Simple and Convenient Title Loans in McKinney, Texas
Looking for a quick and simple way to get money? Worried about your credit or lack of? Turn to Max Cash Title Loans in McKinney to get an auto title loan today! There are two simple and convenient options for getting your loan: walk-in and get your loan the same day; or take a much lower payment option and save with Max Cash Title Loans’ completely online process.
Applying for an auto title loan can sometimes feel overwhelming. You may even have a lot of questions about title loans in general. Max Cash Title Loans, makes it simple to get a loan of hundreds to thousands of dollars in McKinney on the same day you fill the out loan application!
Max Cash Title Loans in McKinney has two unique options:
Option 1 – Low Monthly Payments That Reduce Every Month
- Payments continue to drop every month as the interest lowers with every on-time payment
- You have up to 3 years to pay off the loan
- A chance to borrow more money at your current interest rate
- Great way to increase your credit score as payments are made!
- Reports to all major credit bureaus
Option 2 – Faster Walk-In Process
- Come to the store and speak with a title loan agent face to face
- Bring documents in person as well as have your car present
- Interest rates are a little higher
- The vehicle will be inspected in-person by a loan officer
- Get cash or a check the same day!
Get started by using our simple and fast title loan calculator to get an idea of how much your first title loan payment will be.
More On How Option 1 Works
Most title loans normally have a 200-400% interest rate. With option 1, the interest rate typically starts around 175%4 You’ll be saving a lot right at the start!
Your final payment could be 50% less than what it was when you started. This is because, with every on-time monthly payment, the interest rate drops considerably. It can lower all the way down to just 32%3,4
Up to 3 Years to Pay and No Added Fees
With this option, you’ll have up to 3 years to pay back your loan. Of course, you can pay it off earlier and not be faced with any hidden fees or surprise penalties.
Borrow More at a Discount
You can potentially borrow more money at the current interest rate of the loan. This works as a new loan but at a discounted payment amount because you earned it! That means if you have made on-time payments and are currently at the lowest interest rate, you may qualify to get more cash at this low rate!
A Chance to Improve Your Credit
One of the most amazing benefits of Max Cash Title Loans is that it can reestablish good credit and increase your credit score. Other title loans are designed to make it almost impossible to not only pay off but also to positively affect your credit score. By providing payments on time, you’ll be able to pay the loan back faster as the interest rate decreases and potentially increase your credit score. This is an excellent opportunity because Max Cash Title Loans reports to all major credit bureaus.
No Intrusive Vehicle Inspection
Many other title loans require an in-person vehicle inspection. The title loan agent will come out and take different photos inside and outside of your car and even test everything to make sure it works. With Max Cash Title Loans in McKinney, all that is required are a few simple documents: pictures of your car which you can take with your phone; and pictures of documents such as proof of insurance and a residential address. You can take all of these on your own and upload them online.
Why You Should Choose Max Cash Title Loans in McKinney for Your Title Loan
Max Cash Title Loans brokers quality loans to customers everywhere in the state of Texas. Here are just a few of the reasons why Max Cash Title Loans in McKinney is a good choice for you:
- Low or no credit? No problem.
- Title loans ranging between hundreds to thousands of dollars with fair market interest
- Receive title loans FAST in as little as 2 hours
- Continue to hang on to your car during the loan period
3 Simple Steps to Get a Car Title Loan
First, just provide simple information about your car such as the year, make, model, and mileage. Then provide a little personal contact information. You have the choice of completing the secure online application or apply over the phone by calling (855) 561-5626.
You will next receive a confirmation call from a Max Cash Title Loans processor with your preapproval loan amount. Next, just answer a few questions to get you fully approved for your desired loan amount. Then take a picture of your driver’s license, car title, a few extra documents and upload for instant approval. It’s really that simple!
GET YOUR MONEY!
There are multiple ways for you to receive your cash, making Max Cash Title Loans simple and convenient. In very little time, your entire loan amount will be directly available for you to access.
Requirements to Get Car Title Loans in McKinney
- Be a resident of Texas and be at least 18 years of age
- Own a vehicle that is fully (or is close to being) paid off
- Have a verifiable source of income of at least $800/month
- Car insurance
- A few personal references
Need More Information on How Title Loans Work?
Apply in seconds using our simple application form. You can also call a Max Cash Title Loans processing expert any day of the week by dialing (855) 561-5626. You can be preapproved and provided your loan amount in just a few minutes! Live representatives are available to talk, chat, and even text throughout the process!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location