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Out in the streets there exists such a loan that has such a downside that we felt it necessary to make sure the public was aware of this type of loan. First and foremost, we do not support this and will not be connected to or refer anyone we know to companies that implore this financial instrument. It’s called a “interest only” title loan.

What makes this loan so tempting is that the monthly payments are low because you are only paying the interest on the loan per month. The interest is so high that you THINK you are actually paying something down on the principal but indeed you are not. After all, if you paid $400 a month you would THINK that some of this money goes to the loan balance but you would be wrong.

The contracts are typically written for one year but there are monthly contracts that renew each month for another month. There are also contracts for “periods”; 3 or 4 months at a time.

At the end of the loan term you have to pay back the LUMP sum you originally borrowed all at one time.

People tend to think that “times will get better a year from now” and that is just the price that needs to be paid to get out of the immediate problem you face but this is dangerous! If you are not saving the money each month then why would you think that suddenly you would have that money a year from now?

ONLY SUPPORT FULLY AMORTIZED TITLE LOAN COMPANIES! A little goes to the principal and a little to interest. As time goes on, the less goes to interest and more to the principal. The beauty of these loans? At some point they END! Yes at some point they are paid off.

So apply at Max Cash Title Loans and you will be sure to ONLY get fully amortized loan products. If we find a business that suddenly starts offering balloon interest only loans we will warn you about it way before you get into trouble.