What is the Equity in My Car?

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If you are searching for a place to get a fast and convenient car title loan, you might be concerned about what the equity is on your vehicle. Generally, to calculate the equity of something all you do is subtract the amount owed by the average market price.

For example, if a person owned a car that is worth $100,000, but still owed $50,000 on the vehicle, the equity of that car would be approximately $50,000.

What is Equity?

The equity in a car is essentially how much the car is worth. When thinking of the equity in a personal car, the owner would want to consider what they still owe, if anything, on their vehicle. When a car is worth more than what the owner owes on the vehicle, the equity is usually higher than it would be on a vehicle that is worth much less than the amount still owed on it.

Why Does Equity Matter?

When inquiring about certain kind of funding, such as a car title loan, that amount of funding you may be approved for partly depends on the equity of the vehicle. Usually, the more equity a vehicle has, the more money a car title loan on that vehicle could be. However, there are other factors, besides equity that contribute towards determining the approved amount of a car title loan. Along with the equity of the vehicle, ability to repay the loan is also a contributing factor.

Can Equity Change?

Yes! Equity of a car certainly can change. For example, consider if an owner of a car owes absolutely nothing on a vehicle, but they have also been in a car accident with that vehicle. The damage done to the vehicle in the accident would most likely cause the equity of that vehicle to go down even if the owner did not owe anything on the car.

Can I Improve the Equity in My Car?

Absolutely! If you owe money on a car, but also keep that car in good condition, the overall equity of the vehicle will most likely go up once the car is paid off. This can be why annual maintenance and keeping up with repairs on a vehicle is so important it helps keep the equity of the vehicle steady over time!

How Do I Find out the Equity in My Vehicle?

To figure out what the equity is in your vehicle, something you need to know is how much your car is worth on the market. To figure out this number, simply look up your car in the Kelley Blue Book. Click Here to go directly to the Kelley Blue Book website homepage.

Next, after you know the market price of your vehicle, look at how much money you still owe on the vehicle. Last, subtract how much you still owe from the market price of the vehicle, and you have an estimate on what the equity of your vehicle is.

Can Equity Help Me Get a Car Title Loan?

It can! When you inquire about a car title loan, the lender will most likely look at the equity of your car and your ability to repay the loan. If you have a steady income and are able to repay the loan, and also have a reasonable equity on your vehicle, chances are you may get approved for funding right away.

Where Can I Get a Title Loan?

There are so many car title loan lenders in the market, it can be daunting to try to research all of them. If you work with Max Cash Title Loans, you won’t have to do any of that kind of work.

Max Cash is the #1 nationwide title loans referral service. We have an extended network of multiple quality lenders, and we may connect you with the most qualified one near your area5!

How to Get a Title Loan Through Max Cash Title Loans

When you are looking for fast and convenient funding, Max Cash Title Loans is the company to work with. Financial emergencies don’t have to be stressful when you have the proper funding. Feel the financial relief that can come with having a secured car title loan. To start on your journey towards financial freedom, all you have to do is follow the easy process, here’s how it works:

  1. Send in your information

To begin, you can call us any day of the week at 855 561 5626, or you can go online to our website and send us your information electronically. You will know right away if you approved.

  1. Speak with your lender

Upon approval, Max Cash will connect you with the most qualified lender for you. Once you speak with your lender, they will most likely request a few documents from you so they can finish up and give you your car title loan contract to sign.

  1. Receive your funding

The last step of the process is to sign your car title loan contract and receive your money. Spend your money on the things you need so you don’t have to worry.

It only takes a few minutes to get started, so begin your Max Cash Title Loans process now!