Most of us have been there before. Something unexpected happens, and now we need emergency cash assistance, and we need it quickly. If this is happening to you, we understand how troubling it can be. However, there is help available.
If you’ve found yourself in need of emergency cash assistance, but aren’t sure where to turn, Max Cash Title Loans may be able to assist you. 1 2 With a simple title loan application process, we can help you find quick cash available near you. 1 2
If a car title loan sounds like something that could help your situation, contact Max Cash Title Loans today. Fill out a brief online application form or call us directly to start the process over the phone.
To learn more about emergency cash assistance programs that are available near you, continue reading below.
Types of Emergency Cash Assistance Programs Available Near You
Government Benefit Programs
If you are facing a financial crisis, the first place you may want to visit is Benefits.gov. This website can connect you to a wide array of government programs in your state. It’s also possible to search the website to locate unique programs by state, financial needs, and groups, including health care or disaster relief. Some of these programs include Temporary Assistance for Needy Family (TANF) and the Supplemental Nutrition Assistance Program (SNAP).
Additionally, users can also utilize the “Benefits Finder” tool to discover additional programs they qualify for. This tool asks users a set of questions regarding their personal circumstances. Then it provides them with a listing of all the applications that can assist them with their needs. While not all the applications that the website will be useful, you may find helpful information.
Community Action Agencies
Another way to discover applications that will help your financial situation is through a Community Action Agency (CAA). These nonprofit associations aim to assist families living in poverty to become self-sufficient. During a disaster, these organizations may also offer you short-term financial assistance with other expenses. These expenses include things like energy costs, housing repairs, and transportation expenses.
Community Action Agencies receive some of their funds from federal government grants. However, the majority of the cash is from local communities and neighborhood groups in towns and cities throughout the United States.
You will find more than 1,000 Community Action Agencies covering all 50 US states. The Community Action Agency assistance program helps approximately 15 million people and 6 million households each year.
Every Community Action Agency provides different services to the people in its region. Nearly all Community Action Agencies provide advice and referrals to other government assistance programs. Most Community Action Agencies also offer general assistance, such as food pantries and shelters. Some might also provide additional services associated with job training, child support services, food assistance, and health care.
To locate a CAA in your community, visit the Community Action Partnership official website.
The 2-1-1 Program (United Way)
The 2-1-1 Program, run by United Way Worldwide, helps link individuals to assistance programs in their state.
Through the 2-1-1- Program, users can use it to locate the following:
- Food and nutrition programs (i.e., food banks)
- Shelter, home assistance, and utility assistance
- Emergency information and disaster relief funds
- Job training opportunities
- Jobs for Veterans
- Health care, vaccinations, and additional health information
- Mental health support groups
- Assistance for individuals recovering from alcohol or drug use
- Programs for individuals released from prison as they re-enter society
- Assistance in escaping physical or psychological domestic violence
To locate a 2-1-1 Programs in your area, simply dial 2-1-1 on your cellphone or landline. From there, a resource expert will point you to a local program that can help. Additionally, you can also visit 211.org for more information regarding a 2-1-1 Program or United Way program in your region.
Lost Income Programs
If you have lost your job or had your job hours reduced for a specific reason, help is available. Whether it was a natural disaster or health crisis such as the COVID-19/Coronavirus pandemic, lost income programs may help. Some Lost Income Programs include the following:
If you have lost your job due to no fault of your own, you may be eligible for Unemployment Insurance (UI). The Unemployment Insurance program pays you a part of your lost wages each week for a specific time period.
Each state has rules and regulations regarding who qualifies for cash benefits and cash payments, how much they are eligible to receive, and how long the benefit period will last. Typically, you have to be actively searching for another job to collect unemployment. For more information, visit your local government agency’s official website.
The US Department of Labor (DOL) runs many assistance programs to help Americans find employment. Additionally, this program can also help them train and educate them for a better job.
The most important program in the Job Training program is the American Job Centers (AJCs). There are approximately 2,500 American Job Centers throughout the country. From these centers, people can look for jobs, find job training sites, and ask questions regarding employment. To find an American Job Center near you, visit the US Department of Labor’s official website.
Additionally, the Senior Community Service Employment Program (SCSEP) offers career training for low-income, jobless seniors (age 55 and older). This program also helps these individuals locate work. Furthermore, elderly individuals may connect with part-time work in public and nonprofit facilities, like colleges, hospitals, and daycare centers.
If you are unable to perform your job due to an accident or illness that happened while working, this workers’ compensation could replace your lost income. In addition, workers’ compensation can help cover medical assistance bills and compensate individuals for permanent injuries.
Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)
There are two distinct programs that provide advantages for individuals looking for temporary cash assistance. First, Social Security Disability Insurance (SSDI) provides benefits to individuals who have “work credits” with the SSA. Supplemental Security Income (SSI), on the other hand, is for less-wealthy individuals that are older or have disabilities.
If you have a permanent disability that leaves you unable to work for at least 12 weeks, these programs may help. Additionally, you might also be eligible for disability insurance through the Social Security Administration (SSA).
To learn more about the Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs, visit the official Social Security Administration website for more information.
Nonprofit Financial Assistance Programs
In addition to government programs, nonprofit assistance programs might also be able to help. These programs aim to assist people with everything from housing expenses and food costs to out of pocket health insurance expenses and child care help.
Contact Max Cash Title Loans Today for Emergency Cash Assistance 2
As you can see, there are several options available for individuals looking for emergency cash assistance. However, if you do not qualify for any of them, Max Cash Title Loans may be able to provide assistance. 2
If you think an auto title loan may be able to help your financial situation, give us a call today or fill out an online application to start the process right away. We’re available seven days a week for all of your title loan needs.