What Year Does Your Car Have to Be to Get a Title Loan?

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When you are approved for a title loan, your lender will beforehand typically look at various aspects of your car in order to determine qualification. If you have an older car, you may be worried that the age of your car may hinder the approval of your loan.

It’s important to note that most car title loan lenders don’t really care about the age of your car, just as long as it is in good condition. Some indicators of acceptable condition of an older car may be:

  • No major dents on the inside or outside the vehicle
  • No missing pieces from the car
  • Maintains proper functionality
  • Acceptable mileage

If you have a car that is on the older side, but you have taken care of it over the years, there is a very good chance you may be approved for funding on a car title loan. When most car title loan lenders consider your approval for funding, they will look at the equity of your vehicle and ability to pay the loan. That means you can have an older car, but if that car has proper equity and you have a qualifying method of repaying the loan you may most likely be approved for car title loan funding.

Can I get a Car Title Loan if I have a Vintage Car?

Yes! It is possible to get a car title loan on your vehicle, even if your vehicle happens to be a vintage car. The age of your car is not usually what is important when you get approved for a car title loan. More times than not, the lender is more concerned with the overall equity of the qualifying vehicle and ability to repay the loan than simple the age of the car itself.

Also, sometimes vintage cars can be quite valuable, which means they may have more equity than other cars which may be a younger model. Do you know how old a car has to be in order to be considered a vintage car?

How Old Does a Vintage Car Need to be in Order to be Considered Vintage?

When we think of vintage cars, we normally think of very old vehicles that were new in the 40s, 50s, 60s, or even the 70s. Some people even think that a car must be from one of these eras in order to be considered vintage, but this is simply not true.

A car is considered vintage when it is at least 25 years old. That means that in the year of 2018, a car that is from the years 1993 would be considered vintage. (Feel old yet?)

Is it Easy to Get Approved for a Title Loan with an Older Car?

It can be! Getting a car title loan basically depends on the equity of the vehicle and the borrower’s ability to repay the loan.

Getting the best deal on a car title loan can be easier if you work with a broker. There are thousands of different lenders out there, and sometimes it can be difficult to distinguish the quality lenders from the shady ones. Working with a broker can eliminate this difficulty because they have already done the work for you.

Max Cash is the #1 nationwide title loans referral service, which means that we may be able to connect you with the most fantastic deal on a car title loan.

How Can I Get a Car Title Loan with Max Cash Title Loans?

Working with Max Cash has never been more simple and easy! Follow the 3 step process and receive your funding the same day1! Here’s how it works:

  1. Send in your information

To get started on the Max Cash Title Loans process, all you have to do is go to our homepage or simply call us at 855 561 5626. With a few click or just one call, you may be connected with the best possible lender for you.

  1. Talk to your lender

When you are approved1, you will be connected with your car title loan lender. From there you can work with them and send them the proper documents so they can process your funding!

  1. Sign your contract and get paid!

The last step of the process is to sign your contract and receive your money! Spend your money on the things you need most and pay back your loan in a way that is convenient for you.

Some common methods of paying back a car title loan are:

  • Online or through a mobile app
  • Sending in a check through the mail
  • Calling customer service and paying over the phone
  • Visiting the licensed lender or participating store and make payments in person

You could be spending your money soon! Click here to begin the Max Cash Title Loans process now!