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Texas Title Loans

Get a Title Loan in Texas with Max Cash® Title Loans

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

Get Your Fast Money in 3 Simple Steps:5

1

Apply Online or Over the Phone

Submit a short loan inquiry online or call (855) 561-5626 to get instant pre-approval!2 5

2

Send in Your Documents

Upon initial pre-approval, you will be asked to submit a couple of documents to verify your information. The faster you submit your documents, the faster we can work with you and connect you to emergency cash!2 5

3

Choose How to Get Your Money!5

Get your money sent via direct deposit to your bank account, or just pick up your cash at a local MoneyGram near you in Texas.

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What are the Benefits of Max Cash® Title Loans?

Why Work with Max Cash® Title Loans
in Texas

Max Cash guides Texas residents every step of the way, from understanding how title loans work, to securing funds quickly and easily.5

How Do Title Loans Work in Texas?

Is your car paid off or almost paid off? Title loans in Texas are secured loans that let you tap into your vehicle’s equity. Don’t sell your car - use it as collateral for a loan and unlock up to half or more of your vehicle’s value.1 5

Submit an application online, in person, or over the phone, and if you are fully approved, a title lender will add a lien to your car or truck’s title. During the repayment process, you have to keep up with your payments to maintain access to your vehicle. Once you’ve fully paid off the loan, the lien is removed!

Getting car title loans with no credit check in Texas may be on your mind if you don’t have a strong credit score. But one of the benefits of getting a loan against your car is that you don’t always need to have one!5 As long as you meet the lender’s criteria for the loan, having a perfect credit score isn’t required.

Are Title Loans Legal In Texas?

You can apply for title loans in Texas online or in person, but it is important to do your research on the lender you decide to work with. Check out websites like Trustpilot or the Better Business Bureau to see what consumers are saying about a lender or loan servicer that you’re interested in working with in the future!

What are the Requirements for an Auto Title Loan in Texas?

Getting an auto title loan in Texas doesn’t have to be a hassle, but you will need to meet a few requirements to access the funds you need.5 Typically, that includes being of legal age and having a car with enough positive equity to qualify as collateral for the loan. You’ll be asked to present a few documents to verify your information, and they can change depending on the lender you want to work with. Generally speaking, the following documents are smart to keep on hand before you start your loan request:

  • Recent Pay Stubs or Bank Statements to Verify Your Ability to Make Loan Payments
  • Proof of Residence Through Credit Card Statements
  • May be Required to Have Proof of Car Insurance
  • A Texas-Issued Car or Truck Title
  • Texas Driver’s License or Another Valid, Gov. Issued Photo ID

Depending on the lender you choose to get a Texas title loan, you may be asked to submit more or fewer documents than the list above.

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Speedy Cash Retrieval5

Max Cash® Title Loans: Where fast meets convenience. Get your quick funds in as little as 24 hours!1 2 5

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Cruise & Collect

Stay on the move in your car while accessing the funds you need through a car title loan.

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Bad Credit Welcome5

Meet the other criteria and don't sweat your credit history.5

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Created for Convenience4

Loan terms and rates made for convenience—delivered by lenders who understand your needs.4

or
Call (855) 561-5626 for instant pre-approval2

Automobile Stores near
Texas

KEN GARFF HYUNDAI DOWNTOWN

PO BOX 660635, Dallas, TX 75266

how it works

The Easy Application Process with
Max Cash® Title Loans in Texas

When working with our team members, you never have to worry about scheduling appointments or waiting in long lines. We are here for you seven days a week for your convenience. Here is what the application process will look like:

01. Get on the Path to a Loan

Start your loan journey by contacting us. Provide details about your loan needs, vehicle, and income, and a representative will connect with you. During this step, our agents will go over what is required for a title loan.

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02. Meet the Requirements & Get Connected

After initial contact, our loan agents will explain the finer points of the process, including qualifications and pre-approval. Meeting the basic requirements means we begin searching for the right lender fit for you.2

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03. Get Fully Acquainted & Funded5

When a lender is matched with you after receiving pre-approval for a title loan in Texas, take the time to get acquainted with their process and proceed with an online application. Getting fully approved could lead you to your funds in as little as one business day!1 5

To learn more about title loans in Texas, and on Max Cash® Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash® Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash® Title Loans has you covered.1

13 Million

Customers Serviced Nationwide

Max Cash® Title Loans is proud to have helped over 13 Million people in America.

or
Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Getting connected to a title loan in Texas is easy! Simply complete our short online inquiry form above or call 855-561-5626 to speak with a loan agent. Begin your application from home to see if you prequalify for the financial help you need. If you do, you can submit your documentation and be matched with a lender to receive your funds.5

Need fast funds to make ends meet? You're not alone! Title loans can match your pace, because if you are approved for a title loan in Texas, you could receive your auto title loan funding in Texas as soon as the same day or by the next business day after approval.1 2 5

Your loan terms tend to vary depending on the lender you decide to work with. Some title loans are short-term, but others can be longer. It's important to read through your loan agreement if you are eligible for funding to see how long you have to pay back your Texas title loan.4 5

The lowest credit score requirements for car title loans in Texas can change from lender to lender. Title lenders in Texas may or may not have strict credit requirements, so it is important to find a lender that meets your needs if you aren't proud of your credit history - and Max Cash can help make it happen!2 5

Max Cash® Title Loans works with lenders in our network that have competitive rates, so you know you're getting the best deal possible, even though title loan rates tend to be on the higher side due to the credit risk.2 4

Having a bad credit score can hold you back from traditional bank loans, but title loans can be different! Get in touch with us to learn more about bad credit title loans in Texas.5

For Texas residents, title lenders will typically assess a car's equity based on its year, make, model, and mileage. However, lenders also take into account vehicle modifications, such as interior and exterior improvements, and the overall condition of the vehicle. Check out our Directory of Title Loan Vehicle Values to see how much you may be able to get!

Factors that impact the amount you can get through a title loan in Texas include your car's equity and your income. The higher your car's value, the more money you can get if you can show correct proof of income during your application. Typically, approved residents can get from 25% to 50% or more of their truck or car's value through this type of secured loan.1 5

Some title loan lenders in Texas have less stringent requirements, making it easier to obtain a loan even if you have a poor credit score. Ask a loan agent about your options today by dialing 855-561-5626.5

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Texas Demographics

There are currently 9,552,767 occupied housing units in Texas. Out of 9,552,767 houses, 5,917,517 are owned and 3,635,250 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 587,274 1,398,285 2,990,743 2,516,201 1,075,668 984,596
Owned 154,551 446,648 1,330,263 2,062,060 990,405 933,590
Rental 432,723 951,637 1,660,480 454,141 85,263 51,006

The table below depicts the monthly gross rent for occupied units percentage (%) in Texas :

City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
Amarillo 6.70 58.64 26.34 5.50 1.54 0.72 0.56
Arlington 2.47 36.28 36.47 18.95 4.60 1.01 0.24
Austin 2.96 19.07 42.17 21.05 8.14 3.52 3.11
Brownsville 24.57 57.80 15.13 2.47 0.07 0.00 0.00
Corpus Christi 10.34 43.46 30.76 10.59 3.41 0.90 0.53
Dallas 5.95 41.48 33.82 12.22 3.50 1.58 1.45
El Paso 17.64 48.26 23.22 8.60 1.25 0.70 0.36
Fort Worth 5.31 42.65 35.81 12.48 2.45 0.88 0.42
Frisco 0.75 8.50 38.40 27.75 17.80 4.50 2.30
Garland 3.12 39.34 42.64 12.58 1.82 0.08 0.42

The table below depicts formal educational background percentage of householders in Texas:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 16.74 27.54 31.72 24.00
Owner-occupied housing units 15.70 26.52 30.97 26.81
Renter-occupied housing units 19.72 29.89 32.57 17.82

In Texas, the total population is 27,884,135 with 13,849,249 identified as male and 14,034,886 identified as female. Under 18 population is 10,025,488.

Total Male Female
Estimate - Citizen, 18 and over population 17,858,647 8,719,037 9,139,610
Estimate - Total population 27,884,135 13,849,249 14,034,886

The table below depicts total population breakdown by age in Texas.

Under 5 years 1,998,865
5 to 9 years 2,028,085
10 to 14 years 2,057,318
15 to 19 years 1,987,051
20 to 24 years 1,998,075
25 to 34 years 4,094,223
35 to 44 years 3,767,366
45 to 54 years 3,510,937
55 to 59 years 1,658,821
60 to 64 years 1,445,751
65 to 74 years 2,000,635
75 to 84 years 971,088
85 years and over 365,920

The table below depicts estimated amount which you can receive by car make/model/mileage in Texas.

Year Make Model Miles Funded Amount
2023 Chevrolet Silverado 1500 10,000 $10,000
2023 Land Rover Other 2,500 $10,000
2023 Chevrolet Traverse 24,000 $1,251
2023 Honda Accord 140,000 $1,033
2023 Chevrolet Malibu 25,000 $650
2023 Toyota Camry 1,800 $10,033
2023 Acura Integra 123,456 $2,533
2022 Honda HR-V 25,000 $300
2022 Chevrolet Camaro 199,000 $1,433
2022 Dodge Challenger 28,213 $10,033
2022 Ram 1500 1,600 $2,566
2022 Dodge Charger 30,216 $14,254
2022 GMC Yukon 24,490 $10,250
2022 Cadillac Escalade 86,000 $3,500
2022 Toyota Highlander 5,500 $15,000

Does Max Cash® Title Loans Provide
Service in Texas?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

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Did You Know?

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Apply for an Online Title Loan in Texas Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Texas today!