Can I Use a Passport to Get a Car Title Loan?

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Are you interested in a title loan? You may wonder what exactly is required to qualify for one. Did you know that you can use a passport to get a car title loan?

Car title loans are a perfect option for individuals who need money in haste. It would be best to get all your documents funded as soon as possible. 

You might also be concerned about whether you can get a car title loan with a passport. You can, along with other forms of state-issued identification such as:

  • Valid Driver’s License,
  • Birth Certificate,
  • State-Issued IdentificationCard,
  • Or a Military Identification Card.

Since a passport requires a photo and is issued to you by the government, it fulfills the requirement. 

What Other Documents Would I Need To Use a Passport to Get a Car Title Loan?

The equity value secures title loans in the borrower’s vehicle, and the borrower’s vehicle is used as collateral.  Car title loan approval requirements are minimal and uncomplicated, allowing more people who require financial support to qualify potentially.  You must provide the lender with essential information about your vehicle. Typically, you will need to provide this information about your car during the approval process:

  • Model
  • Make
  • Current Mileage
  • Year
  • Condition

You may also need to provide documents like:

  • The title of ownership,
  • Registration card,
  • Insurance,
  • Proof of income,
  • And proof of residency

Car Title

The car title to your car is one of the primary requirements for a car title loan. A lien is placed on the car title during the repayment process, lowering the lending risk, ultimately using it as collateral. If the car title is not in your name, you will be ineligible for a car title loan. However, you can request a title transfer.  


While your vehicle has a title loan, you must preserve full coverage insurance on the car until the loan is completely paid off. A wrecked vehicle will have no value as collateral, and the lender would require you to have insurance to cover any damage that might occur to the vehicle before the loan is repaid. 


Registering your vehicle isn’t an option, and it’s a requirement. Whenever you buy a car, whether it’s used or brand new, you must register it in your name. If you’re buying from a dealership, they will generally do this for you, but you may need to do this yourself if you’re buying from a private seller. 

Proof of Income

Other than the equity in your car, the most important qualifying factor for title loan approval is your ability to repay the loan according to the set terms. The way you can show your ability to pay off the loan is through proof of income. Some documents accepted as proof of income include pay stubs, social security statements, pension or retirement account statements, or a few tax returns.

Proof of Residence

Car title loans aren’t obtainable in every state, so each lender needs to verify that you live in the state where you are attempting to get a title loan, and it is the state in which you reside. Proof of residence is required, shown through a piece of mail such as any form of a bill, a lease agreement, or a mortgage.


To get a more precise image of a potential borrower, a car title loan agent may ask for professional references, personal references, or a combination of both.

Can I Use an Expired Passport to Get a Car Title Loan? 

You could use a passport to get a car title loan; however, if your passport is expired, you will need to renew it before inquiring about a title loan. Depending on your situation, you could either renew the passport by mail or in person. 

How Do I Obtain a Passport?

You will need to print out and complete a DS-82 form to start the process. Along with a completed DS-11 form, you will also need proof of U.S. citizenship, a government-issued ID (expired passport is fine), and a photo.  You will be asked to provide your expired passport, name change documents (if appropriate), a photo, and a personal check or money order for the renewal fees.

Once you have everything, you can mail your needed documentation through the United States Postal Service. The address you send your package to will vary depending on your state and whether you want expedited service. You will be able to trace your application online, so make sure to check the status after 14 days.

Benefits of Applying for a Car Title Loan with Max Cash

Yes! Max Cash Title Loans is always here to help seven days a week. Max Cash Title Loans offers their customers many benefits such as:

  • Numerous lenders: flexible. Desire a local in-store option? We may have some. Online lenders with astonishing competitive interest rates? We have those as well. The possibilities are overflowing when you use a connected broker like Max Cash Title Loans!
  • Swift Emergency Cash: Funding same day or as little as one business day!
  • Repayment Whenever: Some car title loan borrowers decide to repay their loan before the repayment date to save on interest. With Max Cash Title Loans, we have lenders who allow the freedom to repay the loan whenever without prepayment penalty fees!

Are you interested in seeing if you qualify for a car title loan with the help of Max Cash Title Loans? To get started, all you need to do is fill out this simple online inquiry form!