester 2.20 29.00 39.40 14.80 8.70 1.30 4.60

The table below depicts formal educational background percentage of householders in Rochester, MN:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 5.30 16.68 30.03 48.00
Owner-occupied housing units 3.53 15.23 29.03 52.25
Renter-occupied housing units 10.33 21.10 32.58 35.98

In Rochester, MN, the total population is 125,544 with 61,430 identified as male and 64,114 identified as female. Under 18 population is 36,805.

Total Male Female
Estimate - Citizen, 18 and over population 88,739 42,376 46,363
Estimate - Total population 125,544 61,430 64,114

The table below depicts total population breakdown by age in Rochester, MN.

Under 5 years 8,786
5 to 9 years 8,403
10 to 14 years 8,094
15 to 19 years 7,201
20 to 24 years 7,799
25 to 34 years 19,251
35 to 44 years 16,035
45 to 54 years 15,582
55 to 59 years 8,873
60 to 64 years 6,974
65 to 74 years 9,985
75 to 84 years 5,759
85 years and over 2,802

Does Max Cash Title Loans Provide
Service in Rochester, MN?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and Cash Options near you.

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Find out More about

Rochester, MN

Need fast cash in Rochester, Minnesota, but not sure where to begin? Start with title loans in Rochester!  Title loans are a type of secured lending that work by using title loan as collateral. Many people turn to title loans because they make the loan process simple, fast, and flexible. 

When looking for a title loan lender in Rochester, start with Max Cash Title Loans, the #1 nationwide online title loan marketplace. Keep reading for more information on title loans in Rochester or apply for a car title loan right away

Call(855) 561-5626for instant approval1

More on How Title Loans Work

As mentioned above title loans are a type of secured loan which works with the borrower’s vehicle. And so, when the loan is taken out, the lender will add a lien to the car’s title. And when the loan is repaid the lender will remove themselves from the car’s title.  

Do I Get to Keep My Car with Car Title Loans in Rochester? 

Yes, you can keep your vehicle in most scenarios with car title loans in Rochester. Keep in mind that the lender owns the vehicle until complete repayment. 

Can I Get Approved with Bad Credit?

You do not need a good credit score or positive credit history for a title loan. One of the main reasons that title loans come with flexible eligibility, is because title loans are secured with a vehicle. There will be a credit check to determine whether an applicant is in active bankruptcy through the credit report

Call(855) 561-5626for instant approval1

Instead of focusing on credit score, or credit history, title loans lenders will look at income and the value of your car to determine eligibility. 

How Much Could I Get with an Auto Title Loan in Rochester? 

Title loan amount will be based on the value of your vehicle and income. Because every lender is a little different, you may get slightly different amounts from different lenders. 

And so, it may be a good idea to get estimates for money with several lenders. 

What Do I Need for a Title Loan in Rochester, Minnesota? 

Because title loans are a type of secured lending—meaning they involve an asset—there are a few specifics that you’ll need for eligibility.

Unlike unsecured personal loans or other installment loans, requirements are less rigid and complicated— basic for title loans in Rochester include:

  • Having a vehicle that you own 
  • Ongoing, steady income 
  • Be able to prove your ability to repay the title loan. 

In some cases, lenders may be able to work with you even if you have an existing loan on your vehicle. So even if you already have a loan you are repaying, it may be worth applying to get better terms and/or extra funds.

What Documents Do I Need When Applying? 

When applying for a title loan there will be a few required documents:

  • A State-Issued Photo ID (Driver’s license, passport, etc.) 
  • Proof of income 
  • Proof of Residency 
  • 3 References 
  • Proof of Insurance 
  • The Vehicle Title 

Why Choose Title Loans in Rochester over Payday Loans 

When researching title loans, you may also come across payday loans. Although payday loans can work for some people, they may not work for everyone. Payday loans can be extremely short, range from $50-$500, and you may need to have a bank account. 

Unlike payday loans, car title loans can range from a few hundred up to thousands of dollars. You could get a short-term loan, or a longer loan, and you don’t need a bank account or be a part of a credit union. 

Why Work with Max Cash Title Loans in Rochester, Minnesota? 

When looking to get a title loan in Rochester, there are many reasons to start with the loan specialists at Max Cash Title Loans help people connect with online title loan companies across the country. Here are some benefits that could come with when working with us: 

  • Low Monthly Payments — the monthly payments for the title loans that we service are kept low from beginning to end. 4
  • Highly Competitive Interest Rates — the interest rates for title loans are highly competitive, which could mean huge savings. 4
  • No Hidden Fees —There are never any hidden fees with title loans we service. 3
  • No Pre-Payment Penalties— There are never any early payment penalties with title loans in Rochester. 3
  • Flexibility with Repayment — with the lenders that we work with can offer a range of repayment terms. From a few months up to a few years. 4
  • Transparent Loan Terms — the loan terms are transparent from beginning to end. 
  • Get Fast Cash Once Approved — once approved for a title loan, the funds can be made available in as little as 24 hours. 1 2 The funds can be sent to a bank account, sent via a check via the mail, or picked up at a local MoneyGram.
  • A Completely Online Application Form and Online Process — applying, and the rest of the process can be done completely from the comfort of home. 

The Process with Max Cash Title Loans

The title loan process with Max Cash Title Loans is quick, convenient, and easy! A process of just 3 easy steps:

1.    Apply for the Loan – To get the ball rolling, you can either make a phone call to talk to a customer service rep or go online and fill out the short, easy inquiry form. You will know almost right away if you are pre-approved. From there, a loan rep will get in contact with you.

2.   Send in Documents – After that, you will have to send over some key documents. 

3. Find our Eligibility — you will then find out approval with a direct lender.

4. Get Funds Once Approved— once approved for a title loan, the funds can be made available! 

Apply Right Away!

Ready to get started with title loans? Simply head online and apply for an online title loan or give us a call at (855) 561-5626 . Once approved you could get the funds in as little as one business day. Get started with online car title loans in Rochester right away! 

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location

Did You Know?

Rochester, MN Zipcodes

Rochester, MN Areacodes


Apply for an Online Title Loan in Rochester, MN Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Rochester, MN today!